Advice please who does such an account?

Debbs7m

Hi, Im looking for a savings account that can let me add money into it whenever I want but withdrawals are limited I do not want a fixed rate where I can’t touch it at all neither do I want an instant access as Im hopeless at saving!. Ive tried lloyds TSB who I bank with they don't do such an account. Any advice please who to try?

Prism

How about something like Virgin double take with only 2 withdrawals a year or a notice account like 95 day one from Charter Savings

Debbs7m

Hi there, yes both of those sound good, exactly the types I am searching for. Thank you!

Mr.Saver

Stop looking for such an account. Start educating yourself and change your behaviour.

YorkshireBoy

Debbs7m wrote: »

Hi there, yes both of those sound good, exactly the types I am searching for. Thank you!

Are you sure? Once you've made one withdrawal from Virgin you'll need to close the account when you make a second withdrawal, otherwise you won't be able to get at your cash should you need to get access to further funds later in the year. In other words you'll end up with more money than you wanted. With your apparent lack of willpower you might find it hard to resist spending it?

However, if you can muster up some willpower then, depending on sums involved, Lloyds have a couple of monthly savers (only one if you don't have a 'Club' current account) taking a total of £650/month and both paying more interest than Virgin.