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Legal&General CTF (N) Tracker Trust?
Hi i opened this in 2009 through the Nationwide, currently pay in £20 a month but plan on increasing this, think value just over £2000 at present. Now that rules have been relaxed and Jisa's are available can i please have suggestions of better funds? I'm happy to take a 'risk' as my daughter still has 12 years before she…
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BSB (Bank State Branch) Number/Code
Hi All. About BSB (Bank State Branch) Number which is also known as BSB Code. I would have two questions. If anyone is experienced with those kind of banking details, please answer me. Before I ask, I would like to say that when mentioning the term ''financial institution'', this is meant both banks and also credit unions…
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Vanguard LS (ACC)
I recently bought these for my ISA and was just wondering how the income is accounted for. Do I get additional units added to my initial purchase from time to time or is the income reflected in the pricing of the units (which I see is different to the VLS(INC) price) I had a look on the Vanguard website but could not find…
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Lloyds share offer
It's confirmed there will be a sale of LLoyds shares to the likes of us within the next year... http://www.bbc.co.uk/news/business-32955695
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Best place to save my£1000
I have a £1000 sitting in my Natwest savings account getting about 49p a month.Any suggestions on a better place for it.I am hoping to add abit more here and there. Any advise appreciated.
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How long does the Halifax ShareBuilder subscription take to deposit?
Hello there, Does anyone know how long the Halifax ShareBuilder deposit takes? I have a Subscription Plan set for 1st June 2015. Admittedly I changed this yesterday night (May 31st) from the 24th June 2015 to the 1st (today). Does it take a few days to update or withdraw? As long as the money hits my account by the 4th,…
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My Cup Runneth Over
Just received a letter from Birmingham Midshires (or BM Savings as they prefer to be called now) to say my interest rate for the e-Saver (Issue 2) account is changing on the 10th August to 0.25% gross! Thanks a lot you Bloody Misers. They used to be one of the best payers. That's another account I'll be closing and good…
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Compound Interest - AER vs Gross - is it right?
I was reading the "Interest Rates Guide" (can't post a link - it's [MSE]/banking/interest-rates) and it said that gross rate is what is actually paid and AER is the effective interest rate if it was compounded yearly. That's what I thought but then the example given confused me: "For an identical account, if interest was…
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Santander 123 - paying in £500 question
Hi, I was just wondering if anybody could help me with a query about Santanders 123 account? I don't have a salary to pay into it each month so i was just wondering if anyone knew if the £500 has to be a lump sum each month or is simply that £500 in total needs to be paid into the account each month regardless of how many…
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MSE News: Limit rises to £50,000 on Premium Bonds
From today savers can buy £50,000 worth of Premium Bonds, up from the previous £40,000... Read the full story: Limit rises to £50,000 on Premium Bonds Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Fellow armchair economists....
What's your prognosis of the global economy over the next couple of years? Is it time to sell your stocks and shares and sit on cash until the next downturn or will you bull ahead and keep investing? BTW, professional IFA's etc, feel free to comment as well :money:
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Halifax reward saver
Made a slight mistake this month in that I'd changed a direct debit from £300 to £1 due to a cash flow change, but it obviously didn't update in time and the £300 went out today, leaving me £290 over. I noticed and paid it in straight away so it's a matter of hours. Any idea if a) ill lose then£5 reward and b) pay a fee?…
