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Self assessment - help please!
Hi there, I'm currently doing a self assessment online and have hit a couple of issues I haven't come accross before so I'm hoping someone on here can help. 1. Disallowable Expenses Ok I understand what expenses are allowable and what aren't. But when I input my disallowable expenses (personal drawings) it adds them on,…
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to change business bank or stay with the devil you know
my business bank is barclays and currently pay £30 per 1/4 in bank charges which in the grand scheme of things isn't a great deal , the only other choices in my nearst town is hsbc , lloyds and nat west who as far as i can tell have similar charges after the free intro period has finished , the only free option is alliance…
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Starting Mortgage Brokers ..
Not including usual business start-up costs, you will need around £5k for Data Protection Licence, Consumer Credit Licence and to become Directly Authorised via the FSA. I became CeMap qualified before the crysis and only want to do this business if im in control of the process, instead of "pass the parcel" Appointed…
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Need a £3K loan but bad credit
Hi I am in the start up stage of setting up my business. I was made redundant on February 2009, during this time I have written a book and I am publishing it myself. I have everything set up however I need approx £3k for printing my first batch of books. I have bad credit, as I defaulted on a few agreements when I lost my…
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Lifestyle Tv- Misold lease on equipment
Lifestyle Tv- Misold lease on equipment 18 months ago I was sold 4 diamond crystal screens for my salon by a company called Lifestyle TV. We were to have advertising put on them to generate an income and pay for the screens. This never happened and lifestyle disappeared. When approaching the leasing bank-Bank of Scotland-…
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Is there one website you wish existed?
We're just brainstorming here and thought we'd expand the number of brains involved (as there's only two of us!) :D We develop custom websites and web applications for small businesses and are considering maybe developing some web based applications of our own. If there is one website/application that you wish existed that…
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Investor return on investment/ownership
Hi! I am completing an online form for Angel Investment. Quite new in business and not sure what business angels expect in terms of the deal. I dont want to mess this up so here goes my question: I know I am proposing a return on investment of 30% within 2 years. What I understand by this is that by the end of Year 2 of…
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Customer owes £1,000 - what to do?
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Rateable value query
We have a small shop which occupies a very large building. Half of our space was used by a charity project which stored donations there. It's now empty & we've moved a couple of soafs into that space so that our kids can run around there when they're in the shop. I looked up our rates bill recently & saw that the space has…
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Buying an existing business (shop)
I've been looking for a business to buy since summer last year. It is something I've always dreamed of but decided to work full time while studying for my degree to get some savings before all the expense! I've found a small independent card and gift shop a few miles from where i live and have viewed it. It was very nice…
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How to finance a new business! Please help!
Hi I am just starting up my own business, Trinkets By Moonlight, which sells the handmade sterling silver jewellery which I make from home. I am a full time mum so this job fits in perfectly with my lifestyle. However this is such an expensive hobby/turned business that my already overwhelming debt is getting even bigger.…
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Please can people just help out and look at this...
I really dont know where else to put this, seem as there is charity i though that this was the best place... As many people probably know seals get killed daily in a very un human way.. http://www.olympicshame2010.com/Default.aspx Theres lots of things you can do to help on the site, but you can also do this daily which…
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documents needed in Ltd company registration
Greetings, I'd like to register a limited company by myself and am aware that Articles of Association and Memorandum of Association are necessary in completing the registration. Do you have any advice as to where I can get them? I have seen someone selling them on ebay, but the whole package also includes form 10:…
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Letter from HMRC
I contacted inland rev as for the past 3 yrs they have been telling me to fill in online tax !!! as I used to be self employed. Each year I go through the same phone calls and doing what I have to do to stop having to do this. I have told them over and over I am not self employed any more and think it will get sorted and…
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Insurance as a business expense
is professional liability insurance an allowable expense for a sole trader?I seem to remember reading somewhere on the tax return that insurance was not deductable. thanks in advance
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CCTV over the till in the shop
We have two little shops right next to each other. The till has been short every now and then; sometimes when we have too many customers in one shop, the other one was left empty with no staff for a couple of minutes. I have suspicions that one of the staff might be stealing from the till. I am thinking about installing a…
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What exactly is VAT?
Hi all! This may sound a silly question but I really do not know what VAT is or its purpose. I'm a self-employed trader and all the items I buy for resell have VAT attached. I'm not VAT registered (obviosuly after asking a question like this ;) ) but wondered what, if any, are the benifits of being registered VAT? I know…
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car boot sale
i need information about car boot sale where and when they are going to be start i am desparatly looking for to sell my stuff .because i am i n debt and i am not working at the movment .what should i do .....:confused:
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Can a solicitor do this??
Hi all, a quick question please....the solicitor I used to try to lease a shop was TERRIBLE and he has done something I don't really agree with - my question is, is he really allowed to...? Situation: I tried to lease a shop and in doing so sent my solicitor £1500 to be used as a guarantee to the Landlord's solicitor that…
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Opening a internet cafe in spain?
Hi there, im planning on opening a internet cafe with a friend of mine in a tourist area in spain, I have enough money for everything i need, and i know what i need to do. im currently looking to rent a place around 300 euro a month so plus with internet and electricity will be around 450 a month so it would be like €15…