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Fund recommendations
Guildfordmover
Posts: 15 Forumite
I typically do my own research for investment funds and have approx £ 120K in a mixture of the following funds. Wanted to get some thoughts on any other good funds that you have or just keep adding more money to the existing
Vanguard Life Strategy 80
Vanguard FTSE DEV world
Scottish Mortgage investment fund
LF Lindsell Train UK Equity
Blue Whale
Baillie Gifford Positive Change
Baillie Gifford Global Discovery
Artemis High Income
I am looking for long term growth for the next 15-20years
thanks in advance
Vanguard Life Strategy 80
Vanguard FTSE DEV world
Scottish Mortgage investment fund
LF Lindsell Train UK Equity
Blue Whale
Baillie Gifford Positive Change
Baillie Gifford Global Discovery
Artemis High Income
I am looking for long term growth for the next 15-20years
thanks in advance
0
Comments
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T M Cerno Global Leaders
T RowePrice Global Focus
And if you’re looking for long term growth, why on earth do you hold Artemis High Income?The fascists of the future will call themselves anti-fascists.0 -
You are "looking for long term growth" but you won't necessarily achieve that through all your active equity funds being of the growth, rather than value, style. This has worked well in recent years but as and when value comes back into fashion you could get a nasty shock. I suggest you look at where your funds are plotted on Morningstar's Stock Style maps and decide if you have too many eggs in similar baskets, eg www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000ZD81&tab=3
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My recommendation would be that you research portfolio construction before you research individual funds.
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What %'s do you hold in each ?0
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As you have such a long timeline in mind I would go 100% equities. A tracker like Vanguards FTSE Global All Cap Index Fund (Accumulation) is one idea. Below is a video that you may find useful:
https://www.youtube.com/watch?v=8qLgw4FS6wI
Think first of your goal, then make it happen!1 -
Some of the funds you have chosen are seriously volatile. Scottish Mortgage for example dropped about 15% in 2 weeks at the start of May after a 30% fall and partial recover around the start of March. Are you prepared for this level of variation in your investments?0
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Before you start looking at other funds it would make sense to assess what you want to achieve from them and any gaps that you have in your current portfolio. At a glance there seems little Far East/Europe coverage for example but that might not be the case depending on the proportions you have in each.Remember the saying: if it looks too good to be true it almost certainly is.1
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Seems to a considerable duplication of underlying holdings as well. Resulting in a high level of correlation.3
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I find this guys videos informative incase helpful to you https://www.youtube.com/c/JamesShack/videos
He is also a qualified financial advisorNurse striving for financial freedom0 -
Think about the markets you want to invest in. Look at the valuations of those markets, and look into market outlooks from respected financial institutions. Financial predictions are worse than horoscopes, but they’ll give a general idea. Then research funds, look for consistent good performance over ten years or longer if you can get data. Personally I like Europe and the UK with the focus on smaller companies, especially in the UK. I favour active funds, and I’ve done very well from them, but most people here will convince you to go passive. There are good arguments for both management styles.0
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