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Best place for 40K cash
made in error
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help with Investor Chronicle
Hello, lost quite a bit of money on paper today when IQE took a big hit. Its due to a competitors new product and huge sales going through yesterday evening and this morning early about 8 million I think all together Have held this shaare some while and am a bit upset - have read everything I can today including broker…
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Isa saver or Esavings
Am clueless about savings accounts etc and was confused when reading throw them but set up a esavings account because the isa saver was asking for a national insurance but now my partner says the isa saver would of gave me more interest but am only putting £50 a month in it for the new ps4 and am closing the account after…
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AXA sunlife
Hi, I have come across some posts about the AXA sun life plans on here. To be honest I took mine out in 2001 and forgot all about it,until I saw people bitterly complaining about them. Can anyone think what is the best thing to do? I have put in £2,520 to date,the current surrender sum is £3.855.37. Guaranteed sum,…
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Best place to put £40k for 2-3 years? Low risk only, please
I've seen the recent thread regarding how to invest £50k, but I am looking for a low risk strategy, by which I mean the capital is guaranteed but I am prepared to risk any interest. I have £40k to invest. As I say, the capital must be guaranteed. I will need access to the total amount in about 30 months time, so I am happy…
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£100k cash to invest/save...
I have £100k sat in a bank account not doing much. How do I maximize my returns without too much risk and without having to do too much?:money:
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HL Best Fund - help
Hi, My company has moved the pension plan to HL. I now need to decide where I want to put my pension At today it is around 30k, I am 33. The previous fund was 70% APAC medium high risk and 30% european low risk. In 5 years I basically not made nor loss any money, still ok due to the company putting in 2/3 of the amount. I…
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Alternative multiple online savings accounts post ING Direct sale to Barclays
We have a cluster of savings accounts with ING Direct and they are an invaluable means of ensuring that we're saving for regular individual expenses correctly, instead of dumping all such saving into one pot and trying to keep track of it all. Ok, the interest rates aren't great but then the money isn't there for very long…
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Fund trading impossible on TD Direct Investing
I have been with Internaxx /TD Direct Investing for some time now and used in mainly for stock buys. The website is very difficult to navigate... TD Direct Investing is absolutely useless when it comes to buying mutual funds! I have been trying multiple times now to order mutual funds on TD Direct Investing, but every time…
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Where would you invest £50k
Hi, I've had my savings in a santander account paying around 3% for the past year but the promo rate is now over. I'm now looking where else to invest this money. It's a fund i've been building for years as an emergency pot if i ever fell on hard times. In the past i've made money and lost money during the dot com boom on…
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Central Markets
I was cold called by these people a couple of days ago and they e-mailed me a document "Monthly Report by Richard Perry". I haven't read it yet. The e-mail states that they are "Authorised and Regulated by the Financial Services Authority 473312". www.centralmarkets.co.uk Is this a genuine company? They seemed very…
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ISA maxed - tax on funds question
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Water, Gas & Electric Fund with H & L?
Hi, Can anyone name / point me in the right direct to funds that mainly focus on water, gas and electric with UK / Europe exposure? Don't mind bit of global exposure too but mainly UK and Europe? I need the fund to be offered via Hargreaves and Lansdown as they are my brokers? Thank you for now, Ade
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3% ISA for Halifiax
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Guaranteed Investment Plan
Can anyone help me? I had a call today from EMCAS offering to help claim back any mis sold PPI's, ISA's or other investment bonds. My ears pricked up as I recently surrendered a GIP after the building society advised me to take action as my money was not earning for me "due to the current economic climate", in fact, it had…
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Young persons Funeral Plan
I'm nearly 26, and although some would consider very young, I've been considering funeral plans to cover the cost should anything happen to me. Because I am young and I believe (and hope) I have a lot of life left in me, I think I have the advantage of paying a small amount (say £5) per month over an extended period of…
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Ethical Bank
With all the discussion about banks and the problems in the economy I thought this might be of interest. Rates aren't the best but you're supporting more ethical causes and creating a donation to charity as well.…
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Saxo Bank
Does anyone have a trading account or ISA with SAXO bank? Have been thinking about opening an account but wanted to know if anyone had any experience of them. Thanks
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When are UK Notes changing to plastic?
When are UK Notes changing to plastic? I read somewhere that in a year or so our bank notes will be changed to 'plastic'. If I have a thousand or so savings in notes and I need to change them to new currency will I have to explain at the bank where I got them from e.g. 'under the bed' :naughty:
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Santander 123 current account refused
I applied for a Santander 123 current account using the Quidco link (hoping for the £55 cashback). I specifically opted not to apply for the 123 credit card and also opted to not apply for any overdraft facility. To my surprise, I received a letter today stating that they are unable to open the account for me based on…
