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Want to buy gilts
How do I buy £350k of gilts that last 40 years
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Learning to invest
Hello The past month or so I've been reading Rich Dad Poor Dad and The Richest Man in Babylon. Both books put a lot of emphasis on investing, the idea that each pound you hold is a little worker that can (if done right) work and bring in more cash for you. How does one get started with investing? I know nothing of the…
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Backtesting portfolio strategies
Have you been looking for a way of backtesting a portfolio strategy? Well I have, but failed miserably till today. I've actually been using google drive for a while so had my answer but didn't realise it. With Google drive you can use the googlefinance functions and on of those retrieves a share price for any particular…
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paperless billing
I want to still get paper statements, Can TSB still provide this? I think its a conditon of the current accs that its all paperless, but not sure if its a choice? I need to have this as I dont have a printer and need paper copies.
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Where to put my money?
Hi Everyone, thanks for clicking and reading my post. I'm new to this so hopefully all makes sense. I'm currently saving for a house deposit with my girlfriend and I'm not sure where we should put our money. I'm currently saving £1500 a month and my girlfriend £200 a month, its a no brainer where to put my girlfriend's…
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Compensation schemes- TD Investment
Hi all, I suspect i know the answer but if an individual holds a Trading account and a Trading ISA with TD investment, do they have 2 lots of compensation coverage i.e one for the trading account and one for the stocks and shares ISA? https://www.tddirectinvesting.co.uk/~/media/uk/pdf/disclosure-doc-money-and-inv.ashx
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How Low Will FTSE go?
I would be interested to know the wisdom of the money saving crowd! The FTSE is now about 17% off the high of 7104. If you were to make a guess, what will be the lowest closing price before the end of the year?
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Shares
I'm a complete novice and have no clue, but I would like to buy some shares, but have no idea how to do about it. I know which shares I want, but is it just as simple as going online and buying them or do I need to open accounts? How long does it all take?
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Portfolio Performance (FidelityNetwork)
Am I blind or is there no way to see your portfolio's performance over time on the site? It's down over 5% in the last month overall but all I see if the portfolio valuation~ I would have thought a site like this would show you a graph over time like they do with the stocks
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Investing for Income
Now that I'm retired i really should be drawing an income from my investments to enjoy, rather than continue saving for old age. My question is is it better to select investments with a high dividend, and take the natural yield, or have a more balanced portfolio and sell some each year as needed? The first approach is…
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Investing in Property
I'd like to invest a small amount in property but do not want the hassle of being a landlord. So is it a choice between a Property fund, such as a Aberdeen fund via H&L or a Crowdfunding site such as Property Moose? Any other options? Thanks.
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Do US Accredited Investor rules apply to UK when investing in Private Equity, Hedge
Do US Accredited Investor Rules apply to the UK when investing in US Private Equity funds and Hedge Funds like Blackstone Group? Also are the rules here more lenient in the UK in that the certified high individual rule and the certified Sophisticated Investor Rule seem to have lower requirements than the US accredited…
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Club Lloyds Monthly Saver
Hello, I opened few minutes ago a Club Lloyds Monthly Saver account and I am a little bit confused about the monthly standing order. In order to get the interests at the end of the year the monthly standing order must reach my account by the 25th of each month for it to be counted as that month's payment. Does it mean that…
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What to do with 10k?
I have 45k in savings and I don't know the best place to put my money so it works for me. At the moment, I have filled up my ISA allowance with 15,240. The remaining 30k is sitting in my Santander 123 account, but I'm aware that no interest is being earnt on anything over 20k. I had tried to apply for a few higher rate…
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BTL v Savings looking long term for child
I have 25K saved. It is in Santander 123. So earning £55 ish a month with bills cash back and fee. If I bought a house with £25K deposit on BTL I would pay £470 mortgage (repayment) and get £600 month rent. I would also have 15% fees for estate agents to take it over completely and insurance etc. These houses have also…
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Tips for saving up for multiple big financial goals?
| Current goals 1. £2,700 emergency Fund 2. Saving for a car and driving lessons 3. A house or flat (rented or buying) in the next 10 years ... I'd like to say 2/3 years but not possible And on top of that I'd like to save money for Travelling up to see my boyfriend (£9.00 per ticket) And to get nice things like proper…
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What are your favourite funds?
Hi all, I am relatively inexperienced investor. Live in London, and for the most part previously saved in cash before purchasing a property. Am also a matched bettor, so built up funds again in cash, which I use for that. Have always had some money invested, but never significant regular contributions. Am now in a position…
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Is it worth...
Putting my current, Nationwide Flex account balance of £3000 into savings?? I am able to put some money aside each month lately and its nearing the end of the month, Payday soon and I am still in credit by about 3k. I have an E-Savings account with Nationwide and a regular Savings account. But I never use them and don't…
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Unsure where to save / switch
Hi Im really after some help with switching my accounts / saving methods. Struggling to get my head around which is the best route for me. Currently I have a Barclays Current account (additions, ill be cancelling today) This usually has a minimum of 1k to 1.5k in, come end of month, after bills are done and dusted. Also…
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What's Going on at the Earl Shilton Building Society
Does anyone know what's happening at the Earl Shilton Building Society? I am a member, but have recently noticed they seem to have suspended account opening to new customers. The following statement is on their website: Please note that currently Heritage, Progress, Regular Monthly Saver, Monthly Income Shares, Capital 90,…
