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"See your savings blossom"
When I logged off from Halifax I had this on the signed off page, an advert re Halifax's ISA Saver Fixed. 2.3% fixed for 2 years. It then promotes it with the statement "See your savings blossom with 2.30% tax free/AER for 2 years." How on earth could any one's savings be said to be able to "blossom" when I believe the…
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brokers views
Are there some brokers views that you trust more than others, or that are more likely to move markets? Also, how can they have such different views when they are presumably all talking to the company and when often there is masses of info in the public domain for a company anyway? For example I have Scottish and Southern…
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£20k - where should i put it???
Hi guys. Some advice required please. About a yr ago I luckily came into £25,000 but its been sat in my current account earning me about £25/m ever since!! Could somebody please advise on the best account/ISA or whatever to put it in??? Thanks in advance, MJH.
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ctf or not ctf
Thinking about investing for a child that has ctf , at the moment in Europe trust fund with F&C . Should I top it up or should I get something else away from Ctf as in the future i may want to move it to another fund/provider and likely to find the preferred ones do not do ctf so then the money will just stagnate ...
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Derbyshire BS netsaver 3 account
Quick question on this account. Need to withdraw the full amount and close the account but I note that the interest is annual, paid in June 2013. What happens upon closure? I assume pro rata interest is subsequently applied to the account?
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N&P E regular saver: Question ???
I have N&P Eregular saver that has matured so I transfer it all to my other account. The saving A/C is still open although the interest has dropped but the E-RSA is still accesable using IB. If I close the current one which has very few balance and then open a new one again, is it still possible to get 4% ? I am asking…
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Using Dad's savings to clear buy-to-let mortgage
Hi. I would appreciate any feedback to help make a decision. My elderly father has quite a lot of money in various savings accounts which I have set up for him over the last few years. These pay around 3% including bonuses which are now coming to an end. As we all know interest rates are very low and I am struggling to…
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How to divide up savings and investments, short term?
I want to emigrate back to my home country (USA) asap, and with the money I can save, the soonest it will be is about 6 years if I count inflation a bit. I have a small business where I currently earn about £500/mo. My husband's salary pays for us just to live and pay the mortgage. I need to save up about £25,000. I can…
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Child ISA
Hi, I have been trying to find out about getting an ISA for my son (born in October 2008) and I am running into a brick wall. While he is a British Citizen, he was born outside the country and we were not tax resident here when he was born.... I am now since mid 2011. Because of that he was not entitled to the Trust Fund…
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Santander 123 current account
Apologises if I'm treading old ground, but anyone had any issues or any benefit from using a 123 account. I ask as an existing Abbey/S customer, 1 of the few that have had no issues with them in over 40 years banking. It's just that there are several accounts/bonds/isas that are only available to 123 account holders? They…
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Unlisted Shares - Dyson
Hi, Some time ago (2006) I made the rather dubious decision to open a share dealing mini ISA. Part of the portfolio that I chose included a number of shares in Dyson, which subsequently became de-listed from the LSE. The shares got moved to my Nominee account. My question is, how do I find out what they are worth and how…
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Free tickets to London Investor Show FOREX
If anyone is interested in learning to trade forex, if you use voucher code: timetotrade when booking you get free entry and free workshops (usually £25 each). http://www.londoninvestorshowforex.com/ The London Investor Show FOREX is a one-day event and exhibition for retail fx traders. Providing access to independent…
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Abbey Financial Solutions
Hello Has anyone heard of or dealt with Abbey Financial Solutions. I have a sum of money to invest from the sale of my house. Need income from the money as I now live in Thailand. I have been contacted by the above after filling in a form on BBC website. Bit worried about investing with people I have never heard of. I was…
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Invest £70000?
I have £70000 in a Santander Esaver, I currently earn £114 a month interest. I currently rent, this money will be a deposit on a house or flat. Investment or savings has to be no risk and easy access. Is this the best thing to do with £70000.
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what is the best way to save in Dollars? Is there an
account I can save £50 a month or so in, that automatially converts the savings into dollars? Many thanks
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Money to invest for 12-18 months
Hello group, we recently sold our house and moved into rented accommodation, we are taking time out hoping to accrue enough money to fund a self build, anyhow the move has left us with a surplus 86 thousand pounds. The Halifax got me in yesterday and gave me a multitude of options, all bewildering. I settled for a safe bet…
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safe savings / investments >1.5%
Hi All I have read a number of threads with interest (sorry) but would like to get some thoughts on my specific situation. We have an offset mortgage which is about to move to a base rate + 1% tracker. The total we are allowed to borrow is £90k; we currently owe about £40k after offsetting. There are 7.5 years to go on the…
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money to invest
I have approx £50k to invest. I have reached my ISA limit this year. Shall I invest in shares or bonds? Its all a bit of a minefield!
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Take money out of ISA for better rate
Would you take around 16k out of an ISA because a savings account provides better rate? Or keep it in there losing potential interest in hope rates improve over the coming year(s)?
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Halifax personal investment plan - tax
My grandfather has a Halifax PIP valued at £149,500which he wants to cash in and distribute between the grandchildren. We are wondering what the income tax implications would be for him if he does this. He has an income from a private pension of around £10,000per annum plus his state pension. Any advice would be welcome.
