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Trust Account for an 11 y/o to be held until age 21
Does anyone have any (good!) advice on opening a Trust Account to receive a £10,000 legacy from a grand parent to an 11 year old (my son), with the Will stating that it has to be held until age 21.
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BlockFi: best method to transfer Bitcoin to pounds in a UK bank account?
looking to take some Bitcoin profits.. anyone here using BlockFi and suggest the best method to transfer Bitcoin to pounds in a UK bank account? to transfer directly? or move to Coinbase or Kraken and transfer from there? other suggestions?
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Brexit deal currency movements
Another nice start to the day with our global investments up around 1% to achieve new highs but does anyone else have the feeling of impending doom that we might just be about to agree a brexit deal and the pound will shoot up to 1.40 USD or higher? How far to go down in a no deal scenario maybe 1.15 USD? Last week I…
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Vanguard Lifestrategy 60% equities: bunch of questions!
Researching what to put in a stocks and shares Isa with I Web. Considering Vanguard LS 60% Any help on the following greatly appreciated: * Transaction cost of 0.5% on the investment, wasn't expecting that on top of the OCF of 0.22%. Real ongoing charge is 0.72% in fact then, is this considered reasonable? * How does one…
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NS&I Bond maturity
when a guaranteed growth bond matures can you pre request the funds to be reinvested into premium bonds or can you only instruct for the maturing funds to be reinvested in fixed term bonds,or withdrawn to nominated account?
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Vanguard Website
On the overview page of the Vanguard website, there are three vertical dots on the right hand side of your investment. When clicking on these, there are some options - BUY SELL and SWITCH. I'd like to understand the purpose of the switch option. If it is 'to switch your fund to another', than how does this option differ…
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£1 premium bond
My mother bought the £1:00 bond dated the 30th Nov 1956. in her name . she passed away in 2014. and I just keep the bond as a momento . Martin Lewis asked who had the earliest issued bond . --- could this be one of the earliest??
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LISA Newbie
Hi All, My Son's Child Trust Fund is due to come to an end as he turns 18 soon. Am trying to make sense of whether its worth him having a LISA with Forester or a S&S ISA with someone like Vanguard. I have read just now that a LISA can be a S&S LISA also, and that the yearly limit is £4k with a government added contribution…
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Bitcoin
I've researched this as a means of funding a new car, holiday etc NOT to become a millionaire (you probably have to gamble thousands for that). I've also read the scam articles about Martin, This Morning etc so know the pitfalls. However after a bad year Bitcoin seems to be recovering so is it still worth it for the basic…
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JISA’s
Hi all, I hold JISA’s for both of my children, they are two and six years of age. Realistically they won’t be needing them until they are around 20+ years of age so enough time to grow and compound hopefully. My issue is that we are currently holding them inside cash JISA’s as we are very risk averse with the money held…
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Best investment platform for a regular investment
Hi,If I had a regular sum of money to invest, what is the best platform to use to keep fees/charges to a minimum?Thank you,
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Pay off debt or keep investments?
HiWe have some money invested which is making good returns, we also have some debt which is not costing us any interest (0% interest cards). My wife & I keep having a debate as to whether we sould pay off our debts with our investments or not, I say not, she says yes. as prevoiusly stated we are not being charged any…
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Halifax saving account prize draw ...odds?
Following a health scare earlier this year and being self employed I decided I need a ‘sick fund’ but where to put it? I know interest rates are not good, so I know I’m not going to get much. Halifax has a savings account that doubles as a prize draw when you have £5000 in it. my question is which would be better, odds…
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Switching from Vanguard LS to ETFs on Fidelity
I’m currently using Fidelity to hold my SIPP, which is mainly in Vanguard LS 100 (with a few ETFs such as Scottish Mortgage and Smithson on the side) However, the fund is now around £100k which means I am paying around £350 pa just in account fees so I was looking at switching into a low cost world ETF to benefit from the…
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Nationwide Mutual Reward Bond and Mutual Reward e-Bond
Apologies if this has already been posted, I didn’t a quick search but couldn’t find anything. Not the greatest interest rate going (0.5% fixed for 18 months), the real draw, if you’ll pardon the pun, is the £10000 prize draw, almost seems worth a punt, only downside I can see is that you have to have been a Nationwide…
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Best investment in the high street
Hi, I have £50.000 in a cash ISA which is only 0.01% interest. Is there anywhere on the high street that I could get a better interest rate and at the same time be able to get to my money If ever I needed some of it.
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american shares
Hi thereunfortunately i have inherited shares in two american companies, any clues how to transfer them into my name thanks
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Regular saver calculator for irregular sums
Pretty much as the title, how do I work out the interest for a regular saver when I haven't saved the same sum each month? I know if you save the same amount then you add half the interest. I'm hoping there is a nice easy calculator as I'm rubbish at maths
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Bank Partners
If money is invested in two banks which are part of the same partnership does it mean that both accounts are lumped together for the 85,000 pound protection?
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"Foreign" bank accounts
Hi, It seems necessary to prove residence in the UK to open a UK bank account (which is fine) but my question is: what if I move abroad? Do I have to close my UK bank accounts or can I continue to operate them? TIA.
