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Charter 95 day notice 1.81% withdrawn ?
Just gone through link to open one of these .. and no details of it .
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What to do with 40K
Following on from a post in another section where I said I'd just had an endowment policy mature. I am now wondering what to do with it. I have no debts or mortgage and own a house. Currently working but will retire probably next August. I have about 100K in accessible savings earning around the 1-2% mark and about 50K in…
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When to transfer from maturing ISA into a new ISA
Hi, I currently have a '1 year fixed rate E-ISA' with Virgin Money that matures on the 24 Sept 2019. Once this current ISA matures they have stated that if I do nothing that the ISA will then be transferred into their E-Access ISA with a very low interest rate. I have decided that I would like to transfer my ISA savings…
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Best Investment ISA
Hi guys! What you recommend for investing small amount like 3000 GBP? What kind of investment ISA would you recommend? I would like something regulated by authorities and cheap. I am only interested in ISA, not in bank saving accounts. Best regards
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I won the lottery and want to know how to best invest it
I find it really awkward and almost embarrassing to talk about this but I won the lottery nearly a year ago and I still have not done anything significant except take my sisters and mum on holiday. I've accrued a nice amount of interest which I am also not doing anything with. I still do my regular job and I don't want to…
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HL Charges
Hargreaves Lansdown have removed the charges for the following from today: Sell funds to cover charges Reinvest fund income Withdraw share certificates Close your account Transfer your holdings internally or externally
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Saving / Investment Advice
Hey there I am only just getting into the habit of truly saving and need some advice on the best way to store my money. From what I have read, it's good to have different 'pots' for different occasions i.e. an emergency fund, a long term fixed rate saver and an account which is more accessible. I have just turned 30 and…
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Girlfriend has a Help to Buy.. I have a Lifetime ISA?
Will this eventually be a problem when buying a home together in the future? Can bonuses be combined? How would this work? I'm after some general advice please and appreciate any input :-) I realise a help to buy can be transferred into a Lifetime ISA, however - my girlfriend is keen on how the bank has marketed the Help…
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Money left to my children
Hi. My dad passed away this year. He’s left some money to my children. It’s works out at about £800 each for them. They are 10, 7 and 5 so I don’t want to give it to them yet. I was thinking along the lines of their 18th or 21st birthdays. What do you think is the best thing to do with it? I don’t want anything high risk.
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Removed for privacy
Removed for privacy
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Personal Injury Trust ???
Can I set up a personal injury trust still? My solicitor missed the personal injury deadline of 3 years so the case collapsed. The other side had admitted liability etc. I've had to go through another solicitor who is having to sue the original one for negligence. Can I still put the compensation I eventually receive in a…
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I want a monthly income from my inheritance, what should I do?
I have my own business and am making around 4k a month which is great, but I never invested any money and one of my goals is to have financial freedom and security. I received about 120k from an inheritance, and want to: - Pay off my debts - Use a % for a deposit for a mortgage - Invest the rest of the money So about the…
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Investment ideas?
I am currently taking stock of my pensions and investments after finishing work. I currently have a number of pensions which I am crystallising and will end up with a lump sum in excess of 150k to invest. I currently have an ISA with Hargreaves Landsdown which is around 200k and another investment with them it around 300k.…
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Stratx Markets and AL Asset Management
Hello MSE folks, It has been a while since I posted anything on this forum. I am posting the following on behalf of a friend who is unable to post on the group yet. If this posting is in the wrong group please can a moderator point me in the right direction. I invested some money with a company called StratX Markets about…
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where to save
Where is the best place to put savings in Isle of Man, with access once a year. ISA not allowed on Isle of Man. Thank you
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Having two junior ISAs for my child
Hi, My son is 10 and we just opened a stocks and shares junior ISA for him- a Vanguard Life strategy fund. However, given that the fund seems to be losing value since we opened it, we want to open a second- more boring but reliable one. Over time, according to past performance, the Vanguard fund should perform well but…
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Placing Onshore Bond in DGT, limited to 5%?
Hi all, If a couple have an onshore bond, which they have held for 10 years, I understand this would allow them to withdraw 50% of the original investment, tax deferred, because they have built up 10 years worth of 5% tax-deferred withdrawals. For example, if £60,000 had been originally invested into the bond, £30,000…
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Do (Non UK Stocks) Income/Distributing Funds/ETFs pay dividends in GBP?
Given that the fund/ETF is priced in £ on the LSE. Can they still pay out their dividends in a different currency? :eek:
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Impulse buying shares I3 ENERGY PLC
Just curious to know if its just me that gambles with investments? I don't claim to know anything about shares, how can Joe public do anything else but gamble when they buy shares. I have just bought £600 worth of I3 ENERGY PLC…
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Aldemore Bank - what a shambles of a company
Earlier this year my partner (now my wife) and I both opened cash isas. My application went through within a week - hers took about 6 weeks, no communication and nothing happened until she chased them up by phone to find out why the delay. It was then confirmed within days. This was in May this year. In June we got…
