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HAPPY 16th BIRTHDAY Young Saver from Lloyds and Halifax
Just received a letter from Lloyds re son's Young Saver account advising that on his 16th birthday the account will be changed from a Young Saver account (currently earning 2.0%) to an Easy Saver account earning 0.10%pa. Wow! Welcome to the real world - what a disgraceful way to treat young customers :mad: (Am anticipating…
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Plum Budgeting App
MoneySavingExpert.com Insert: Hi, if you're looking into app-based banking we have a fully researched guide that may help. App-based banking Back to the original thread... Hi, I have recently come across Plum budgeting App for phones, which monitors your spending, automatically sets money aside for you. You have to link…
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Inheritance - should it be more???
Hi, this may or may not be the correct thread to post in but i couldn't find one specifically for inheritance. My daughters and i are fortunately named in an inheritance and not wishing to look a gift in the mouth so to speak, the sum is about a half than what I was told by the dearly departed - I'm not sure how to follow…
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FTB Lisa redemption
Afternoon all, I have just opened a S&S Lisa with HL and lumped the full allowance in for the 2017/18 financial year. The bonus should get paid around the 2nd week in may 2018 and revert to monthly from that point. My question is, unlike the HtB isa where the bonus is applied for on completion, how would you be expected to…
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HL ISA as instant access savings
I appreciate that investments aren't savings and can go up and down. But to save me having a zillion columns on my spreadsheet with different regular savings and current accounts, or at least fewer of them, would I be barmy to chuck the vast majority of my cash savings in my HL ISA pot? I know that I can't go over the…
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Hargreaves Lansdown transfer obstructions
Sorry this is a long post, but I hope interesting. Both my wife and I recently decided to transfer our ISA accounts from Hargreaves Lansdown to Interactive Investor. The reason is simple - it will save us more than £1600 pa in fees for the same holdings. We filled out the II transfer forms as required, and these were sent…
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Charter savings renewal trap
My wife just rolled over some savings with the above assuming the rate offered was a loyalty rate, . She checked their website after and foun the rate for new money is 0.1% higher. A call to them said there was nothing they could/would do to match it so we plan To cancel the rollover, let the money move to an instant…
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Best Childrens savings
I have been saving for my 10 year old since he was born approximately £2k per year and it has now amounted up. What is the best way to save this amount of money to not pay tax on it
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Shawbrook Launches 7-Year Fixed Rate Account
New today. 2.20% AER minimum deposit £5,000. No early access. Interest credited annually. So no use for someone seeking monthly income. A bit too long to commit in these uncertain times or a hedge against even lower interest rates during the coming years?…
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Multiple Kids Savings Accounts
Good Morning everyone, Having received this weeks MSE round robin I was looking into the savings accounts for Kids, and I was thinking, would it be possible for me to have more than one savings account for my son? I currently have in the region of 4k saved for him in one account, but these new kids accounts, the Saffron…
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Kids Savings - Interest
My two kids each have a savings account with Barclays which I pay the Child Benefit in to each month. They've had them for nearly 3 years but Barclays is paying rubbish interest and so we were hoping they'd be able to open a few new accounts with the Halifax, Saffron BC, HSBC and Nationwide to take full advantage of the…
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Best place for small regular amounts
Hi all! Recently got interested in Stocks and Shares Isa's, originally started putting into the Money box app (it was easy and kind of fun). the free 'trial' has now ended and the fees are very high (£1 per month, plus 0.45% of the total investment per year. this would be fine but these are small amounts (£10 - £15 per…
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Lloyds Shares As An ISA
I am interested in getting LLOYDS bank shares but as an ISA. What is the best way to go about this, and the most cost effective (I.e. Direct with Lloyds or through a broker)?
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Personal Saving Allowance
Simple yes or no this one. Had a search and couldn't find definitive answer. I earn just over the HRT bracket, but pay into my pension by salary sacrifice which brings me well under HRT. Does this mean for PSA sake I'm eligible for £1000 interest free savings? Much like child benefit at £50k Would it be any different if it…
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Natwest Cash ISA- Savings Account
I would like some information on Natwest cash ISA and savings accounts, do they charge you for having any? Any details? Any information would be great. Thank you.
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Daughters Cash ISA
My daughter's cash ISA with Yorkshire Bank is coming to the end of its 2 year period which was paying 2% interest. She has £25K in this account but doesn't want to tie this money up for long periods (1/3 years) but would like to transfer out of this ISA for a better interest rate. Any suggestions on the best way to invest…
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Best Savings
I am hoping to soon finally retrieve an off plan deposit via a court case in Spain. If so, I want to put it into a high interest savings account in the UK. I currently receive a UK state pension. Any suggestions.
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Can 20q7/18 help to buy isa be transferred to a losa
If I take out a help to buy isa in the current tax year will I be able to transfer it to a Lisa as and when more become available. Thanks
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investment trusts seem to have no fees
Hi, I bought shares in Merchants Trust and a lesser known one, Medicx. I was expecting to have to pay the 'ongoing charge' and 'management charge' via my platform Hargreaves Lansdown. The yield still seemed reasonable after this. But I've held Merchants Trust for nearly two years and Medicx for nine months and not once…
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Atom, UK's first mobile-based bank announces will.i.am as strategic board advisor
Its a late April fool surely? http://uk.reuters.com/article/us-atom-bank-will-i-am-idUKKBN17Q1HK
