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Dealing my shares as a non uk resident
Hi new to the forum and looking for some help. I left the uk for Oz ten years ago. I got left shares by my uncle and they are held by Threadneedle who the shares are for too.They have my Crest cert etc. My problem is as a non uk resident I cant open an on-line share dealing account to move them into, so i can deal 24/7 and…
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Can a dead person's accounts be left open?
An odd question I know, but what I specifically mean is..is there any legal or practical obligation to inform a bank of a customer's demise? To explain: I've recently obtained Lasting Power of Attorney over my mother's finances (she is elderly, physically housebound and now has dementia). Once the POA was obtained I…
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Fidelity Login Problems
Hi, Is anyone having login problems with fidelity? I've been locked out three times today and Fidelity are unable to answer why. I've tried on separate machines and different browsers. They have raised a ticket for me but I'm wondering if anyone else has had any issues?
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Can the Halifax do this?
My mother received a letter today advising her that her tracker bond taken out in June 2013 at 1.7% AER/Gross was wrong and that they had sent the wrong Certificate of Investment. Today they have sent her a duplicate Certificate Of Investment which advises that the AER/Gross interest rate will now be 1.19% How can this be…
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National Lottery at Christmas.
With the extra prizes announced on some of the draws, has anyone worked out if the odds of winning are any better?
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Fed starts the scale back
Little impact on the DJ: http://www.bbc.co.uk/news/business-25436982
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Overpay Mortgage or Keep Gaining Interest
Hi I am no accountant …… I am paying 2.59% mortgage on approx 120K, 6 years to go I am gaining 3% on savings TAX FREE I can overpay mortgage pre July 2104 £10K Q - should I overpay mortgage or keep gaining the 3% interest? BR Chris
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Trustnet launch new DIY investment platform
Trustnet have launched a new platform Trustnet Direct. www.trustnetdirect.com http://www.trustnet.com/News/478127/fe-launches-new-low-cost-platform-for-private-investors/ PLATFORM CHARGES AND OTHER INFO https://www.trustnetdirect.com/account-charges Custody charge: 0.25% of portfolio value (subject to a maximum across all…
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Inheritance Cheque in Euros
Hello all, I am about to receive an cheque from Ireland for 26200 euros, what is the best way to deposit this in an account to get the best exchange rate or should I consider depositing it in a bank account / credit union in Ireland? Thanks in advance.
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Thanks
Thanks for replies, editing out for privacy
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BoE planning to print even more new money!!
Wonder how the markets will react to this? http://www.bbc.co.uk/news/business-25427663 :D
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First Direct
I was attracted to First Direct by the £100 as touted by MSE, but after poking about on their website, after 6 months they could start charging £10 a month. Below is a paragraph from the First Direct website. "Banking with first direct usually costs £10 a month, but you will not be charged this fee for the first six months…
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what protection do you have in share ISA's
Hi I have a couple of share ISA's with shares and funds in them with Hargreaves Lansdown and I know with Building Societies etc, you have £85,000 protection but what sort of protection do you have with companies like Hargreaves Lansdown (HL)who act as Investment Managers? I am guessing you want some protection for any cash…
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The Millionaire next door
I have just read the above book - finished it last night... i highly recommend it and i would say alot makes sense in terms of how i believe you should live life. Anyone else read it? or am i the last one to the party... haha
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Cavendishonline move to clean share classes and explicit platform fee.
Email received form Cavendish today. Not sure I like the way they will recover the platform fee. I would have preferred it netted out against rebates in the interim and offset against income in the future in the first instance. I guess that would be difficult to administer. "FundsNetwork moving to clean share classes On…
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Saving in cash (i.e. in a safe deposit box or safe)
Hi This is probably a really, really stupid question! Is there ANY advantage or benefit in saving for retirement etc. in cash (i.e. by putting your money in a safe or a safe deposit box), rather than investing it or putting it into a high interest savings account? I realise that with a bank account, an ISA or some other…
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Peer to Peer Lending
Due to the poor interest rates offered by banks and building societies I am contemplating Peer to Peer lending. I would be interested in other peoples experiences.
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barclays reg. saver
My regular saver with Barclays is about to mature so looked to open another one but cannot find it on their site have they stopped doing them
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Capital and income bonds
Hi, I'm new to this and not sure what if this is the right way to ask but here goes. I invested some money in capital and income bonds and want to use some now, however I have been told that I will have to pay tax on any sum or sums I withdraw :( is this right? If so is there limits per financial year or what is it based…
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Savings
So I have £5000 to put into an savings account that pays 1.52% gross annually what would I get back after 12 months. Thanks
