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Foreign savings accounts
I want to open a savings account in Australia for a couple of reasons, 1. There are some very good rates there 2. I plan on visiting for extended periods and would prefer to have money in an account there earning interest and not being at the mercy of dismal exchange rates and extortionate charges from my UK bank. Anyone…
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Invesco perpetual high income
Hi does anyone here have this investment? It appears to have performed well. Any comments welcome
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investor alerts .org
Hi This company are currently engaged in advanced fee fraud and unfortunately have succeeded in scamming me out of a significant sum :( . If anyone out there has reg S shares or delisted shares lookout for these sharks. As a new member i cannot post a proper web link but what i can do is below, maybe another member can add…
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Cyprus - could it happen here?
Could the UK be next with tax on savings in the banks?
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Charles stanley
Has anyone used Charles Stanley direct, they seem to come top for trackers on the candid money comparison. Looking to put the full isa allowance into cheap trackers in the new year, also have funds still with chartwell/ close which are part trackers and part active and realise these need to move to get a better deal.
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Fund Platform Rebates to Become Taxable!
Just seen this bad news reported by Candid Money. Seems that rebated of trail commission outside ISAs and Pensions will be taxable after 5th. http://www.candidmoney.com/articles/269/trail-commission-rebates-to-be-taxed
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Where to put house sale funds?
Hi In other threads I have explained that my F_I_L's house has to be sold to pay for care home fees of at least 800gbp per week. My question is, where do we put the c 700k proceeds? Given the 85k account security, is it sensible/necessary to open 8 different saving accounts, or is anywhere guaranteed safe for such a large…
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santander123 - is it worth it for me?
Sorry if this has been answered already but I haven't found it yet. I already have a Santander current account, zero fees, with several DDs but all the benefits have now run out for me. Santander have suggested I transfer to the 123 account and I have enough income going in to qualify. I know the fees are £2 per month =…
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Co Op Platinum Bonds MVR Help
Hi, My father has a large sum of money in Co-Op platinum bonds and has recently wanted to withdraw the money but was told an MVR would apply. I have read other posts on here and elsewhere regarding the high penalty charges but they are old posts and wondered if anyone has any fresh advice they can offer. Is there a way of…
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Investing 60k for 2 kids
Hi guys, I currently have 2 children and have invested 30k for each child in a bond that matures in 2 weeks time. At the time of investment the bond was paying 4% and seemed ok but the returns now are very poor and I'm looking for alternative ways to invest for them. My children are 14 and 12 and I have thought about a…
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Santander 123
Hi there, My wife and I have seperate savings accounts and currently each have more than 20k in each getting next to no interest. I have been investigating the Santander 123 a/c and with a rental income, can arrange to have more than the £500 per month cash transactions and pay all the household bills. My wife would like a…
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ISA with Life insurance included
I have an ISA that I pay into that provides LI and CIC during the term of the agreement to cover my mortgage. I want to set up another to provide additional life cover. I cant find a product like it anywhere. Do they still exist??
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gold
does anyone do this: https://www.youtube.com/watch?v=X_t6pgdmDCU where can you store it safely???
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S&S ISA - No of providers/brokers Allowed?
I’m new to investing in S&S and was thinking about something passive and (relatively risk averse) like Vanguards Index linked funds within an ISA. My question is if I take out such a fund through a specific brokers (Hargreaves Lansdown possibly) and plan to drip feed the fund, can I hold any other ISA based funds or (even…
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Transfer Halifax online ISA to Halifax Fixed ISA
Hi, My wife has an online ISA with Halifax (instant access), where the rate is due to drop to 0.25% on April 9th. We decided it would be best to move the money over to the 3 year fixed ISA at 3%. So, we popped into our Halifax branch to arrange this. However the staff member stated that we need to make an appointment with…
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Have savings to invest, but no income in the next 5 years as off to uni - what to do
Im going to be going back to school this year, first college then uni to get a degree with the aim of travelling and teaching for the future. I have £10k to play with and was wondering what you would do if you were in my situation. I doubt i will have any income in the next 5 years to be able to add to this, anything i do…
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Halifax Sharedealing
Anyone else having trouble logging into their Halifax Sharedealing account? It keeps saying wrong password entered, but I've reset it three times and when I go to log in again it still says wrong password. Am I the only one? I'm loath to ring up an 0845 number to find out...
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Any massive flaws in this?
Hi, A couple of months ago I finally decided to take control of my finances and try and put some kind of long term plan together. It's by no means the most sophisticated of plans but would be interested to get some opinions on it and make sure I'm not leaving myself open to some inter-connected doomsday scenario! My…
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which is the better option?
which is the better option, the 2.5% 1 year santander cash isa or the 3% 2 year santander cash isa? thanks :)
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MSE News: EU deal spares small savers in Cyprus from bailout tax
"British ex-pats with savings under £85,000 have today been spared from being taxed by the Cypriot government..." Read the full story: EU deal spares small savers in Cyprus from bailout tax Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
