-
Maintaining value of your emergency Fund
I received a nice email today, that my interest rate is going to be reduced again, that got me thinking - where should I hold my emergency fund now? I think I'm lucky having 6 months of bills set aside, but if the government inflation target of 2% is maintained, then simply holding it in an easy access cash account, its…
-
best way to transfer premium bonds to my child
Hi, I have an NSI premium bonds account in my name and another one in my child's name, both are visible when I log in. I would like to transfer £1000 from my premium bonds to my child's bonds (as a gift). How do I do that? The NSI website does have a "make a transfer" button but it's not clear what it does, does it…
-
Share price doesn't make sense?
Back in August I picked up some shares in BMO Commercial Property Trust I bought them for my SIPP (see attached picture) which shows I got them at 55p. The price today is around 60p, but here's the odd thing; when I look at the 52 week valuation I see (via Yahoo Finance second picture) that the price never dropped below…
-
Post Office Savings - WebUI, horrendously slow.
Hi guys, I have a few Post Office Savings to fulfil direct debit obligations elsewhere. Has anyone noticed when logging in, and eventually once logged it's extremely slow, and most of the time unusable? https://www.pofssavecredit.co.uk Thanks everyone.
-
iWeb = Pathetic
Can't trade AUY because it has the same symbol on NYSE. Why can't their system handle AUY.L or the SEDOL number?Can't trade XUKS or XSPS as these are 'complex'. Well other platforms cater for this with a complex instruments form; not rocket science.
-
Options for £250k for five years
What are my options on saving or investing £250k for a five year period My main aim is protection against the ravages of inflation tax and financial calamity I am ultra cautious I should not need access to the money
-
VUSA or VUAG..?
As a UK resident,which one should i be buying and whats the difference? Thanks
-
Investing large sum in world tracker fund
Hi all,I've got circa £300,000 (which I won't need for another 15 years or so) to invest in the markets in a passive world tracker fund and I was hoping to seek the guidance of you wise investors. I have 3 conundrums:1. Should I invest in a single contribution or dollar average, and if so, over what period. I don't want to…
-
Royal Mint DigiInvest
Came across the Royal Mint Digi Invest platform for the purchase of gold silver... has anyone ever used this or experience in purchasing gold or silver as an investment
-
Suggestions Needed for Investing 20K S&S ISA, Is it right time to start investing?
Dear Experienced Fellows,Any suggestions for investing £20K.I plan to open separate S&S ISA, one in my own name and one in my wifes name.(£10K each) Is it a good idea to go for two individual separate S&S ISAs. I plan to keep one S&S ISA for buying the funds for long term and other where I plan to buy selection shares.…
-
NS&I withdrawals
Has anyone here managed to withdraw any of their savings from NS&I Income Bonds online recently? All I get is an error message asking me to ring them but I've seen reports of it taking forever to get through on the phone. Is it worth filling out the account closure form instead or will that just get ignored now we're in…
-
Vanguard 80% and recent events
There are two significant events at the moment: 1) UK PM has recently announced a national lockdown due to Covid-19. 2) The US presidential election is next week. I have a small amount (about £5K) invested in the stock market and specifically this…
-
Dow Jones and ftse 100.
I have some what missed the boat. Money I have in the Dow Jones has lost a lot but I want to put it on hold Monday morning and then reinvest when it drops to the lows it did a few months ago ( around 18,000). The ftse is low but wondering if that too should be frozen for a while. Surely the markets will go low or even…
