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Nationwide FlexDirect - paying in £1k monthly?
I understand from the terms and conditions on the FlexDirect Account that transfers-in from another "Nationwide Account" DO NOT meet the criteria to qualify for the 5% rate. Does that mean that if I pay £1k into my partner's (sole named account)FlexDirect from my separately held (sole named)FlexDirect, that he would not…
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Newton Asian Income
I've been looking at several Asian funds for a while. This one seems to be in several portfolios on here. When I look on the HL site, It's recommended as the best in it's field but high risk. It also invests in PDLT, based in the Philippines. Are all Asian funds high risk? If not this one can anyone recommend another one?…
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Where should I put £400K for 6 months?
Hi, I am selling my house and the house I am buying is likely to take another 6 months until its avaialble for me to move to, so in the meantime I will be renting. What I'd like to know is where shoould I put the proceeds of my house sale? Its likely to net over £400K but will be required in 6 months time to pay for the…
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Gilt mystery?
I'm getting into this investing malarkey now and have stumbled across gilts which I understand to be government bonds. I believe that you have to pay £100 a time for one. But when I had a quick look at them I could not believe the difference in interest that some of them pay. For instance some don't even pay 3% while one…
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Inheritance from father
Apologies if this is the wrong forum, but I didn't really know where to post... My father fled the UK around 10 years ago and is living somewhere in SE Asia, no-one in my family has spoken to him in years. He has failed to pay any child maintenance/support to any of us 3 kids in the UK, and my mum has unsuccessfully tried…
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children receiving inheritance - best savings options
Hi My two children (aged 11 and 12) are each going to receive about £9000 following the death of a relative who has left them both some money. I obviously want to make the best use of this money and invest it for the future. One of my kids has a child trust fund, the other is older and doesn't. I know there are CTFs and…
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Earthport Shares
Hi All Has anyone invested or know about Earthport shares? You can buy them at roughly 20p per share. Been told it's a good buy but don't know much? Opinions appreciated
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Newbie saver and Scottish friendly and the like!
Hi all, So here I am a relatively new and clueless saver. I'm looking for some advice from regarding my savings and possible investments and having been lurking on here for sometime now's the time to sort myself out! I have maxed out my cash ISA so far for this year and now looking to sling some money elsewhere until…
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My financial Plan for the future
Evening All, I have been trawling through fool and HL and read lots that got my wee wheels a turning and this is what I have come up with. Me and Hubby have no pension or significant savings to throw at one, both working for same company under a temp to perm contract which is indefinite. Looking at possibly 3 months from…
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Left over inheritance
Hi Not sure if this is the best forum to post this but will try. I'm about to inherit approx £30k. Ideally I'd like to put it all into mortgage which has 140k outstanding however due to the fixed deal I'm on, I can only put in 15k at the moment without incurring charges. I also can't switch until August 2015 without…
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Investing in a fund & timing?
I'm more used to dealing in shares, but considering going into a few funds. I was just wondering what your views are on in terms of how important timing is when buying into a fund? Obviously with shares its pretty crucial (unless you are more of a believer in pound cost averaging etc).
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Thinking of investing in films.
Hi there I'm considering putting an investment into a film. Is this a good idea has anyone else done this. If so with what result?
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savings account advice
hey guys well i have used mys Isa allowance for 2013and was wondering if there was a savings account i could put money in until next years isa allowance. i have virgin money savings account but thats only paying 1.59% Net, does anyone know any that pay more? any advice would be great thanks
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Your Financial Setup
Hi, Out of interest, how does everyone's balance sheet look? I'm interested in the overall breakdown, mortages, loans, income, savings, investments and pensions etc. Mine is as follows Loans £35,000 to pay on a £100,000 mortage. House was £120k and seems to have kept its value. £4000 - Car Loan. Investments/Savings £3000…
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Vodaphone's 4.47% Returns
Hello All, Just a quick question on Vodaphone shares, how can they offer a 4.47 return to investors - surely the value investors will gain is unknown until the sell their shares? Secondly what is the best way to buy shares in a company such as Vodaphone. Thanks
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Deciding how to manage my ISA tax-free allowance
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Royal Mail Shares
Hi, I am just trying to work out how much I paid for my Royal Mail shares. I purchased them before the company was privatised. I managed to get £749.10 worth of shares. On my share service letter, it says that my £749.10 has got me 227 shares. It says the £749.10 is an indicative value. Below this, it says Holding Details…
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Servicing C and G three year bond accounts
Hi, This product has recently been taken over by Lloyds Bank ltd. Has anyone had any trouble in dealing with Lloyds branches over these accounts? I have tried to change the nominated account but all the branch says is that I have to ring C and G directly even though the C and G statement clearly states that Lloyds branches…
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Best FTSE tracker?
I'm looking to start drip feeding money (£200 a month) into a FTSE tracker sometime very soon. But there are so many to choose from and trying to find out the best performing one looks to be very difficult for one man. How do you go about this? One little feature I'm looking for is the ability to pile in should the market…
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ISA withdrawal "reference to beneficiary"??
