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MSE News: Faster switching on the horizon for savers
Providers may also be forced to alert customers to changes in interest rates - something which MSE has long called for... Read the full story: Faster switching on the horizon for savers Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Quick question on investing in Stocks&Shares ISA
Hi all, I have an ISA with HL currently, and I'm going to transfer it over to AJ You Bell Invest (any experiences of AJ Bell please post!) I'm an experienced investor, so don't need any hand holding or anything. I have already contributed a bit to my HL ISA, I'm assuming its all fine for me to carry on contributing to my…
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MSE News: Chancellor called to prevent 'absurd' savings protection cut
A fall in the amount of savings protected if your bank goes bust is 'absurd' says the chairman of the Treasury Committee... Read the full story: Chancellor called to prevent 'absurd' savings protection cut Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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Synergy Acquisitions Inc
Hi, is there anyone here with shares bought through Synergy Acquisitions Inc? Very Important! Thank you
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Yorkshire BS Regular Saver with bonus opened 2007
I recently received a letter from YBS informing me that unfortunatel (for me) my Regular Saver had exceeded the £20,000 limit. It was this years interest that had put the account over the limit. On reading the letter I withdrew £1000 to bring the account back under the limit, but this has counted as the 1 allowed…
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savings accounts for non uk residents
Im currently living outside the uk. Is there any sites that give you a list of Uk savings accounts that are available to non Uk residents or does anyone know of the institutes offering the best rates at the mo
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MSE News: Three savings tricks to boost your returns
Savings rates are dismal so you should act now to double, treble or even quadruple the interest you earn... Read the full story: Three savings tricks to boost your returns Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Who are BM Savings
Who are BM Savings , never heard of them before? ; google shows them as Birmingham , dont want to click a scammer link .
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Unable to switch current account
Apologies if this is the wrong forum. I used the switching service because I wanted to move from RBS to a Halifax account (and take advantage of the £100 offer). However, Halifax have told me I cannot switch because I have an 'RBS One account'. Does this mean I cannot use the switching service to move to *any* bank? I'm…
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Investments gone bust
I have just discovered that at least one of the companies that I invested around £50K in alleged new movies has gone into receivership with millions of pounds missing. anyone know how I can check out the other three companies or how I can get my money back before they skip the country too? Also lost £10K on a rare earth…
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Saving up for a deposit, anyone want to join me?
Hiya I'm finally in a position to start saving up for a house deposit! Yay! I did see a thread where people were supporting each other but cant find it! I'm planning to save £500 pcm and I need at least £18500! So far I've got £750 in an isa and £750 in my instant savings for my rental house move coming up in Sept. I'm…
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Best S&S ISA
Which provider would people recommend? I don't want to trade often at all - just a small portfolio of funds and trackers with a few single stocks based on my own research. This is a long only fund as I am quite young.
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Interest earned on savings
In the March Budget Osborne announced that you could earn up to £1000 a year in interest on savings before you would have to pay any tax on it. Does anyone know if this got dropped in the latest budget or when it is due to come into effect? Many thanks
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HSBC No Savings
Hello! Long time user, first time in a long time poster! I've noticed that HSBC have got rid of their normal Savings account on my online and they now offer a Loyalty Cash ISA and a Regular Saver. This is not my main (joint) account, rather my personal account - so happy to switch if needbe (my salary doesn't go into…
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Advice for a student saver
Hi All, I have some money saved from my student loan for the last 2 years, and I finally decided I should put it in a savings account. I am just bewildered by the range of products that are out there! I don't pay any tax as a student, so perhaps a instant access saving account is the best? I am really just not very sure. I…
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Advice on what to do with an inherited lump sum
Hi all, Apologies if there's a better place to put this or a megathread somewhere that I've missed. Basically the thread title explains why I'm here. My grandad passed away and his estate is being split between his three children, but my sister and I inherit my mum's share as my grandad outlived her. Execution of the will…
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Best Investment Platform For New Son
Hi everyone, My first son was born yesterday and today my Mum arrived to see him bearing a gift of £500. I want to invest this for him until he is 18 and will actively educate him on astute financial planning when he is older in the hope he appreciates the gifts he receives over the years alongside the magic of compound…
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signed contract got less money from them in bank can still take to court
If you have signed a contract, and you can see that they are not going to contract, and say they are going to pay you less than what was said, if they send this money and it goes in my bank account, can I still take them to court, and dispute the amount of money they should have given me and why they broke contract?
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Help with UK nationals that are not UK residents
My son (UK national since birth) is living and working in Germany but has inherited some money in the UK. He would like to invest in a UK savings account but it seem that most T&Cs require UK residency. Does anyone have any tips as to how best to invest in UK? Thanks!
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Utilising compound interest at 24
Hey all, I am a 24 year old who currently has £5000 sitting in a savings account. I am expecting £30,000 next month and want to know what to do with the £35,000 total. I have often heard of compound interest being amazing for young people who start the process of compound saving early (my age). How would I go about this…