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When does the 30 days for BT's kick in..?
Probably a silly question,but having difficulty getting my brain in gear this Monday AM..! The HSBC BT deal states that to qualify for 0% on BT's this must be done within 30 days of the a/c opening..but when does the 30 days begin? From application?from receiving the card? I've waited nearly 3 weeks for my card to arrive…
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Mint 0% on purchases
I paid off a Mint balance recently & they have offered me 0% on any purchases till end April (to be cleared by end May). Any ideas how I can avail myself of a cheap (or ideally interest free) loan - all the possibilities like Neteller or paypal seem to involve such high charges so that it doesn't seem economic to do it.
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Halifax Credit Card - Cashback Points
Hi everyone, I have had a Halifax Credit Card for sometime now, I have noticed when I log-in online it says I have got 152 Cashback points, what does this mean? and does anyone know what I could get for those points or how I redeem them? Thanks TJ
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Somone on the Electrol roll thats not Me Eeek!
Today when I was looking at my credit file.. there was a mark over my address.. so I followed the link and it said something about me being at two addresses. When I looked at the name and address.. this person has the same first two intials and surname as me.. and the house number and first line of address is the same as…
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How can I Credit Tart from abroad?
I am currently living in the Netherlands and have got my UK finances into a bit of a mess. I **KNOW** that I will be able to re-pay all debts that have accumulated over the last year within the next 6 months thanks to lump sums on their way (expenses to be re-paid, bonus in april etc). Trouble is, right now first direct…
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Payment protection PLEASE HELP!
My husband has a Loyds TSB credit card and took out payment protection a few months after recieving the card, (this was about 3 years ago) not wanting the protection, but he felt pressured into getting it, at the time my husband had been dignosed with MS and was not working. We do not have any documents relating to this…
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Skycard if you already have a Barclaycard?
Hi there I have had a mailshot through about the Skycard and the offer looks good so was thinking about applying for it The thing is I lareday have a Barclaycard and was wondering if that would exclude me from applying for it. Would seem strange if they did send me a mailshot about it though- admittedly was to my old…
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Loan transfer to a credit card?
I've got a £7k loan at 6.3% over 48 mths. Can I balance transfer a loan to a credit card? If so any good deals that you could advise me of? Thanks.
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get loan to pay off credit card?
whoops wrong button pressed!
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Never, ever, spend on a card after balance transferring to it!
This may be an obvious question but Martin always stresses never to spend on a card that has been used for a balance transfer but my question is does that include "spending" by having payment protection insurance on the card? :confused:
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Phoning Credit card comps and trying for a lesser interest
Sorry if this has been done before. I have searched on here-but couldnt find it. I was thinking this evening, What do you think my chances would be of getting a reduction in the interest I pay on my cards by calling and saying something like.. I'm enquiring about a settlement figure as Im thinking of doing a balance…
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What A Swizz!!!!!
I have recently been accepted for a HSBC CC - 0% on balance transfers to April 08. Filled out the forms for the balance transfers and was happy thinking that we were another step closer to becoming debt free. I have now received a letter saying, sorry but tough luck your 0% runs out Jan 08, not April. :mad: Yet they are…
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Time limit for a chargeback
Its taken me a while to get round to this as I have had other more pressing matters, However Last April I paid paypal using my credit card for a concert ticket to be held in Newcastle in August 2006. The company went bust as they failed to sell enough tickets and promised to make refunds but they failed to do so…
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Payment protection PLEASE HELP!
My husband has a Loyds TSB credit card and took out payment protection a few months after recieving the card, (this was about 3 years ago) not wanting the protection, but he felt pressured into getting it, at the time my husband had been dignosed with MS and was not working. We do not have any documents relating to this…
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purchase protection on cards
I have an MBNA credit card and dont remember sgreeing to them taking out purchase protection, i have looked round on this forum for a letter template to cancel it. can anyone help. thankyou xx
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Morgan Stanley credit card cashback rate?
I got my Morgan Stanley card in last November. It was advitised that the cash back rate would be 3% at least before January. However, all my cash reward are based on 1% so far. Does anyone have any idea why? I applied this directly through their website rather than any referal link or website. Is this the reason?:confused:
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Full interest for missed payment
BBC mentioned briefly today that credit card companies may start to charge the full interest charge if any one payment is late on 0% BT deals. Anyone know which cards are involved ?
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Professional Studies Loan v 0% interest card?
Can anyone help me? I owe about £11,000 to Natwest which is the remainder of a Professional Studies Loan I took out when I was at law school. The rate of interest is 7.9% and I am due to finish paying it off in August 2013. I have 2 MBNA credit cards with 0% interest for balance transfers until the end of the year. Should…
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Increased Credit Limit....
Hi. Has anyone had their credit limit increased without being told? I have a Morgan Stanley card which I have just finished paying off :D I noticed on my statement this morning that they have increased my limit from £3500 to £4800 overnight. This is the second time this year, as in Jan, my limit was only £2500.:confused:…
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Mint have stabbed me in the back! What can I do?...
I have a Mint card and was told I could have a 1.9% balance transfer rate as an existing customer as I wanted to transfer money from my Egg card. My balance is at the limit now but I have the cash to pay it all off and then do the BT. I rang Mint up today to pay it all off and to double check about the 1.9% before I did…