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Stoozing spreadsheets?
Attention all spreadsheet geeks! :o Just wondering if any one has good stoozing spreadsheets and formulaes etc that they have developed? I'm a bit of a spreadsheet geek myself and I'd like to start stoozing, but before I do this I need a good spreadsheet where I can log all information and see future projections etc. If…
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Newbie
I've just joined and think this is a grand idea. I'm 19 and interested in using this technique to get the full amount into my isa. I get the basics but where should I open my cc account, I hope they'll accept me. I've got a fixed rate isa atm but have access to previous years variable if the worse came to the worse. Umm…
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Virgin card - will this work?
I have just applied for a Virgin credit card, and was immediately accepted online. I was given a £4500 limit. I applied for the card to BT £1800 from my HSBC card, to take advantage of the 15 months 0% to pay it off, which we can easily do in that time. Just reading through Martin's stoozing article, it mentions the Virgin…
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Stoozing Newbie
Hi All Stoozing newbie here. Got an MBNA card with a limit of £6500, transferred £6000 direct into my current a/c with a 2.9% fee of £174. Set up DD, which I've not yet had confirmation of, so made the minimum payment by BACS ... but because of the bank holiday on Monday it's a day late. :mad: and I've been charged a late…
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Stoozing on life of balance cards
are there any benefits to stoozing on life of balance cards? or would the interest you have to pay out-weigh any possible profits.
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Best account to stooze into?
Just setting up my first attempt at stoozing. I've applied for my Egg money card and will get my 0% one once the egg money has arrived. Question is, egg money gives you 4% on positive balances, great! But I want a bit more and also want to be able to pay the minimum payments from my stooze pot, just for ease, so its all…
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Charged interest on an interest free card!!!
I took out an interest free on purchases credit card (so I could stooze). Have spent about £5k on it and have been paying the minimum amount each month and putting the balance into a savings acount. A months ago, I messed up the minimum payment (accept its my fault I sent the money to my mortgage account which is with the…
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Capital One is this stupid
I am retired on State benefits small private pension spouse gets senior citizens pension next month,our credit limit is £7500:eek: got this no bother didnt inflate our income is this unusual:confused:
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Halifax 3.94% life of balance stooze
Normally junk mail from Halifax goes straight into the shredder but this one has got me thinking. Offer relates to an existing Halfiax One card where the 0% for 12m on purchases offer has expired and been paid off and the card not currently used. The offer is 3.94% pa (3% fee) for life of balance via BT or cheques. So,…
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egg money and OH question.
OH is the second cardholder on my egg money card.Could he apply for a 0% card then BT to the egg money or would it have to be in his name? In case I'm not clear does he need to apply for his own egg money card in order to stooze?
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Slow stoozing into an ISA?
I started a "slow stooze" on an 0% 15 month credit card in January and presently have savings in a high interest regular saver and the rest in a ICESAVE a/c. When I started this I figured instant access to savings would be prefferable, especially as this is my first Credit Card and unsure of the balance transfer market in…
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New stoozer - Advice please?!...
I have recently started stoozing with the Virgin card, but the one thing i can't get my head around is on this site where Martin talks about Super-Balance transfers, and the fact that only two cards currently allow you to do this (Virgin & MBNA) - http://www.moneysavingexpert.com/cards/stooze-cash-credit-cards#MBNA There…
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Egg cashback update please
Hi I have BT'd some money from Capital One into my Egg Money account and I have not used the Egg Money account for a while. I have about £200 sitting in my Egg Savings account from previous cashback given for moving money in and out of Egg Savings but I am little out of touch, I read somewhere not to do it now, is that…
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First egg mule stoozing experience
Hello, Not a question, just wanted to share my experience, possibly to help other newbie like me. I all went very smoothly with no problemes whatsoever, but the only thing I should have factored more carefully is the time it takes for the money to be transferred: from the date of my BT to Halifax to the date it will…
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egg card
when i go to Egg Money admin then Transfer a balance then [FONT=arial,helvetica]Current account / overdraft[/FONT] i want to transfer my postive balance 9k but at the top all it says is [FONT=arial,helvetica]credit limit[/FONT] [FONT=arial,helvetica]£3000.00[/FONT] so if i transfer 9k it wont come out my credit limit will…
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The Unbelievable Incompetence of Egg - anyone else had a similar experience?
Warning: rant follows. The last two weeks have seen me spend many happy hours on the phone to Egg to try and correct their almost incomprehensible mistakes: 1) I asked Egg to transfer a £6k stooze pot from my Egg Money card. They transferred £11k in multiple small transactions into various of my bank accounts, thereby…
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american express money back credit card
hello i just checked my credit score which was 999, so i applied for the american exspress card through quidco, the thing is they said they will let me know in ten days if i been accepted, is this good or bad? thanks in advance.
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Report: Capital One "fines" pensioner
This may be of interest - recent report of pensioner slapped with a "fine " by Capital One for: http://www.thisismoney.co.uk/credit-and-loans/article.html?in_article_id=441363&in_page_id=9 Edit: Oops- thanks Milarkey!
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Ready to stooze?
Hi, I have been reading up on "stoozing" and it looks like I may very well be able to do it, i think. I have forumlated this plan, please tell me if I have got it right. 1) Open 12mnth 0% Credit Card 2) Setup standing order for minimum monthly amount to be paid form current account to credit card account 3) Pay all my…
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Goldfish Stoozing Query
Hi everyone I’m new to MSE and to stoozing but I’ve read Martin’s article and I think I understand the basic principles. I’d like to use stoozing to bring down the monthly interest payments on my offset mortgage with an interest rate of 6.45% (One Account). The money I will save on interest can then be used to ‘overpay’ my…