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Tesco Internet Saver
Has anyone opened a Tesco Internet Saver? I keep trying, but at the end it tells me I have been timed out due to inactivity.
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25K gift - what to do with it
Hi I’ll be receiving around 25k next week as part of the sale of my grandparents house who have now passed away. I’m 42. Apart from paying off any debts, is there any advice as to what I should do with the money? It’s not classed as inheritance so I’m assuming I don’t need to inform HMRC? Thank you for any advice
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18yo organising savings, advice and thoughts needed!
Hi all, I'm 18 yrs old and just about to start uni. I'm doing a 3yr undergrad course but looking to do either a postgrad course or a teaching PGCE afterwards (another 1-2yrs). I figured I'd have a look at my savings after my junior ISA matured and I'm trying to work out where to put my money, what accounts etc. I have…
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22 years old, what to do with £20-25k?
Hi all, I'm looking for advice on what to do with £20-25k. My current situation is as follows: - In last year of university, looking to do a postgraduate year to become a teacher (will finish my studies and start work in 2023) - Currently living with my Dad rent free however will be looking to move out in in 2-3 years -…
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Headline: “Baillie Gifford cuts fee for top-performing trust”
Baillie Gifford has announced that it is changing the fee on
its US Growth trust. Previously, the trust had a management fee of 0.7% on the
trust’s first £100 million of net assets. For assets in excess of that, a fee
of 0.55% was charged. It will still charge 0.7% on the first £100 million of net
assets. Assets above £100…
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UK's first green gilt smashes records with £90bn of demand
The UK’s first green gilt is on track to beat all previous records for British government debt sales. Investors are said to have placed more than £90bn in orders for the 0.875% July 2033 green gilt this morning, according to Reuters, with price guidance for the green government bond tightened to 7.5 basis points over the…
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Cynergy Bank Authenticator Not Compatible With IOS15
Couldn't log in to my Cynergy savings today as the Authenticator app won't work. Phoned customer services and apparently their app isn't compatible with the latest Apple software update. Without the app you can't access your account, was told it should be fixed soon. Let's hope so!
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Child Inheritance
My 13 year old daughter is about to receive a substantial amount of inheritance. I am aware of the government scheme that pays an extra 25% of your deposit (up to £6k per year I believe) to go towards purchasing a property. However, I need to find an account that she does not have access to without my approval (I have a…
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selling nike espp usa shares
hi trying to sell my nike espp shares held in usa by computorshare in usa computorshare seems to want msq medalian signuture gaurentee ?? before sale and transfer of money to my uk account ,which uk banks have this signature ?? any way round this ?? any help gratefully appreciated
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Market timing
I suspect that Chris Dillow is not everyone's cup of tea on this forum but this podcast on investors chronicle has some interesting views about market timing, bonds v's cash, whether the UK market is actually cheap and more besides.…
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85k FSCS protection related question
Hi all, been a reader of this forum for a while and after much reading haven't found the answer to this. I'm aware of the 85k protection to savings and was wondering what happens if you have a lot more than 85k in a single bank as well as a big mortgage with the same bank, what would actually happen if said bank went bust?…
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Share Options
Hi, I joined a company a year ago and as part of the deal I received a number of share options. As I had to wait a year before exercising these options Im very...very confused what the tax implications are now as from what Ive read I may be paying tax and NI and employers NI on them? Things are further complicated by the…
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Healthcare and staples ETFs
Does anyone have any recommendations, please? These will perform well in bad times?
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Defensive investment of £100k
Hello good people, I hope you are well. I would be grateful for the opinion of the gestalt on my situation and thank you in advance. My spouse and I are both 40 and have generous defined benefit public sector pensions. We also have £120k invested in several stocks and shares ISAs; I manage her money as well as my own (in…
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Qib app
Hello, I’ve downloaded Qib’s app and on trying to register/open a savings account it is asking for both my debit card number and 4 digit PIN number. Would appreciate any thoughts on this as I’ve always understood that you don’t give out your PIN number? Many thanks M
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Will Trust Funds Age 21
Hi Does anyone know what banks/building societies cater for trust funds age 21. I did ask in my local town and only one provided~ I rang them the other day and they no longer offer. Thank you. D
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Crypto wallets and trading
Hi, Just looking for some guidance on what are the best crypto wallets and trade websites? I currently have metamask but this seems a US based site. Also I think there are fees for purchasing coins with “cash”, rather than other coins. would greatly appreciate any advice/tips here. Thank you, Joe
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Savings with no risks
Hello everyone, I need an advice here from you all expert :) I have £25,000 in my bank account and I would like to put this money where it generates a bit of income. I need to say that I don't like to risk hence why I haven't invested in shares or bonds as yet. I can save up to £1,000 a month to put it somewhere. I do have…
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SHARES AND COSTS
For shares (bought outside an ISA) 1. Is there a time limit for putting costs incurred in buying them against capital gains? 2. If shares have been consolidated at a certain point in time and the owner received a certain number of shares plus a cash sum - can the costs before this point be put against capital gains on…
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ISA's and costs for probate
With an ISA (Shares) - can you put any costs involved in buying shares for an ISA against the total of them? Thanks for any help JJ
