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Urgent help re. delivery of a parcel
Hi, I ordered some stock and it was due to be sent to my home adress today. I received an email from the courier to say it had been delivered and signed by (surname given). Well as this was not me, I phoned the company who had delivered it. they phoned back to say they had spoken to the courier company and they had made a…
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Barclays Sales Financing
Looking for info on companies that use factoring or invoice discounting with Barclays. We use them but they dont seem very switched on and are only interested in visiting us when there is a problem. Customer service is poor and they keep trying to change the goal posts as far as the fees are concerned. My clients are not…
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New business cash flow issues.
We are a small business that is having some temporary cash flow issues, my problem is that we took out several phones with T-Mobile and we are currently unable to meet the payments. In fact we are almost 2 months behind in the bills and they have cut us off. My worry is that we are in a situation where they are going to be…
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VAT Refund
Hi everyone, I've just been looking through my girlfriend's accounts for her shop and came across something I'm not entirely sure is correct. Basically she took some advice from a friend who works in an accouts office and registered for VAT when she started (in 2007). Ever since then she has calculated & paid her VAT every…
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Small biz tax : Creative ideas
hi all, If I were to start a small business or become self employed; can I have some ideas please for ways of making the most of tax allowances? I.e. I remember someone I once knew claimed certain bits back against fees to keep her pet in their house as a "guard animal". or I believe there are ways of claiming car fees…
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Free Energy Audits for micro businesses in the Forest of Dean.
Local authority funded (free) energy surveys for micro businesses in the Forest of Dean area. The service includes:* An on-site energy survey. * A report including recommended no cost, low cost and capital cost measures to reduce energy use. With approximate return on investments and 10 year potential savings plan. *…
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Start up Business Finance help!
I'm sure there are lots of questions like this. I need £15,000 to set up my business. I have my business plan and thought everything was in place until i called the bank today. I called Natwest (not my personal bank) and they said they would only consider lending me 50% if I could raise the other 50% first. I do not have…
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overdue account
Is there any way of checking if a customer who owes us money has any ccj already against them without paying a fee to a company
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Where to buy a business?
Does anyone know of good website of business for sale? So many just seem a bit off.
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Sole Trader, LTD or umbrella company. Help!
I am starting a new job a week on Monday and for the first six months or so I will be paid as self-employed. They have said that everyone will be made PAYE at some point in the not too distant future once company restructuring has been completed. So, being a complete novice I need to know what will be most beneficial to me…
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Starting weekend business - PAYE tax credits?
Hey, I've been trawling the internet for a while now and can't seem to get a straight answer, I'm hoping someone here can help me! My situation: I have a full-time, PAYE-paying job. Having done wedding and event photography for friends in the past I want to start up as a self-employed photographer on the weekends etc (and…
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webhosting/site building advice
I've just registered a couple of domains with GoDaddy as I need to build a website for a small part time business. It's a service I provide as opposed to selling goods so in essence, initially at least, I expect the site to be not much more than a couple of pages but I will need a contact form of some description to feed…
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Sale or Return Agreement - HELP
Hi, I make and (try) to sell various craft items with fairly small values which I mainly sell at craft fairs. However I have been approached by a new shop opening locally to me who wish to stock my items on a sale or return basis. Does anyone know where I can get a Sale or Return Agreement from (prefereably for free or for…
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currencies.co.uk to change from euros - anyone use them?
I get paid by my customer in euros so I've got two business accounts, one euro one sterling. Its free to transfer between but the rate is crap. Found a company called currencies.co.uk who do the transfer at a much better rate. Could save me £50 a month. Anybody ever used them? I'm just a bit wary about transferring 1000s…
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Setting up 2nd Limited Company for IT Contractor?
Hi I have been an IT contractor for the last 7 years and at the beginning of July I took on a permanent job. I have decided after 3 weeks that it isn't for me and have been offered another contract back where I left. To the end of my last company year I had an outstanding directors Loan of £9k. This is mainly due to taking…
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Desire to open up my own shop, either on-line or locally?
I've always dreamt of opening up a shop of my own. Obviously in this economic climate it's a bit awkward isn't it?, So I was wondering what the outlook is like with on-line shops?. The particular genre of products I would like to sell is new age or metaphysical. I live in south Wales. In regards to a store, I know of two…
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Self Employed: Advice for invoice non-payment by Dutch company
Hi, Whilst I can read a lot about Letters of Action in relation UK businesses and non-payment of invoices, does anyone know what course of action is possible when the company not making payment is EU based (Dutch in this instance)? Also, if a 'deferral' of a portion of further invoices is agreed by way of email…
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chasing overdue invoices with letting agents
I have a property maintenance business and have some well overdue invoices with a letting agents that I work for. There are no reasons why they have not been paid and some are now 6 months overdue. the total of the invocies is approx £1800 ex vat. I have chased them up a number of times and sent out letters but have got…
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Community/Business Account Help Needed
Hi, I have just opened a community account with Barclays and this is all totally new to me. There are 2 signatories on the account and I need to write a few cheques for various things but I'm not sure if we both need to sign. I know this is a ery basic question and I would have thought 2 signatures would be required…
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small business marketing ideas
Hi, I haven't posted for a while and since then I have qualified as an electrician. I want to set up my own business in a bid to get back on track, to clear down some debts having been unemployed for 6 months. I have used any spare cash that I had on a small van and tools but I desperately need to do some marketing and…
