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Natwest Cash ISA- Savings Account

bej2781
Posts: 12 Forumite
I would like some information on Natwest cash ISA and savings accounts, do they charge you for having any? Any details? Any information would be great.
Thank you.
Thank you.
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Comments
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I suppose you could start with their web site, just a thought
http://personal.natwest.com/personal/savings/isa-overview.html
http://personal.natwest.com/personal/savings.html0 -
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It's not lazy just looking for advice, don't comment if you can't advise0
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It's not lazy just looking for advice, don't comment if you can't advise
Do you know any banks that charge you for having a savings account?
Maybe the question you need to consider is which banks have the best savings rates? It isn't NatwestRemember the saying: if it looks too good to be true it almost certainly is.0 -
So a cash isa with natwest Is no good?0
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Why don't you look at the rates and decide for yourself?
There is an article on the MSE main site which will give you the current best rates (or, more accurately, the least worst).
But the best cash interest rates at present are current accounts, assuming that you are a lower rate taxpayer and won't exceed the annual PSA of £1K in interest.No free lunch, and no free laptop0 -
It's not lazy just looking for advice, don't comment if you can't advise
In terms of your question, why ask about NatWest in particular? Most folk ask where to get the best interest without a preconceived idea of a specific bank - if they're your current account provider there's no particular reason to use them for savings too when other institutions have better products.
Start at the quick link further up the page labelled 'how to start saving' and follow the links from there to identify the best deals around....0 -
No, neither NW or any other bank generally charge for savings accounts. ( Why would they? )0
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So a cash isa with natwest Is no good?
NatWest have more than one cash ISA and one currently appears in the Savings Champion best buy tables (no.4 in the variable rate ISA best buys). However this requires a minimum of £20,000 to be deposited by the 5th May 2017.
Describing a savings account as good or bad is subjective and needs to be qualified by one's individual circumstances and even then people may disagree.
If you want more specific advice from MSE Forum members you would need to provide a bit more context.0
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