-
Sending cash overseas
Not sure if this is the right forum but was wondering if anyone can help me. I have some cash Euros which I need to send to somebody in Belgium fairly urgently. I've had a look at Western Union but they only seem to accept GBP and Moneygram doesn't seem to accept cash. I've had a look at the Royal Mail website but couldn't…
-
Dissolved company -
I know this isn't an investment question, please feel free ignore, but there are some very knowledgable people on here and I would appreciate their comments. Say my company supplied goods to company A on credit Company A "dissolves" and resurfaces as same operation, same directors, but under a different name/registration…
-
Financial advisor moved to another company.
A few months ago I contacted a company about investing my modest savings as bank interest was so poor. I don't live in the UK so can't open any new accounts there. I was assigned an advisor who asked for information and I completed a risk profile questionnaire. The money was invested in a package of long-term products…
-
RCI Bank
I recently applied to join RCI Bank via moneysavingsexpert link. I wanted to know if anyone else had experienced problems. I have had a dreadful experience, not answering calls, not answering any of my emails.
-
Accounts for medium term cash savings (decent rate)
Hi all! Hope I can get some good advices from the collective wisdom here. I finally got around calculating how much cash I need saved for emergencies and short/medium term expenses and how much I can afford to invest. I'm happy for about half of the cash to sit in non-easy access accounts, as long as I can get some return…
-
Where to now for Smithson?
Smithson is up 47% on its launch price 18 months ago. It is invested in various countries and various industries, so it is a general rather than a niche market fund (where sharp rises can happen if the niche becomes fashionable). For that type of fund is such a rise a bit exceptional? What is driving it forward to this…
-
Shares advice - "going private"
I'd really really appreciate some advice here. I made a terrible mistake buying Moss Bros shares a couple years ago that since tanked really badly. They are now about to be taken over by a clothing company and all the articles say they are going to be "taken private". I have no clue what that means. Will my shares be…
-
Stocks & Shares and Help To Buy ISA
Hi everyone, I’m 23 and currently have a Help To Buy ISA open (with Barclays). However, I’m looking to start investing and open a Stocks & Shares ISA and I’m wondering if there are any rules that prevent me from putting money in both in the same year? I’ve been looking at opening one with Vanguard or Barclays. Thanks Jake
-
'Purest' global bond index fund
Every few months I compare my portfolio's performance to a
benchmark of equity and bond index funds in the same proportions as my
portfolio, eg if I hold 70% equities/30% bonds I compare with a notional portfolio
of 70% equity index and 30% bond index. For the equity component I use HSBC
FTSE All World Index and for the…
-
NS&I Junior ISA Transfer Time
Can anybody else who has recently transferred a Junior ISA into an NS&I JISA tell me how long it took? I applied 03/05 & the funds still haven’t transferred over. I phoned NS&I a week ago and they were apologetic saying everything taking longer due to staff shortages but think it’s getting a bit excessive now. Transfer was…
-
Raisin Bank
I have just tried to deposit into Raisin bank to fund an offer with ICICI bank. My bank HSBC gave a warning that Raisin bank was not recognised and I could loose my deposit.Raisin do not seem to be featured on the site, so I thought I should check.Any help would be appreciatedKind Regards
-
Erosion of savings by inflation
If the interest I earn on my savings is less than inflation the effective value of my capital will be falling. The ONS has several measures of inflation but none will accurately reflect my personal spending patterns. Does anyone have any ideas of how I might calculate my personal inflation rate and hence determine my true…
-
What to do with inheritance?
Hi everybody, due to the recent passing of a family member I am set to inherit roughly 100k at 21 years of age. Im currently a full time university student with little savings, this amount of money is quite overwhelming and I’m not quite sure what to do with it. I have differing opinions from my parents who suggest putting…
-
Safe fund beating savings accounts?
Hi, I am only getting 1.2% or 1.3% on my savings currently. Are there any investment funds (preferably available via HL or Vanguard) that can beat those savings rate (e.g. 2%) while staying fairly safe with the capital? Any recommendations on some safe funds? Thanks
-
Child Trust Fund
My sons CTF has lost 30% of its value since last April and I would like to transfer it out. However, he is 16 and opened a HTB isa last year just before they were withdrawn and has been paying into it from his part time job this year. He can’t have a cash isa as well so do I just have to leave the CTF where it is and watch…
-
Best way to leave my daughter money after my death
Hi everyone. I currently live in a council house in a very expensive area. I’ve been here 17 years Since I had my daughter and was hoping one day to buy this house so I’d have something to leave her when I kick the bucket. I’m a single parent and emergency services worker so don’t have a lot of money. Even with my council…
-
Help with investing 3K in passive manage funds
Just wanted to take some advise. I have saved up £3000 in a regular savers account which is maturing next month. The plan was to use this money to pay credit card balance. The balance on credit card is on not percent for another 14 months so not paying interest on the balance. I was thinking if I could invest this money in…
-
Foreign land investment fraud help requested
In 2007 I purchased a 900sqm plot of
land in Montenegro with the help of my then girlfriends father. This was
destined to be an investment with eventually a building being added to the
land. Later I also invested to bring water and electricity
to the land, the total investment in the project being £15k~. After the 2008…
-
1k/pm, savings newbie.
Hi there, I have been paying 1k/pm off debt for the past few years, and i'm now getting to a point where I'll soon be able to take this disposable monthly income and save it each month. I've never had any savings before ever, and have no idea where this money is best invested for a good return. My goal is to save enough to…
-
Best time to sell gold?
On the advice of most people on this forum I sold up the majority of my portfolio in March in order to purchase gold. Now that it looks like the stock markets are recovering, can anyone give advice on how to determine the best time to sell the gold I purchased?
