Savings accounts

joeharris230499

I’m looking for easy access savings accounts with good interest rates. I have read martins latest update on best savings accounts but just wanted to ask what everyone recommends as I’ve heard bad reviews on some of the accounts Martin has listed. 

Billycock

What have you heard?

eskbanker

joeharris230499 said:

I’m looking for easy access savings accounts with good interest rates. I have read martins latest update on best savings accounts but just wanted to ask what everyone recommends as I’ve heard bad reviews on some of the accounts Martin has listed. 

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joeharris230499

Billycock said:

What have you heard?

Heard that people don’t trust chip AI and Virgin money have a ton of bad reviews about customer service 

Billycock

joeharris230499 said:

Billycock said:

What have you heard?

Heard that people don’t trust chip AI and Virgin money have a ton of bad reviews about customer service 

Sorry, I've no experience with either. Currently a thread about Chip A1 on log on page

kaMelo

joeharris230499 said:

Billycock said:

What have you heard?

Heard that people don’t trust chip AI and Virgin money have a ton of bad reviews about customer service 

All banks/building societies will have problems that some of their customers will experience. It doesn't make them a bad provider, it just makes the customer unlucky. As such I would always treat Trustpilot reviews with a healthy dose of scepticism, remember that hardly anyone ever writes a review to say how well things went whereas the customer for whom things went wrong have all the energy needed to write bad reviews.

For ease I would say Marcus. They aren't the top rate but in my opinion they are the easiest savings account I've ever used and withdrawals to the linked bank account are almost instant. 

george4064

Personally, I don’t bother with them.

My emergency fund is about 5 months of expenditure in Premium Bonds, the rest of my savings are all invested in various accounts: S&S ISA, S&S LISA, company SIP and Pension/SIPP.

Jimjim78

Have you considered looking into Credit Unions? I know they pay dividends rather than interest but the Union I'm with have paid 2.25% for the past 5 years. Martin doesn't seem to mention them too often as you need to meet the membership requirements to join them.

jimjames

I'm with Virgin Money, no issues at all. 2% on current account beats any savings account for limited amounts

[Deleted User]

I opened the Virgin current account online (no switch) and it was easy enough, got held at final stage, spoke to Virgin who sorted it. £1000 transferred in and then leave it alone. Coupled with the 3% Natwest regular saver and the final few months of principality at 1.5%, not much else to do with cash. Supposed the Coventry at 1.05% will do for a few quid unless I can get to a West Brom branch for their 2% saver. Leaving a quid in the easy access accounts they open for you just in case a future loyalty bonus account opens