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keeping records of funds
I have 4 funds with HL and am not sure what records to keep, they have all gone up over the timespans I have had them but I dont really know when they have gone up or down or how much over a month etc. Dont want to look every day but is it wise to keep some sort of spreadsheet so I can at least see how a fund has done over…
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Sportingbet share question
Hi anyone out there got an opinion on Sportingbet shares -we've had some just "sitting " for quite sometime now-there is now an offer by William Hill and GVC for take over- we are mulling over whether to cut our losses and run or stick it out re this new take over. Anyone any input please? Thanks.
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Why are the savings rates all dropping?
I have had several Regular Savings Accounts on the go at the same time and gradually the ones for 4% and upwards are all coming to an end. Since base rate has been fixed on 0.5% for a long time, why are the rates for savers continuing to decline?
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Yorkshire BS cutting savings rates
I received an email from YBS yesterday to say they are cutting rates on 4th March; of particular interest to me is that the Easy Access Internet Saver will drop from 2.1% to 1.65%. I think this used to be in the best buy list but isn't there now (the email suggests that the rate was lower anyway for new accounts from…
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Pension thoughts?
Evening all, Wondering if I could have your thoughts on my pension. I pay into a company defined contribution scheme @ 7% of my salary, matched by 14% by my company (been paying into this for 10 years, ranged from 5.5%-7%). I have another small lump sum from an old pension, literally ~10k. I don't have a SIPP. Was…
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Premium Bonds, gonna chance it!
have £40k in a santander account that is about to drop its interest rate and having looked around at the pitiful rates at the moment i have decided i am gonna put £30k into premium bonds and the rest into a savings account.i know i am taking a chance on losing a guaranteed rate, but i have always fancied trying premium…
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Where is Pound £ heading?
I thought Euro was going down the pan and $ will follow it but now £ is almost equal to Euro, where will this stop. We do not have oil nor manufacturing industry, on top of every thing we have dodgy Banking. If only we could get the investment Banking integrity back, then we can manage World monies and perhaps live off the…
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how can we ?
.. invest into firms that provide us with investment facilities. Trying to explain - there must be someone making it possible for us to buy/sell shares etc. Would it be a good idea to buy into that organization.
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Best Fund for S&S HL ISA URGENT!
I recently opened a s and s isa with HL and have deposited £700 and picked four shares with three(Vodafone, Burberry & GSK) all making a gain, and the national grid which has make a loss. I opted to invest £50 per month in addition to the £700 lump sum. I have been researching various funds to invest in however im…
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aLTERNITIVE sOLUTIONS wine investments.Anyone use?
With the dire returns on cash Isa,s this coming tax year ,Iwas looking at the above company as an alternitive to Isa,s.Has anyone had experiance with the above company,and what do they think?
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Good ROI on secure capital investment
Please excuse my ignorance - I know there are a lot of factors to consider I've looked around at saving accounts which suggest 2-3% is achievable but I'm trying to get a better idea of other investment options on zero/low risk investments I'm not looking to invest any time, just money - potentially between 10k and 100k…
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Stock Split for a US Share held in My HL ISA - will I have to do anything?
Hi all, Just seen that a stock that I hold is going through a stock split. It's a US stock in my Hargreaves Lansdown Vantage ISA. It also says "In lieu of fractional shares, shareholders will receive a cash payment based on the closing market price" Do I have to do anything, or does it all happen automagically?
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ctf account
hi im new to this site and i was wondering if anyone could help me, i set a childs trust fund up for my son with childrens mutual, can i move my sons savings to someone else or are they stuck there? iv also read there moving to another company but iv had no letters or anything from them... im confused as to what to do or…
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Whats the minimum you invest in shares?
Whats the minimum you invest in shares? for me its £1000 for a good stable company, £500 for a company with a little risk and then £250 for risky shares
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Eurobank
OK maybe it does sound like a dodgy name for a bank, I don't know why, but has anyone got an account open with them? I have seen this bank next to Fulham Broadway Station but when I search for them on the internet it only gives me a central London head office location. I basically need to open an account so I can send…
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£4Ok to invest, advice please
Hi all, I would welcome some advice. I have £40,000 to invest for a period of two years. I have not used my ISA allowance so far this year. At present I have other savings, in a Abbey ISA, which I can fall back onto if I need to. My thoughts are to put my max cash Isa allowance in this year, then in April do the same…
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Think we'll ever see 10%+ again?
Just seen this link in another thread http://www.swanlowpark.co.uk/savingsinterestannual.jsp I only got 'into' banking around 2008-2009, so i don't even remember the days of 7-8% nevermind 10%+. Yes it's a question that i suppose can't be answered with a definite, which i know upsets some people - this is why i'm saying do…
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Post Office cashed cheque then refused to open account
Hi all, Not sure if this is the right sub-forum for this as it is my first post! My mother asked me to open a savings account for her and put myself down as a joint account holder. I wanted to open a Post Office savings account, so I filled out the online application and she provided the cheque to open the account (several…
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Mobile online banking.
Which account has the best online fetures for mobiles?
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IFSL bestinvest select fund v index trackers?
At moment i hold quite a substantial sum of money in a IFSL bestinvest growth portfolio fund via the select platform. This has an annual TER of 2.33%, which is high as they do every thing i just send them the money so to speak every month via DD. Been browsing net and wondering whether i would be much better of swapping it…
