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risky buying / betting
A close associate was telling me of the various tips sites he'd used to make a chunk of cash buying individual shares or betting on single events. Have you done this and which sites have you used? Good and bad experience welcome. I've got a few hundred quid spare and if it could make me 4 figures then great. And if I lose…
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Millionaires... how?
If you (or your friend) have a net worth of over £1m: how and when did you (they) get there? I'm wondering about ways to skin the rabbit. Broad brush strokes would be OK. Thanks. Net worth = however you define it.
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To cash in or not - Help!
I have been putting away £25 a month in a savings bond since 2000 with another 10 years before it matures I have worked out I've invested £4475. This is now worth £5747, an increase of 28.42% What I want to work out is whether I have actually made any money. On the face of it, it looks like I have made £1272 but I'm not…
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UK Property/Real Estate Funds?
Do you think it's wise to divert some cash into UK Property? At the moment I'm formulating a small portfolio. Most of the cash will go into a Vanguard Lifestrategy 80, but I feel like adding a few more funds. Thanks
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Portfolio Review
I've been reading up on Monevator lately and I am in a position to invest excess income for at least 5 years, most if not all interest accounts have already been covered should I need emergency cash. I am young (<25) with no cash issues, will be eventually looking for a home in 5+ years time. I am looking at income…
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Banks and ISAs and Peer-to-Peer Lending
Hi, Does anyone know of the best place to put money? I am particularly concerned to hear of any banks that don't build ISAs on quicksand! Because of greedy banks, each year, probably like the reader, I have to undergo the same tortuous and time consuming activity of finding the best home for our savings before the sands…
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How do I know probate has been done correctly?
I've found myself in a delicate situation. A friend of mine died earlier this year and surprised my by leaving half of his estate to me, the other half going to a distant family member i'd never met before since my friend had no immediate family. I have seen paperwork that shows the house sold for £30K after repaying the…
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£125k - Best Option for Short Term Capital Growth?
Righto, I'll try and keep this to the point... Currently got £125k that I'd like to invest for probably no more than 1-2 years and I'd ideally like to get 5-10% capital growth on it, I'm assuming income isn't really relevant when only investing for such a short period. I'm relatively open to risk so I fully realise my…
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Yorkshire building society is withdrawing there money manager, what next?
Hello all, Just received an email today, informing me Yorkshire Building Society, of which i have a online savings account with is now withdrawing there money managing service, as of 15th March 2016. For those who don't know, money managing service allows you to view other external accounts within one log in. I only have…
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Quicken XG 2004 UK version
Has anyone successfully installed and ran Quicken XG 2004 UK version on Windows 10? I know that it works in compatibility mode on Windows 8.1. Thanks
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help and advice on investing, isa, ect
Hiya for the first time in my life im about to have a large amount of capital, well large for me around £45000 some of it is earmarked for houshold improvements, but im hoping to have 15K to invest, i have no idea which would be the best way, i was thinking of investing it in a ISA any advice would be welcome steve
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Probate gone wrong
When my father passed away, my mum did the probate, selling a number of his investments to cash. Out of the blue, five years later, one of them just contacted my mum, saying "we never received your form, here it is again, fill it in and we will send the money". At the time, she had received a statement with a value of…
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re-shawbrooks
Hi Guys, Now Shawbrooks have pulled their 2 yr 2.45% bond,issue 34, and others, do they send out Certificates,for money invested in them, or is it all online?:beer:
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H2B interest question
Hi I just wondered if anyone could clear up some confusion I'm having in regards to the new H2B ISA. It mainly revolves around the interest you could earn. It makes sense to go for the bank offering the best rate, so at this time Halifax 4%. It states that the interest is paid on the anniversary of the account, but what if…
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Massive sum to invest
I'm going on holiday to Scotland with a few friends in the new year, and we've decided to do a 'Secret Scot' type gift arrangement. I am buying for an accountant, and would love to get him some shares. We have £5 maximum to spend. Basically, I've never bought shares, and want to know if there is any way that I can buy some…
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Tax on UK dividend
Hi, I've received a letter from HM revenue and customs, I'm currently away so don't know what the contents of the letter is, but I do receive dividend from UK companies. For Tax year 2015 I earned £336.73 with a 'tax credit' of £37.41 For Tax year 2014 I earned £125.09 with a 'tax credit' of £13.90 I'm not sure what 'tax…
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Switching your current account for access to % interest
My current account is with HSBC, and I haven't ever switched it., but considering switching to M&S. I do have a lot of things paid in to my HSBC and a lot of direct debits going out of it. I really want to have access to the M&S 5% interest regular saver that would be open to me if I switched my bank account to M&S. But…
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Santander to Lloyds?
I am trying to figure out whether it is worth switching from Santander 123 to Lloyds Club. I use to have a balance of about £15,000 so Santander 123 was the clear winner according to this article: http://blog.moneysavingexpert.com/2015/09/21/should-i-ditch-santander-123-due-to-the-fee-increase/ However, I recently spent…
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Generating Income from 80K
Hi, A relative of mine has recently divorced.He is 65,no pension,renting a property,just started doing up classic cars to earn some income and has £80,000 he wants to draw an income from. He cannot afford to lose this money & is struggling to think of ways he can generate extra income from this pot of money. I have looked…
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Saffron Childrens Regular Saver
Just received this email. New Children's Regular Saver Account I’m delighted to let you know that we have launched a new Children’s Regular Saver Account for young savers aged 15 and under. This brand new account has a 12 month fixed term period and you can open one with an amount between £5 and £100. The account has a…
