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Closing revolut account
Hi does anyone know how to close a revolut account I can’t get in to the chat box can’t see any phone numbers or even adress just want to get my money out thanks jimmy
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Company RSU share or re-invest in S&S Isa
I have some shares from my employer (a USA company) through RSU plan worth around £3000 (based on price of last week, the share price is down 20% since then), and expect to receive another £2000 worth of shares next year. I have no plan to spend the money in the next 5 years and would like to keep it as a fund for my son's…
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Can I open several regular saver accounts with different banks?
I've read the article on here about creating a regular savers account and transfer the money from say, Marcus' 1.35% (via a nominated account) to benefit from a higher interest rate per month, around 2.5%. If I were to apply to several different banks where interest exceeds 1.35% and pay the maximum in each, would the…
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NS&I rate reduction 1/5/20
Direct Saver 1.00% gross/AER 0.70% gross/AER Investment Account 0.80% gross/AER 0.60% gross/AER Income Bonds 1.15% gross 1.16% AER 0.70% gross/
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Funding Circle P2P. How best to withdraw money invested?
Hello All I'm trawling through the search looking for info on Funding Circle and how to best withdraw money presently invested. I initially invested £5k in mid 2018....and have simply left it to get on. I took a look at my account today..earning approx. 3.5% after bad debt..that's net £279..(when bad debts are £539..and…
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1970’s Rolls/Royce Ltd shares
I’ve found a Rolls-Royce Ltd share certificate belonging to my late Mother dated 20/04/1970. Can anyone advise if this is still likely to be valid, and if so who I should contact in reference to this as I realise the company went into liquidation around that time? Thanks in advance
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Choice of Complementary Multi-Asset Fund
In short, I'm in search of a multi-asset fund/(s) to complement some wealth preservation holdings. Before I drone on, I'm aware this is a purely subjective choice and none of us are fortune tellers, but I'm interested to know what others would choose and why, as there will undoubtedly be stuff I've failed to consider. Some…
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Strategic Investment Funds UCITS plc
Anyone had any dealings with the above company? They are offering up to 4% over 5 years fixed rate bonds and they say money is protected through FSCS Sounds a little too good to be true
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exchange rates - how and what date?
Getting things ready for doing the tax return :/ For taxable gains on investments bought and sold in foreign currencies with sale proceeds held in foreign currencies, what exchange rate dates are used for the GBP calculation for gains and losses? E.g. purchased 10,000 for 20,000 SPD and later sold 1,000 for @ for 3000 SPD…
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Cash LISA - Bonus query
I have a Cash LISA and am unable to find a article which gives me a clear answer on two questions so hoping it can be cleared up here: 1. I did not use the 2018/19 allowance at all, so I assume that I've missed the boat with the £1k bonus for that tax year? E.g: depositing £8k in this tax year would not see me recoup the…
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Which ETF tracks a global index in GBP terms?
I am familiar with VWRL, HMWO, SWDA. We can buy them in pounds but they all track global benchmarks in USD. If I want an ETF that tracks a global index in GBP terms, does one exist? Something that tracks MSCI World, or MSCI ACWI, or the FTSE All World, in GBP. Thanks.
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Opening a savings account for non UK residents residing in Spain
Does anybody know of a bank or building society that will open an account for a non UK resident living in Spain but is a UK passport holder? Thanks
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Premium Bond customers can now get texts to let them know they've won - MSE News
Premium Bond holders will now be able to sign up to get text notifications letting them know when they've won a prize... Read the full story: 'Premium Bond customers can now get texts to let them know they've won' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Working out Tax Due on Investment
Hi All, I am wanting to setup some investments accounts for each child to contribute to go to university. I am really not keen on a Junior ISA, for a few reasons really. I can't also create an ISA in my own name for them as I have my own investments. What i am struggling to work out is if I just open a regular investment…
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Best way to invest £3000 to a savings account....able to add and take from it easy though
After some advice on above title.... have a few thousand in a Co Op savings account. Have just received a letter saying that from April 2020 the interest rates are dropping from 0.46% to 0.25%. I went to the back today to ask what options I have and basically none unless I leave the money with out touching it for a year.…
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Continue with ISA or overpay loan?
I have a personal loan with Nationwide, balance today is £7,983. Interest is 2.9% Usual monthly payment is £187, but I have been sending an extra £300 a month I have a Stocks & Shares ISA that I put £200 a month in I'm thinking of stopping paying into the ISA until the loan is paid off, and sending that money to the loan.…
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Help To Buy Gone, Now What?
Hi, Now that the help to buy scheme is no longer available to open, what is the next best thing? I’ve read about lifetime ISAs but only a few places are offering these and it’ll only be a matter of time before there closing aswell? Thanks
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Advice needed
Hi all, Total noob here and would love some advice or suggestions on what to do with my money. Debt: HTB - 30k is what I got so may be more if valuation comes in higher, hoping I get a surveyor to stick to original, looking at the zooplas market info it shows house could be worth up to £180k. (bought it at £150k) Student…
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Help to Buy ISA advice
We're about to exchange contracts on a new build and are looking to complete at the end of April. I currently have a HTB ISA and I'm not sure what to do with it. I've chosen not to pay the solicitor to process it because the property value is higher than the (in my opinion ridiculously low HTB limit) so I wouldn't get any…
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Short term CGT loss
If you acquire identical shares or units at different times, HMRC assumes you dispose of them in a strict order. The tax rules say you must match the shares or units you are selling to the ones you bought in this order: 1. shares or units you buy on the same day 2. shares or units you buy within the next 30 days. 3 shares…
