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Can anyone figure out how much my shares are worth?
Hi I've been left 11,000 shares in a private company. I don't actually own them as yet because they are still a part of probate. The executor to the estate say they know the shares value but will not tell us? This has been going on for four years now, last year I was paid £10000 for the dividend payout. So that's £2500 per…
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Lifetime ISA withdrawal FTB
Hi all, firstly apologies if this should be in the house buying forum instead. It is a specific LISA question so I assumed this would be best asked here! We are not far from exchanging contracts, all of our deposit is held in two LISA's. We understand that LISA's can be used on exchange, however the property must be…
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Not well known Banks
Martin has pointed out that Marcus from Goldman Sachs has dropped their rates & suggested some alternatives like, Arbuthnot Direct 1.86% Annually £10,000/£250,000 Habib Bank Zurich UK 1.85% Annually £1,000/£1m Smart Save 1.85% Annually £10,000/£85,000 FirstSave 2% Monthly or annually (1) £1,000/£2m Access Bank…
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Thinking of moving SIPP to ETF funds to save platform charges.
The Fidelity £45 max platform fee for ETFs/ITs is just too tempting compared to the 0.25% of other providers, however there isn't a great choice of ETFs. What are your thoughts?
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Investing For Shorter Term
Hi All, I think I may know the answer to this one- but thought I’d run it by you all anyway just for confirmation. I currently have approx 10k in savings, 5k in shares (worth considerably less- 4K- it was my “learning” account!) and 5k in investment funds. Recently myself and the girlfriend decided to save up and try to…
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Kent Reliance and Charter merger
I could not find any discussion on this topic. Apparently regulatory approval given for the two to merge in recent weeks. What is likely to happen to customers and when? Will they operate separately or will they combine systems but keep separate brands or will it become a single brand? I have accounts with both and…
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Administrator trying to sell my investment
Not sure if this is the right forum- please move if not. I am an investor in the failed NPD group of companies. I own the lease on a hotel room and I’ve discovered HSBC had a charge on the property prior to my purchase which My solicitors failed to inform me of. The court appointed administrators are going to court on…
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Where to next folks?
Hello all :) I hope you are all enjoying the lovely English weather! This site has been invaluable to me and I've been on here for years! I always recommend to family and friends. I would like some advice, opinions and criticism about what I should be doing in terms of investments/pensions/debt etc. A bit about me, I'm a…
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Longer Term Investments - Getting Started
Hello, Just looking for some guidance (useful reading) on getting started with stocks and shares. Bit of background:* Late thirties * Married * Dual income, no dependents * ~ £8k rainy day fund * Mortgage and one PCP arrangement aside, no outstanding debts * Both in company pension schemes We've now reached a position…
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Crazy/weird question re VLS
Okay, so in order to ask this I am going to use an example. I will try to be as brief and as clear as possible. - Let's say a person had 100K sitting in a bank account (that they could do without for 2 months). - The historic yield for the VLS 60 is currently 1.56% the ex dividend date is April 3rd. The payment date is May…
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Painful Climb to £200k
I am 24 years old. I have around £130k saved. I've looked at house prices and realistically I need £200k to buy anything decent. There are literally loads of houses between 100k and 200k but they are just 'junk' - no offence. I find that once you get past 200k, houses in the British property market become much nicer,…
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Wyelands Savings % rate
Evening I've just opened a Wylands 1 year fixed rate savings and I'm sure when I clicked open the rate was 1.88% but it now appears that rate is not available dropping to 1.65% I've had my welcome email and have 14 days to make a deposit. It doesnt mention the interest rate :eek: How can I find this out, or do I need to…
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How do I snowball savings?
its a daft question I know but with being in the position of having a good income from wages and no debt I dont know what to do with my money for the best. I have regular savings accounts plus a rainy day account but other than that I really am at a loss.:o
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Advice please who does such an account?
Hi, Im looking for a savings account that can let me add money into it whenever I want but withdrawals are limited I do not want a fixed rate where I can’t touch it at all neither do I want an instant access as Im hopeless at saving!. Ive tried lloyds TSB who I bank with they don't do such an account. Any advice please who…
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Chip Financial Ltd crowdfunding
Good afternoon, Rather like Chameleon with his Curve Crowdfunding Thread, I too would very much welcome any thoughts and/or guidance with my imminent Chip Financial Ltd. Crowdfunding Series B investment. I was a Class B investor in their Series A. They have since delivered, and have mushroomed in size. The Crowdfund was…
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Chip Ltd. Crowdfunding
See other thread and delete this one please
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Sounds investment advise, please!
After the only second time have some money to invest (the first time I lost everything in the last economical downturn and also borderline went in to personal bankruptcy) I desperately need some sound advise. It's 'only' a few 10k GBP so won't by me a penthouse on the Thames but if handled correctly I think it could be a…
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Savings advice
Hi All, I’m looking for a little advice. The background is I’m 47, a single parent to 3 children and I work full time. I’ve tried really hard to pay off my mortgage as quickly as I can and I’m nearly there. This will mean that I will be £1250 per month better off and I’d like to be start saving more. The savings I…
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Assetz capital ifsa.
Got just over £5000 in their 90 day access account. Want to withdraw it. How do I go about putting the relevant notice in. Tried withdrawing it to the cash account but still showing in the 90 day account. Am I missing something?
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MSE News: New sharia account offers 1.6% easy-access savings - but should you get it?
Savings rates may have been dropping recently, but Islamic-compliant challenger bank Al Rayan Bank has bucked the trend by launching a new sharia account paying an 'expected profit' of 1.6% variable.... Read the full story: New sharia account offers 1.6% easy-access savings - but should you get it?' Click reply below to…
