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Does one need to declare on the same year as company went into liquidation?
Held Shares in Bula an Irish oil exploration company. Although it was a penny share, Bula was quoted on the Official List, rather than the Alternative Investment Market Now this company is non existent and shareholders were given nothing. If one wish to use this loss against any gain made from another stock., 1. Has this…
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ETF alternative to HSBC FTSE All-World Index Fund
HSBC FTSE All-World Index Fund suits my ultra-passive approach. I'd like to find an alternative ETF so that I can trade on the quoted price rather than be at the mercy of the 3rd party execution. Any suggestions please? Also, a low cost platform that carries the ETF?
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How long to transfer ISA's?
I arranged with Vanguard to transfer a number of ISA's from my Shawbrook account to themselves. I was notified that it can take up to 30 business days and sometimes longer if busy, problems etc. Well, fair enough. But I note from my Shawbrook account that the withdrawal was made on 23/04/2021 and it's still showing as…
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Take masters loan and save, or pay for masters?
Hello All, Hopefully this is the right forum for this question. I’m looking for advice on whether to take the postgraduate student loan in the UK or not. Some context - I’m as working professional in London looking to study a part-time masters which costs £8,500. On average (outside of the pandemic) I can manage to save…
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Tax query on cashing in an investment portfolio
Hi, If I were to sell some of my Hargreaves Lansdown holdings then buy into a Vanguard fund would I have to pay tax on the amount I withdrew from H&L? I'm a resident UK tax payer. Cheers!
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Just made an easy £500 on Crypto....Tax?
So a couple of weeks back I dropped a few grand on Eth during a dip. It bounced back massively so I decided to take profit. I've now withdrawn it all and transferred it to my account where it's sitting pretty. Easiest cash ever, fun money for the bank holiday weekend! What do I do now about tax? Is there anything I need to…
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Short term place for house sale money
We have sold our house subject to contract but haven’t been able to find a new one to buy yet. We are therefore continuing with our sale but will rent for a short time to be in a better position when the right house comes along. Has anyone done this and/or can advise on the safest place to put our house sale money in the…
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Barclays
Barclays have doubled there profits but share price is down over 6% why is that ?
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Thoughts please on retaining Zopa as an investment .
I have held an account in Zopa for about 5 years, according to my statement, I am still earning about 4.50%. I thought that after the covid lockdowns, the % profit might fall due to non payments etc, but although there are about 90 on my account, the profit margin seems to be holding. Any thoughts, views on retaining this…
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SIPP investment - Japan...and China?
I'm currently in the process of transferring my personal SIPP across to Interactive Investor. As part of this, I am doing a lot of research into where I should be investing the pot. I've made a decision on the bulk of it and making sure I diversify as much as possible. This will be a combination of 4 funds including HSBC…
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Sharesave transfer to outside ISA
My understanding is that I can transfer my shares from sharesave to an ISA account. Is it possible to have my shares transfer to a normal non-ISA trading account?
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Children's Stocks Shares Fund
Looking at setting up a children's stocks and shares fund but would like access to savings if required before the child reaches 18. Can anyone recommend something? Thank you.
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Savings accounts
I’m looking for easy access savings accounts with good interest rates. I have read martins latest update on best savings accounts but just wanted to ask what everyone recommends as I’ve heard bad reviews on some of the accounts Martin has listed.
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personal savings allowance
On income tax code notice forms there is a section regarding untaxed interest on savings which is deducted from the personal allowance that sum being the total amount of interest from savings at what point do you get personal saving allowance of the first £1000 before tax as it is not shown bring back the old system
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Chip AI
Is chip a safe place to save? Been reading many bad reviews and want to be sure I won’t be scammed out of my money.
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LISA and benefits
LISA can only be accessed to help with 1st time buyers or for 60+ income. I contribute for the 2nd reason. So how can this be counted as savings to be taken into account if in the interim you lose work and have to go on benefits. If you do have to cash it in I will lose my money put aside for older age and pay a penalty .…
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International financial planning in Cayman Islands provide good advice?
Hello, my cousin has contacted an international financial planning firm in the Cayman Islands for investment options. They have provided many options according to his plan. They also said that they will manage his portfolio in the future. He is convinced with them, but for the safer side, he wants some advice.
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Old share certificates
Mother just passed away, whilst going through old paperwork have found quite a few NFC plc share certificates 1990 to 1998.National Frieght Corporation...how can I check if they are still valid or been cashed in etc..?
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Shawbrook online account?
I'm looking at the MSE suggested Shawbrook 1 Year Fixed Rate Bond It says "you can operate the account through secure message or by telephone " is secure message basically the same as online account control? I'd prefer doing it mostly online rather than by phone.
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Long term saving strategy
Brief background: I'm mid 30's with a wife and 2 young kids. My wife has been off work for a few years raising our children but will hopefully be returning to work soon, meaning we have a bit more cash coming in. We want to take a chunk of that extra income and save it for the long term, but I'm not sure where to put it.…
