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IG the answer this whole time?!
Following Cavendish not being allowed to exists any longer I've been exploring my options (Fidelity taking over, and likely charging too much). One of my options was to open an account with iWeb - however, as we recently moved countries it's been proving more complex than I thought. We already have an IG account to trade…
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Bitcoin
Someone is trying to get me into bitcoins, they are telling me I need two apps one to buy and one to sell can anyone advise me if they are right in saying that. I am totally new to this currency and I need to know a lot more about it , appreciate any help or advice thank you
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120 days notice account
If you have a notice account, is it permissible to give the required 120 days notice and then when the time is up, not take your money out and give another 120 days notice and so on and so on?
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Is higher rate tax relief with carry forward limited by the current year's income?
Suppose 70k is paid into SIPP in the current year as 40k from the current year allowance and 30k from last year's unused allowance. Suppose income in both the current and previous year was 75k. From a higher rate tax relief point of view, would it have been better to pay in 35k both years rather than the 70k lump sum in…
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STOCKS AND SHARES ISA
I have 20k to invest in a stocks and shares ISA Can leave it it for 7-10 years Looking if possible for 3-5% return per year although I am aware of the risks that my investment can go down Any views as to which one to choose, also what is the yearly overall management charges
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Investing for 2050...
How would you invest your money if you were retiring in 2050+? Recently I have been questioning what the world will be like when I am at retirement age, and if the stock market alone can weather all the storms or if some other diversification is needed. I'm by no means well read, but I think there will be some huge…
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Prudential AVCs LGPS - Rhondda - Cynon - Taff Local Authority
Hi all Anyone having problems with money leaving their salaries however the amount is not appearing in their investments? The payment for the 15th October was late (I rang and they dealt with it), the 15th November has not appeared and the payment for the 15th December has not appeared. I've messaged them on a few…
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Where to buy ARKG ETF?
Anyone know? My broker HL doesn't because it doesn't have the right documentation (KIID), does that mean other UK brokers also wont carry it? I looked at ii, a search doesn't even find it there. TIA, AJ
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NS&I long delay in transfering funds from Income Bond to Premium Bonds
During the 1st week in November I completed an online NS&I form to request that my considerable Income bond funds be transferred to a premium bond account.2 days later I recieved an email to report that my account had been closed.Since then there has been no sign of my premium bond account being opened or of where my funds…
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Starting out in investing
Hi all - I am after some investment guidance please... I am fairly risk adverse, but with the poor savings rates available I feel I need to to be at least trying to achieve 5% on my savings. I have no high interest debts and a fixed rate mortgage. I have 50k in premium bonds as an emergency fund and 20k not doing much that…
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Fortune and Freedom
Dear Mr Lewis, I would like to make lots of money the way Mr Nigel Farage says I can make lots of money. https://subscribe.fortuneandfreedom.com/X983WAUE/inv-go?gclid=CjwKCAiArIH_BRB2EiwALfbH1CUzjFGMJNrDtmgXf--khbKBvpu6ULfpBMEJLB9R-YTmPFb3kLA5exoC-WkQAvD_BwE Should I let him show me how to take back control of my money or…
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Funds on Interactive Investor
I've purchased 5 funds on this platform, and in their displayed list of my investments, they have a column for 'price' and another 'average price'. What do these refer to exactly? I thought the bad old days of having bid-offer spreads for funds such as unit trusts were long gone, and these are all OEICS nowadays, which…
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Scam investment: active proposal to strike off the register, worth chasing?
Hi all,Two years ago I had a lot of money coming my way and with my infinite wisdom I decided to "invest it". I bought £10k worth of corporate bonds through an agent which doesn't exist any more, all dissolved. I knew at the time that this was unregulated, so can't go after them anyway. Now, company which is still to pay…
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How long do premium bonds bought with debit card take to "clear"
I'm considering putting a chunk of savings into premium bonds but before doing so I just wanted to get a feel for how easy (or otherwise) it is to transfer money in & out so I opened an account and bought £50 worth with a debit card. While the £50 shows under balance, "available" shows as zero. Does this sound normal? I…
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The fastest way to lose money in 2020
Found this linked from another site and felt it was interesting. The author, towards the end, makes the point that different time points would deliver different outcomes. https://portfoliocharts.com/2020/12/18/portfolio-roundup-the-fastest-way-to-lose-money-in-2020/
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VLS 100 - Stick or twist
I've been drip-feeding a VLS 100 in my Vanguard S&SISA for the last few years. Due to selling some VLS 100 units earlier this year and transferring some of the proceeds to my LISA (Yes I know, amateur but we live and learn), the S&S ISA is under-utilised and I plan to top it up next year before end of current tax year.…
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AL RAYAN Everyday Saver Rate Reduction
For those with one of these accounts (no longer available) it's finally come, but not as bad as it could have been. Still beats all instant access accounts available and many of the newer RS accounts. We are reducing the expected profit rate on our Everyday Saver (Issue 1) We regularly review the expected profit rates…
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IG trade platform UK
Has anyone had problems trading with IG Ltd. UK. I applied on Friday 4th December and had a message to say this would be executed when business opened. I receieved a message on the 07th to say it had been cancelled.. Totally have no idea why. Getting through on the phine is pure hell. Started st 08.00am cut off 4 times.…
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New to investing my personal circumstances and what I wan't to achieve
Hey guys I've been pretty active over the last few days with loads of threads and questions but I thought i'd be much better posting a thread with all my current details and what not! Don't flame me to much my life has been extremely stupid, wasted and not realized my true potential or worth but I'm finally in a place…
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Property investment advice - is this small change in grand scheme of things?
Hi all I have a dilemma. I signed up for a 2 year remortgage fix at the start of November (too late to get out of cooling off period). I have an outstanding balance of £55,000 on my mortgage on a house worth around £280,000. I want to remortgage to release the equity to invest, however, the penalty is a psychological…
