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thematic investing
hi... so another type of investment i am considering is in thematics sector. i can see things like automation, cleaner energy, healthcare, security etc being areas where it will always be looking to improve in the future. again, as with anything i'd see this as a much longer term bet. i am therefore thinking of investing…
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Financial advice/insights blogs/videos
Thought I would start a thread, and see what people use to read up on investment advice. It can range from discussions on brokers, interest accounts, stock picks and so on. I can’t say myself that I have ever found one I particularly like or is accurate, especially from YouTube/Reddit, and it is slightly concerning the…
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Nuclear
Dear all, I know investment in green/clean/renewable etc. energy has seen a rise in the value of associated funds, but recently a fall (e.g. INRG). More recently there has been discussion of nuclear. The green 'version' of this is fusion, but I wondered what members thoughts were on fission and associated fuels…
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app for devere-investment
I am interested in investing in foreign currency and devire-investment do so. They use a smartphone app. Do you know them? And any general opinion on using a smarthphone app for banking? Thanks.
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Are we seeing a slow rise in interest rates on savings accounts?
Was going to go for a 0.75%, then saw 0.85, 0.9% (which I have now locked in). There is now a 1% fixed bond now, so I'm wondering if this is the trend or just blip?
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Fund recommendations
I typically do my own research for investment funds and have approx £ 120K in a mixture of the following funds. Wanted to get some thoughts on any other good funds that you have or just keep adding more money to the existing Vanguard Life Strategy 80 Vanguard FTSE DEV world Scottish Mortgage investment fund LF Lindsell…
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One Savings Bank
Hi, One Savings Bank own Kent Reliance and Charter Savings but I read that they doubled the FSCS amount if you have accounts with each bank. I can't find any up to date information and wondered if anyone knew if this was still the case. Thanks.
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Offshore Fund dealing account
good afternoon. I currently use the Halifax Investing portal to buy on a regular basis. Looking for any recommendations for other good portals that for expatriates; maybe something similar to Halifax etc for the Channel Islands? Thanks in advance
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Transfer CTF to Junior ISA for non-UK resident
Hi I'm a UK citizen now resident in Germany (2 years) - my daughter who is 13 has a Child Trust Fund since birth and it is still with the original provider and performing horribly. I've checked with HMRC and we are allowed to transfer it to a Junior ISA despite the fact that we are no longer UK residents. However my first…
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PSA
Please can you tell me what type of Annuity comes under your PSA?
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Sharesave or ISA or pension?
A friend has asked me for advice on whether to opt in to their workplace Sharesave scheme. This is with SSE and they are being offered an option price of around a 20% reduction in the current share price - for either a 3 or 5 year term. I've not been involved with such a scheme in the past, but it appears a good way to…
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Savings investment s apps
Been recommended an app called moneybox that rounds up your card purchases into savings account stocks and shares etc are these safe and reliable ?
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JPMorgan Chase buys Nutmeg
https://www.finextra.com/newsarticle/38286/jpmorgan-chase-to-acquire-uk-digital-wealth-management-firm-nutmeg
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Investment company scams
Hi looking to invest and with the amount of high tech scams in this area I am slightly nervous. Is there a failsqfe way of checking the person you are dealing with is from the company they are saying they are from? Can the fsa do this? Do I just contact the company. All looks very legit at the moment but I want to do the…
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Nutmeg Investment Costs example
Daft question but if I were to invest £20k into the Nutmeg stocks & shares ISA do-it-for-me platform, whilst the first year is free there is an average platform cost of 0.6% (using the 0.45 - 0.75 range) plus an annual fund management charge 0.24% (using the 0.17 - 0.31 range) - so can i assume that in the second year cost…
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NSI Index linked bond calculator showing "zero" value?
Hi all, not really a major issue but we have a couple of the old NSI index linked bonds that we have been renewing for a few years. Every month the NSI website is updated so that you can type in the original value, CPI or RPI, and the bond start date and it should show the current value. For some reason for the last 2…
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Allica Bank - recent experiences anyone?
I opened a Fixed Term savings account with them a couple of days ago, and tried to transfer money to it, but my bank is indicating some issues when I try to transfer funds to the account. Has anyone else had any experience with them, good or bad
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Buying Gold Sovereigns
Evening, Small issue - but I'm a bit naive on this one and I shall be grateful for advice from folk who know better. I want to buy my Grand Daughter a gold sovereign each birthday starting with a 2021 coin now....and was just going to purchase from the Royal Mint. Appreciate there is a (big?) premium on the coin over the…
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global small cap
hello. in my last post i was asking about investing into a SIPP in an automation fund. but reviewing responses i think i've changed my mind. so now my next thoughts are to instead put money into a global small cap fund. i am thinking an index tracker maybe. as it's going into SIPP, it will be in there for the long haul.…
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Dividend distributions
I have a couple of M&G OEIC funds, both accumulation which I have recently received notification of a dividend DISTRIBUTION for the last year. I have always thought that these distributions should be added as part of the £2000 dividend allowance, but have recently seen that this may be incorrect and should be added to the…
