In hindsight where would you have put your money?

Yellowvest23

If 3 years ago you had been handed £100,000 and now knowing everything that has transpired where would you have put that money on the understanding you would still have to hold it today and for another 2 years?
Not specific stocks,shares,bonds,funds,properties but which general saving and investment sector or sectors.

For me it would probably be a simple 5 year fixed rate bond.

Username999

Bitcoin.

DiggerUK

Three years ago we had all our savings in gold. We still do.
What's a good reason to change..._

Prism

All in equities. They have performed well for the last 3 years and are just as likely to perform as well as anything else over the next 2.

steampowered

I would have put all of my money in equities, sold them immediately before the Covid-19 issues, and bought them again in March when the markets hit the bottom - timing the market perfectly !

Unfortunately, like everyone else, I am not able to time the market without a time machine. So, I keep most of my money in equities, and accept that there are going to be peaks and troughs along the way.

Alistair31

steampowered said:

I would have put all of my money in equities, sold them immediately before the Covid-19 issues, and bought them again in March when the markets hit the bottom - timing the market perfectly !

Unfortunately, like everyone else, I am not able to time the market without a time machine. So, I keep most of my money in equities, and accept that there are going to be peaks and troughs along the way.

That. 

pjread

Lottery tickets, until I got burnt at the stake for winning the jackpot 17 times in a row.... 

The thing about hindsight is the right thing in hindsight still wouldn't have been the right decision at the time without knowing, it would have been luck. 

[Deleted User]

50% Bitcoin

50% FTSE All-World Index

Why overcomplicate things.

kinger101

Amazing how many people still pick the loser even with the benefit of hindsight.

Prism

kinger101 said:

Amazing how many people still pick the loser even with the benefit of hindsight.

Well bitcoin would have been the answer if the question was just the last 3 years, but I wouldn't especially want to hold it for the next 2. I'll stick to my regular equity funds

BananaRepublic

kinger101 said:

Amazing how many people still pick the loser even with the benefit of hindsight.

Only if you look at recent events. In the long term shares still outperform. In reality of course we don’t have hindsight (eyes in our backsides?) so the question is somewhat pointless. There are so many things I would have changed given a chance such as not doing a PhD and learning to play ice hockey as soon as I could afford to. Or taking the question at face value, I would have invented Facebook and not needed to invest in shares! Ask a silly question, get a silly answer. 🙂

A more realistic question would be “In the light of recent events, where will you invest your money in future?”. And my answer to that question would be shares.