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Transferring sharesave to ISA
I exercised shares in a company sharesave scheme in February and transferred them to a stocks and shares trading account. I have requested that the provider now transfer some of them into a shares ISA using a 90 day transfer which would mean the transferred shares are protected from CGT, and also provided them with a…
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House Sale Money
Hi I have over £20000 sitting in my savings account paying 0.1% interest. Would it be better moving it to a savings account paying a higher interest rate and if so where would be best? I can't see us moving and needing the money for at least 3 months due to current circumstances. Thanks
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Funds holding large Amazon stock .
Can anyone recommend a tech fund which contains a large holding of amazon stock ? Currently hold Scottish mortgage which has around 8% of amazon
shares but is quite diversified in other fields . Don’t really want to buy direct due to the costs incurred
from the UK. Would be looking to buy within my ISA . thanks
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NS&I cancel some of their planned interest rate cuts
NS&I have announced that they are cancelling the planned interest rate cuts on some of their products. Their Direct Saver, Income Bonds, Investment Account and Premium Bonds won't have their interest rate cut. https://nsandi-corporate.com/news-research/news/nsi-supports-savers-unprecedented-time
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Ford Money Flexible Saver
Dear Gers I’m writing to let you know we will be reducing the rate on your Flexible Saver account effective 16 June 2020 as follows: Current rate New lower rate 1.35% Gross 1.25% Gross Inevitable. Could have been worse I suppose.
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Marcus Rate Falling to 1.2%
I see today new customers can only get 1.2% upon opening an account, will be interesting to see if existing customer rates are reduced again? Currently still getting 1.45% till August as thankfully renewed bonus just before rates started tumbling and took the bonus away!! Take it no existing customers have recieved…
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Lost Share certificate Indemnity cover
Good morning, I've contacted the registar to replace a lost share certificate and they have quoted an admin fee of £47 and nearly £300 to cover the indemity. What is that last bit for? Seem quite a lot of money. The letter mentions I can get my own cover from a bank, insurance company etc. How would I go about this please…
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SIPP questions
Hello, My friend has asked few very specific questions about SIPP and I was not able to answer them. I apologise if there have been asked here before. 1. Can one contribute to private SIPP and to employer pension plan in one tax year? No limits like in ISA etc? 2. As sole trader, I understand he can invest up to 100% of…
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Vanquis bank savings ltd sort code
Hello, I've just registered for a Vanquis bank savings account, the sort code they have given me to fund the account is 20-11-99, this comes up as a Barclays Bank sort code, should I be concerned?Thanks
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IWeb S&S ISA - reopened to new applications
Just looked @ IWeb in relation to another poster's question. The message about not accepting new applications is no longer there, so assume they've dealt with the backlog.
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Help - iWeb customer services contact email address (or complaints team)
Hoping for help from the group - iWeb appear to have made it largely impossible to contact them even accepting the difficult times we are in. Not accepting calls (unless vulnerable or trading) plus the online chat appears permanently offline. Urgently need to contact them in relation to a SAYE transfer into ISA requested 2…
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1960 Premium Bonds
After the death of my parents, I have discovered some Premium Savings Bonds. How do I find out if they have won anything? My parents moved several times. Do I need to write to NS&I as numbers are not recognised online
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Marrige tax allowance
Hi there I have just cancelled our marriage tax allowance as now due to Corona Virus my Husband is no longer working and only receiving a basic state pension and I am now the higher earner due to an increase of hours but it says the change in allowance does not kick in until April 2021 does this mean I will be paying more…
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Buying gold
What is your advice regarding buying gold now
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Santander Monthly Saver
I understand that Santander Monthly Saver has dropped to 1.5%. My account matured two days ago and auto renewed. The interest was paid and the first new payment went in yesterday. I logged on to close it but the interest shown on the account is still 2%. Is it because it is not updated yet or the existing account will…
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Working abroad looking to save for a house
Hi I am hoping someone can help with the following query. my wife and I are living in Shanghai China and we are beginning to save for a house with her tax free earnings from there. We want to put our money somewhere safe of course (and don't feel like China is the place, plus our living there is temporary). We kept our uk…
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JISA - Cash or Stocks and Shares?
Hi all I have a small amount (£1000) that I would like to set aside for my son, aged 8, until at he is at least 18. I plan to add around £100 per month to it. I know these are pretty uncertain times, but just wondering if there are any strong feelings about whether to go for a Cash ISA (eg Coventty 3.6% AER variable) or to…
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Transfer from Company SIP to S&S ISA(or not)
Hi I have just transferred companies and have 90 days to move shares from my previous employers' Share Incentive Plan otherwise they will sell them and forward the proceeds to me. I thought the rules had changed and I could now transfer directly into a S&S ISA rather than sell/repurchase? It's proving difficult to get the…
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Nationwide Future Saver (child account) rate drop
I could not see this mentioned elsewhere, rate reductions due on lots of Nationwide accounts including the Future Saver which was up to 3.5% and from May 1st will be a paltry 1%. It's odd how a BoE rate reduction of 0.65% causes a 2.5% drop in savings accounts.…
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In hindsight where would you have put your money?
If 3 years ago you had been handed £100,000 and now knowing everything that has transpired where would you have put that money on the understanding you would still have to hold it today and for another 2 years? Not specific stocks,shares,bonds,funds,properties but which general saving and investment sector or sectors. For…
