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Small biz MoneySaving

Archives for September 2007

Paypal offer
PayPal is offering BT Tradespace customers our lowest tier transactional rate of 1.4%+20p for 60 days from sign up. Simply sign up for a PayPal Business account using the button below by 30th September 2007. https://www.paypal.com/uk/cgi-bin/webscr?cmd=xpt/cps/general/BTBroadbandCustomer-outside
Do we need an accountant?
We formed a ltd company in September last year. At the time we hadn't started trading and so did not fill in form CT41G, but sent the relevant letter to the tax office. Now we have started trading and have received a few cheques. At the same time, we have to fill in our Annual Return. I have started to fill it in online,…
filing annual accounts
it is 1 copy to companies house and 2 to the IR or vice versa? thanks
Help on under 16's working hours
HI All, Just wondering if you could point me in the right direction, my family have just taken over a Pub in devon and everything is going well. Last week i was watching the news and there was a story about underage working in resturants and Kitchens. It stated that it was illegal for anyone under 16 to work past 7pm and…
Starting my own cleaning business
Hi all, My OH came home from work the other day and says 'How do you fancy starting a cleaning business, cleaning warehouses, factories etc'. My initial thought was :rolleyes: but he has been speaking about it non stop and would really like to give it a go. Only thing is he does not know where to start! Can anyone give me…
Business Insurance?
Hi, In the process of setting up a specialist employment agency offering skilled professionals providing a specialist service for customers. Need to obtain public liability, employee and professional indemnity insurance and wondered if anyone had any recommendations of companies to approach? Thanks
Anyone using online accounting services
Hi MSEs, Would like to know anyone using online accounting services for small business ( we are a 5 person limited company with revenue just under 150K ) If so, please share information, cost, accounting setup, PAYE etc. Thanks.
retail business document help
hi does anybody know of any good easy to use templates for staff rotas etc, my business has 8 staff, many thanks leanne
Bankrupt and refused a bank account
Hi all, apologies if this is in the wrong place, but I have done a search and cannot find an answer! I am trying to start a new business, but have been refused a business bank account as I am bankrupt. I do not need to borrow any money, but do need a chque book and/or internet banking to pay my suppliers, but I genuinely…
Getting a mortgage for premises
Does anyone know the best way to get a mortgage for business premises? I need to borrow around £80,000. Also what would the repayments be. Treen
how hard is it to fill in a personal tax return?
hello all, has anybody here filled in a personal tax return? if so is it easy to do? my accountants have offered to file mine (for a fee of £150!) :eek: thanks, daws
Charity money/deposits and Financial Services Compensation Scheme
Hi I am the district treasurer for Oxford Spires Scouts Given all the problems surrounding Northern Rock at the moment, I have been doing a bit of research and trying to find out if money held in deposit accounts by charities like ourselves is covered by the Financial Services Compensation Scheme. I haven’t found anything…
Setting Up as a Sole Trader
Hi, please can some one help me as I am getting kind of confused:confused: . My husband is setting up himself as an Electrician and we have a company name which I am assuming we have to register. I did a search on this forum and there is some advice about registering a company name. I have been looking on some of them and…
Selling Stock
Hi Ev1 Has anyone got any advice on selling off stock? I want to get rid of it quickly for the money, its mainly home accessories, kitchenware and other items Have thought about ebay but not too keen? Any ideas would be great ta in advance :)
Changing business name - Any ideas?
Hi I have been working from home part time (evenings/weekends) for the last few years running a small business that does data entry, database management, receives in competition entries and open/keys them, I am going to be leaving my job soon to go full time and want to change the name of the business and redo the website.…
Small business question
Hey people, I own a computer repairs company in West-Yorkshire and i was wondering if any other businesses have ever used Scoot.co.uk to advertise there company. We got offered a number 1 advertisement spot for West Yorkshire for £150 and i was wondering if it is worth it. Thanks Lawrence.
Threats from advertising firm - has anyone else had this?
My husband started up as self employed in May this year. He vaguely remembers having a call from (one of the many) advertising firms asking him to sponsor a magazine which goes to schools. He said no at the time, but suggested they contacted us n September around the time the publication was supposed to start and he would…
What Grants are there for starting up a Graphic Design business ??
What Grants are there for starting up a sole trader Graphic Design business ?? I have looked on the web and can't find anything, either it cause im in the south of england (oxfordshire) and my council doesn't do grants, or the grants are aimed more at artists that show work in exhibtions... i don't know where to look next…
Opinions on name please!!!
I started a shop on ebay using the id hippylicious - then I called my shop hippylicious-crafts. I really like it but Have now expanded into my own small business and am setting up my own website. I've only just realised (don't ask why it took so long:rolleyes: ) that I can't use my ebay shop name for my website…
Easy Time Tracking Pro
Hi I had posted this on the freebies board and it was suggested that it might be of interest to some here. Its free until 8am on Thursday the 13th Easy Time Tracking is a powerful, yet extremely easy-to-use time management and customer billing application. Easy Time Tracking is an ideal solution for the individual…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Small biz MoneySaving

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