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RCI Bank
Over a month ago, we made an application to open a savings account with RCI Bank (when they were still offering 1.2% interest. Apart from receiving a letter from them, dated 19th May, returning some documentation they had requested from my wife and telling us that we would be hearing from them soon once our account had…
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Global equity indexes
I recently found out that ftse have a the following global equity indexes: * FTSE Global Total Cap Index, a global index covering approximately 16,500 stocks from micro cap to large cap * FTSE Global All Cap Index, a global index covering approximately 8,000 stocks from small cap to large cap * FTSE All-World Index, a…
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Savings pots for grandchildren
I wish to invest for my three grandchildren via stocks and shares which I will manage, for birthdays etc. I am aware that for JISAs they must be opened by parents, buts thats a chore for them. I could invest it In my own ISA with Hargreaves Lansdown but I would have a different investment strategy for their investment and…
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Best options for savings
I need to save a reasonable amount of money by around this time next year. I already have some to start off with but I'm not sure whether some sort of ISA or a normal savings account would be the best option in terms of what I would get the most interest from. Any suggestions if I'm hoping to put away anywhere between £300…
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Police Mutual Assurance Society
Is the transfer of business of the PMAS to the Royal London Mutual Assurance Society Limited the best course for their members?
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VLS100 and 60
If you blend VLS100 and VLS60 50x50 does it simply gives you VLS80? I first thought if I have both, I balance risk. But if I get one VLS80 it should give me the same result, right?
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HSBC regular saver without HSBC current account
I am interested in opening a regular saver account. The HSBC one says it is only for HSBC customers, but I cannot see anything obvious to stop me opening a current account just for the purposes of meeting the requirements, and not actually using it. (I don't want to move my main current account at the moment.) I tried…
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DNT vs CREST
Good afternoon. I was wondering if anyone could point me in the right direction. I cam trying to transfer shares as I no longer work for the company I held the shares with and I have to move them. The transfer keeps getting cancelled as the new account needs to be able to accept DNT transfers, rather than CREST. Does…
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S&S ISA or AVCs - best option
Im looking for a bit of advice about my best investment options. I’m 45, planning to have the mortgage paid off in 10 years with overpayments and have some savings put aside for an emergency pot. I’ve been paying into the LGPS since 2000 and now want to start some additional investments. My preferred initial choice was for…
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Trying to find my mum's cash ISA
My mum sadly pass away last year, and I've closed five of her accounts, but after searching everywhere, I cannot find the details of her cash ISA. We spoke about it a couple of months before she passed, but as I was her carer, the whole thing was stressing me out so much I didn't remember any details. At the time, I was…
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Capital gains tax
For the last 3years ive been paying into my American owned employers share issue, as of july 1st i can cash them in. Over the 3 year ive paid in £12,600 (£350/month) and right now im looking at at good profit around £14,000 Im lead too believe under capital gains tax your allowed £12,300 profit . Does this apply as ive…
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Pensionbee alternative?
I had two old company pensions totaling just under £20k. I transferred them to Pensionbee last year just to keep things simple. Performance hasn't been great. I wondered if I could transfer from PB to somewhere better? Could I transfer the pot to Fundsmith? Any other suggestions? Thanks.
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Scottish Friendly 'MyMoneybuilder Select' [ISA] - Cashback
Can somebody look at this before I sign up to it please? :D There is a 24hr MyTopCashback promotion on Scottish Friendlies MyMoneybuilderSelect ISA. £250 cashback value - 'Invest £75 a month in a My MoneyBuilder Select (ISA) with Scottish Friendly. Capital at risk.' It looks pretty good, I invest in stocks and have a…
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How to invest £100k
Where would be best to invest 100k? I'm looking for a long term investment and shouldn't need to touch the money for 10 years maybe even longer, however I would like the option of having access to it if I needed it. I have no clue about stocks and shares and if I chose this route would I best to go through a wealth…
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Moving an earlier year cash ISA to a S&S ISA
Can any one clarify if I can move an existing cash ISA taken out some years ago, to a stocks and shares ISA now?
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M&G Funds
I have 2 funds held direct with M&G, Global Themes fund and U.K. select fund, both held in accumulation ’A’ shares. The OCF charges are 1.36% and 1.20% respectively. I am not happy with the fees involved and looking to find similar funds elsewhere. For example Vanguard Global equity fund seems very similar to the M&G…
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Marcus closes easy-access savings account to new customers - MSE News
Savers in the UK can longer open new Marcus easy-access accounts, in a fresh blow after months of cuts... Read the full story: 'Marcus closes easy-access savings account to new customers' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Marcus Easy Access - No longer accepting applications
https://www.marcus.co.uk/uk/en/news-and-insight/about-our-online-savings-account https://www.marcus.co.uk/uk/en/savings/online-savings-account Was just reading an article that the pandemic has resulted in 500,000 new accounts and £21bn of new deposits, they are close to breaching bank rules. Don’t think this will come as a…
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Moving stocks and share ISA
At the moment I am with HL but with my increasing investments the fees are looking unattractive. I tend to buy an investment and sit on it long term. So ideally I would like to transfer to a provider like iweb without any annual charges. I hold shares and tracker funds. Is it just as simply as transferring my existing…
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S+S ISA and LISA
From the information I’ve read It’s my understanding that I can contribute to both a S+S ISA and LISA in the same tax year. Could someone please confirm that the above statement is correct? kind regards DH
