We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Stoozing Newbie
frogface
Posts: 1 Newbie
Hi All
Stoozing newbie here. Got an MBNA card with a limit of £6500, transferred £6000 direct into my current a/c with a 2.9% fee of £174.
Set up DD, which I've not yet had confirmation of, so made the minimum payment by BACS ... but because of the bank holiday on Monday it's a day late. :mad: and I've been charged a late fee of £12.
Will they now back date the interest and will I lose my 0% for 15 months deal ??? :eek:
frogface
Stoozing newbie here. Got an MBNA card with a limit of £6500, transferred £6000 direct into my current a/c with a 2.9% fee of £174.
Set up DD, which I've not yet had confirmation of, so made the minimum payment by BACS ... but because of the bank holiday on Monday it's a day late. :mad: and I've been charged a late fee of £12.
Will they now back date the interest and will I lose my 0% for 15 months deal ??? :eek:
frogface
0
Comments
-
Yes you will lose your 0% period, but if you make a polite phone call to explain the circumstances and to request that they re-instate it, then they probably will do so. In fact, it might be better to play a little dumb and say that you wanted to check that your payment got there on time and let them tell you about the 0% withdrawal. That way it will come as a surprise to you etc
Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards