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Confused about Natwest E Isa rate
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ISA help
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Ex Divided dates and turning a profit?
Hey, So I have been looking about for something to do with an extta bonus payment I an about to get. I came across ex divided dates by chance. I was thinking, could I 1) By x number of shares just before ex divided date 2) Hold shares till after dividend payment 3) Sell shares again for the same/more than purchased (I.e.…
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Faster Payment Problem/Virgin Money
Hello everybody...hope someone can give me some peace of mind, I'm going slightly mad here! Transferred £10k from my Virgin Easy Access Saver to my Sainsburys ESaver yesterday (Faster Payements) So far the payment hasn't arrived in the Sainsburys account, and I'm bricking it a bit! It appears to have left Virgin, as it is…
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Diversification Q for IFAs
Having a debate in the office, so I thought I know where the oracles are ;) Duns. are you listening ;) ! When constructing a balanced (in risk not ATR) and diversified portfolio, as a % of total vehicles already held and those being recommended, how would you split their overall portfolio between low, med and speculative…
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Best Bank/account for house savings deposit?
Hello. Apologies if there is already a thread like this - I Searched and couldn't find one. I was just wondering if anyone had any advice about what bank/type of account would be best to put money in for a house deposit? Currently just using a bog standard savings account, but I want to ensure we are getting the best deal…
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Santander Instant Saver account
Hello, does anyone know what the sort code will be for a Santanter Instant Saver account held with them, not administered on line. Santander have advised me that their specific branches dont have sort codes now & i beleive it depends on the type of account. I am unable to find it on what little paperwork is availble to me…
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St James' s Place - Williams Birley Wealth Management
Has anyone used St James's Place / Williams Birley Wealth Management? I did so and felt so disappointed. Would not recommend to anybody. Happy to hear other s feedback though
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Moving money around to get the 5% from nationwide
Hello Everyone! I currently have two current accounts, one is with First Direct and the other is with Nationwide (flex account). I prefer to use my first direct account for my wages etc but i would like to take advantage of the 5% nationwide offer for current account balances. My question is - Once my pay goes into my…
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Man Loses Life Savings Playing Carnival Game, Wins Giant Banana
On the bright side, he did win a giant banana with dreadlocks. Great investments of our time: http://newsfeed.time.com/2013/05/01/man-loses-life-savings-playing-carnival-game-wins-giant-banana/ Warmest regards, FA
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Protecting Investment Value
I have a largish investment in UT ISAs and now with the Fed possibly going to start tapering on QE in 2014 I want to switch my holdings to funds less likely to be effected by the reduction in QE. I wanted to switch to Henderson Money Market fund but that's not available as an ISA. Does anyone have any other suggestions of…
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General Advice Needed
Hi - this is the first time I've posted here and I was just looking for some general advice. My Father died earlier this year and I inherited a sum of money, but I have absolutely no clue what to do with it for the best, as I've always been the world's most clueless person where money is concerned and have never had an…
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Comparison account to ING when it closes?
Hi All, Does anyone know of a savings account like ING direct that I can switch to? I LOVE the way I can have different 'pots' and name them as I wish - it has been a great help in me being able to save for various things and I believe has helps us get (almost) in the black. Barclays are taking over (as they do :( ) so I…
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No full disclosure of Inv Trust assets.
I have a significant holding of British Assets Investment Trust. The Company pays a good dividend but the accounts do not disclose all the underlying investments. The 50 largest investments comprising 68% of the trust appear in the accounts but there are another 338 investments that are not declared. Last year I wrote to…
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Bank of Scotland Vantage Account
Hi Had previously put this on to another thread related to Bank of Scotland, but decided better not to sabotage somebody else's thread, hence creating a new one. I tried opening a BoS Vantage account last month, and ran into a number of problems. The long and short of it was that they opened an account for me, and let me…
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6 month investment of £68k?
Hi, I was just wondering if anyone could offer any advice or ideas for investing £68,000 I have inherited following the death of a relative? My fixed mortgage term ends in August 2014 so with the money I intend to pay off the remainder of our mortgage (the penalty for early repayment is £2500, which is greater than the…
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Investment while residing outside of UK
Hi all, first post and I’m just looking for abit of advice/ideas please. I live outside UK and am looking for ideasabout what I can and cannot do with my savings. Being outside the UK seems to limit me with regard to the setting up of a new current accounts with a high interest rate or ISA signup. It’s not a great idea to…
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Terrible with cash - need help
Hey guys. This is my first post so I thought I'd make it a good one? I am absolutely terrible with cash, I always feel the need to spend spend spend when I get it, and no saving goes on. What can I do? Is anybody aware of a legitimate website that sort of opens up a savings account for you? Sort of like an ISA that I can't…
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The 'Save 12k in 2014' Thread!
So, the title is pretty self explanatory, but this is the place to be in 2014 :D In 2014, the aim is to save £12k (or, any other amount if you like!) from 1st January 2014 til 31st December 2014. I know it's early, but it gives you the time to plan for how you are going to do it! 2012…
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Using my ISA for my child
I would like to use my own ISA allowance to save for my child (I don't want to invest in the Child Trust Fund as he can have free access to the money at 18). I basically want to earmark contributions in my own ISA for my son. Question is, can I freely use this money to pay for his education or to buy him a car for example…
