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Marcus cutting rates
Just had an email from them: "Savings interest rates have declined over the past few months. To reflect this, we'll be lowering the interest rate on your Marcus account by 0.05%, effective from 10 March 2020."
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£13000
I save. £500pm First Direct, £250 Virgin and £500 Principality to deal with a lump sum sitting of £13,000 I want to save a further £500-£700 pm. Any suggestions where? Lock away if needed 4 years.
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Easy Access Cash ISA questions
Hi would like some questions answered please: (1) Is there a limit on how many times you can transfer an ISA from one ISA provider to another ISA i.e. if you find a better rate? I know fixed will be fixed for whatever the term is but what about an easy access to easy access? (2) What happens to the interest accumulated…
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Found Alliance and Leicester cheque
Hi, I am currently clearing out my grandmother's house and have just found cheque for a significant amount of money from the Alliance and Leicester. It is dated 2002 and looks like it was never cashed. Is there anything I can do? My grandmother died a couple of years ago.
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Child Premium Bonds
My children’s grandparents bought our children some premium bonds as a gift and an “investment”. I am the guardian on the accounts. Looking at the recent announcements regarding the change in prizes etc it is obvious that these are not necessarily the best place for the money but the grandparents are very old fashioned and…
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al rayan — Online banking is being switched off
just had a scary email from al rayan saying:- "to continue to use their digital banking service you must download and register for their new mobile banking app before 26 february. but to use the app you must have a compatible smart phone or device and it must be be operating at least version 12 (iOS) or version 8…
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Investment and Savings split
Good eveningI'm in the process of sorting out my savings and investments. I am being cautious* with my investments and intend to invest a sum in the vanguard LS 40% and I've just put a small sum in Lindsell Train Global Equity and shortly Fundsmith (small sum) - the largest proportion will be in VLS and the remaining in…
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Nationwide Start To Save Account
A new, gimmicky, micky-mouse pseudo-competitor to Premium Bonds, and to the Prize Saver accounts from the Credit Unions. Still, if you are happy to put some of your money into a 1% account for a chance to win £100 4 times a year, this might be of interest. You can deposit a maximum of £100 a month, and your month-end…
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New Caxton Bond up to 6% for 4 years.
I see Caxton has launched a new Corporate Bond with up to 6% for 4 years, not FSCS protected. The site appears to be crashing, so I can't access the info. Has anyone else managed to get the details of the 'invitation'? Thanks. Ianthy
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Help me save for my children's future
Good afternoon. I am finally getting my finances back on track this year. I would like to start putting money away each month for my children's future (although a bit late to start) I have three children - Girl - 3 years old and was born December 2016 Boy - 6 Years old and was born March 2013 Boy - 9 Years old and was born…
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Post Office Savings & Office Copy PoA
I just want to warn anyone thinking of opening a Post Office Savings account when they no longer have access to the original document to think twice, based on my recent experience. I applied to open a savings account for my Mum on the 22/1. It took my 15 minutes on the phone to customer care to get the address, but duly…
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Exceeding Personal Allowance on interest
Hi, Firstly thanks for reading. I expect there is no good answer to this question but in case i have missed something... I have approx. 79K in a 1 year fixed ISA maturing in April (Charter 1.61%) and last years 20K ISA maturing at the same time (Coventry 1.51%) and by then I will have 56K in other savings (Marcus 1.5%). So…
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Is it possible to transfer funds in my LISA into my wife's LISA?
Looking for some advice please. I currently have a cash LISA in my name that I'm using to put aside money I don't urgently need for the future. I'm also looking at opening a stocks and shares LISA and funding it in a similar way, I understand that you can have both types of LISA's as long as they are opened in different…
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Schroder UK Public Private Trust Plc (Formerly WPCT) - HOLD or SELL?
I originally bought as a 'wildcard' in my portfolio as a bit of a gamble/'fun'. Obviously I only put in what I knew I could afford to loose but liked the fund due to the performance related fee structure... However, I'm currently at approx. 60% loss on this, luckily I only invested £500 into the fund which is now worth…
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Premium Bond prize rate to be cut to 1.3% - MSE News
Premium Bond holders will have a lower chance of winning a prize from May, while those with NS&I savings products will see their interest rates cut... Read the full story: 'Premium Bond prize rate to be cut to 1.3%' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Funding S&S ISA before April 5th ?
If I were to fund my Iweb S&S isa before April 5th with cash but choose to buy a vanguard fund with that cash after the new tax year has started with the funds would it be considered this years allowance or next? TIA
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best place for child’s money to earn interest
My Grandson has money that has been raised for him on a just giving page, we want to put it away for him until he is older, where is the best place to keep it that gives good interest, and where we can add to it when we can.
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Funds Income vs Accumulation - Is Income yield included in performance
Bit of advice required to understand the difference between Income and Accumulation funds: Is income yield included in performance charts? For example looking at: Maitland Institutional UK Equity Growth B (income) - GB00BP855954, yield: 1.13%, 5yr performance: 150%, 5yr annualised: 20.13% vs Maitland Institutional UK…
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Metro bank
Is metro bank safe and is it safe to open several savings accounts with one bank?
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NSI Rate Drops
Et tu Brutus. NSI dropping their rates from May including Income Bonds savegly dropping from 1.15 to 0.7%. Premium Bonds down to 1.3%.
