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Tracker ISA - short term?
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If you had 50k to invest?
What would be the best place to put it? I wouldn't want any risk, would rather a lower interest rate and no risk. Also what options would there be for access? Not sure I'd need instant access, but certainly wouldn't want it tied up for years. Thanks for any suggestions.
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£20k - what to do with it?
Could i ask, if you were suddenly gifted £20k what would you do with it taking into account the following situation: a. You have no ISA b. You have about £10k in a flexi-saver account (HSBC). c. You have a £100k+ mortgage. d. Money cannot afford to lose. e. Does not want to tie up for more than say 5yrs+ A lad at work has…
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What's the £50K investment FSCS protection limit?
Hello, I was reading in the FSCS site that: And then in one MoneySavingExpert article: I was thinking that if you invest and a firm goes bust, you were going to lose all your money, hence the risk of investing. Is this not the case? When would you lose your money and when would you be covered upto this £50K limit? I don't…
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Which bulk dealing stock broker ?
Hi, I used to deal with sharecentre who had bulk dealing at good spreads and very cheap commission once a day but they don't do it any more. Equiniti seems like a good option but are there any good, more reputable, firms ? Thanks.
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Transferring standard life shares
I loaned some money to my dad to buy some standard life shares when they demutltsed. We decided that he would transfer the shres int my name, but what would be the best wAy to do this. I see that him gifting them to me would be the most simple way but is there any tax implications. I think he is able to gift up to 3k but…
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Explanation of Performance Fund data please...
Hello, I was trying to understand how to interpret the performance fund data and I've got a couple of doubts so far. I took one random fund from 2 websites and the data they provide is: Site 1:* Net Investment return on £1,000: 1yr: £1,183 5yr: £1,469 10yr: £3,034 * Annualised rate of return: 1yr: 3.42% 5yr: 8% 10yr:…
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Better Savings Options...
Have approx 50k now in savings. Have used my cash ISA allowance and also have savings in NatWest eSaver that has a fair rate but the bonus was for a year. I would welcome advice on where to put this money to receive a better return with a monthly income. I think this would be now in the realm of investments???
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Best children's account for non-cash bare trust (grandparents control)
I've finally been able to convince my parents that if they want to put some money aside for my son, then cash is not king! Now I'm looking for a non-cash way where my son's grandparents can put some money aside every month in his name, but under their control until he is 16/18. Any ideas?
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trying to make sense of fund analysis
For example I looked graphite enterprise up . It shows its nav increased certain % but I do not see nav and share price in numbers and can not see whether it trades at a discount or at premium , what am I doing wrong ? Thank you.
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Selling shares as Executor
Can anyone tell me the best place to sell shares for an Executor's account? It seems I may have to change the name on each share certificate before I can sell them, and how long does that take?
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What To Do
I am lucky enough to have been left some money,to the value of £175,000,but i am also self employed with very little work.I do own my semi detached house,and its paid for.I am aged 59 this year.I do not know where to go for impartial advice.Do i invest in a larger house,or do i buy a house to rent to provide some…
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Coventry BS
As regulars will know, this BS offers very good rates and has good customer service. If I go with them to get nest year's ISA, I shall be well under the £85k limit in total, but will have the bulk of my savings with them. Does anyone think this is likely to be a problem?
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Which Fund Manager and Funds?
Hi, Ok, so I have decided to take the plunge and invest my money in a Stock & Shares ISA. I've settled on spreading my money between an UK fund (probably a FTSE tracker), an American Market as well as an Emerging Market. However I cannot settle on which Fund Manager to use, and what particular funds within the markets I've…
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Blue Horizons Storage Pods
Not sure if I should be writing on this forum. My Uncle has invested a large sum of money with this company and the rate of return is set to be around 6% - 8%. However, my cousins are concerned as are the rest of the family as we can't find out anything about this company. Does anyone know anything about this company and…
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£500,000 Investement
£500,000 to invest No Mortgage ISA's fully subscribed 30 years away from retiring 50% profit/Intrest going to charity Dont want any investement to complex so I dont understand how it works. IFA Appointement already booked What would you do ?
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NS&I Indexed linked bonds Cashing in timescale
I am buying a house which completes Friday the 5th of April and requested my indexed linked bonds be cashed in via post last Thursday and I'm worried I won't get the cash in time. Does anyone have any experience ? The phone-line is unhelpful as there is no way to track the process. Thanks
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Incorrect letter from HMRC
I have just received a letter from HMRC telling me that my ISA managers have informed them that I over subscribed in the tax year 2011/12. The letter goes on to say that I paid £5430 into an ISA with the Halifax on the 19/09/2011. On the same date I also paid £5340 into an ISA with the Metro Bank. Totally untrue. What…
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Which saving account is best for me
hi there, currently bank with BOS - I have my reward current with them where I get £5 if I pay in over £1000 a month and a backup current account and internet saver account (which has £6000 in it) I'm looking for the best option for my banking, I've noticed they have severely reduced the interest on my internet saver…
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How safe is an ISA?
