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Best way to save £40k-£50k easy access
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Tax certificate
I am a non-uk resident. My Father put my name on a joint savings account with the NatWest in 2007. Now I need to get a tax certificate confirming the amount interest and tax allocated to me since then. The problem is I need it for January-December to satisfy the authorities in Germany. I seem to be going round in circles.…
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Switching to new online saver
I have £17,000 in an e-saver and the bonus ends in 2 weeks. I've got other saving using up my ISA allowance so want to maximize interest on this without having to lock it away. Any better solutions than a regular online saver? Any loopholes I'm missing that I should be exploiting? With quite a large sum, even the…
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Looking for advice re saving.
Hi, new to saving as never had a significant amount.. not got a lot but as part of a divorce settlement have about £17,000 to do some thing with. I am 61 so dont want to invest as cant risk losing it. I have just put the max amount in a cash ISA after seeing something on here. I have the money just sitting in a nat west…
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Advice for someone who has never switched...
Hi everyone, I have never switched bank accounts or savings/isa at all, currently with Natwest and getting around 1% on my savings and 0.1% on my cash isa. Just wondered if the following seemed sensible? Open up a first direct bank account (pay in over £1500 a month and get £100). Open up a first direct regular savings…
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Santander Reg Saver expired today but not in internet banking?
It's not in my list of accounts, will they just transfer the sum to my bank account or create another savings account and add it to my list? Thanks for help.
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ICICI Bank has 8.75% interest rate on fixed deposit accounts
Hi I'm a newbie when it comes to investing so apologies if this is a stupid question. I just noticed on the ICICI bank website that they offer 8.75% on fixed deposits for under 2 years.. I'm referring to the ICICI bank in India.. Does anyone know if non-Indians can sign up? I've just sent an email through to the company…
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Need advice on UK savings - we're moving abroad for a few years
Hi all We're moving to Dubai at the end of March and aren't sure what to do with our UK bank accounts. We're thinking the best thing is to change the registered addresses to our parents' address so any correspondance goes there, but can we keep current accounts open if they're not really being used? I use First Direct and…
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fundsmith-alliance trust saving or hargreaves and lansdown
want to start a s&s isa -want something that is lowest fees possible and have about 8/10 year time span -starting from April 2013 fundsmith looks interesting -total expense ratio low alliance trust saving -low charges hargreaves and lansdown - higher charges but sophisticated platform any views - my plan is to invest the…
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Variation in share price between dealing accounts
While comparing share dealing accounts online, and the different costs to trade (ranging from £5.95 to £12+ per trade), I was wondering if the prices they get the shares at for you varies much? Do the accounts with cheaper fee's not get as good a price for you, and so make up the difference this way? Or is my brain doing…
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Preparing for the year ahead - poor savings rates and an uncertain market
Happy new year everyone! :j 13 is lucky for some, but I just wondered what savers out there are planning for the year ahead - with savings rates currently in free-fall and more rate drops likely to follow. What are you planning to do? Personally, I have started opening a couple of the current 'best rate' accounts now (even…
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Aim in 2013
It's been a terrible year for a lot of Aim commodities stocks, many are down 50-90% down. I have a bit of a collection going now that I've been able to pick up hopefully near their bottoms. Here is what i have; XEL, GKP, RRL, BEM, AGQ, RRR, POG, ENRC, BLVN, CAD. I think is fair to say buying these kinds of shares is a punt…
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Saving for disabled child
Hello I wonder if anyone is in the same position and could offer some words of wisdom. I have been saving my disabled childs benefits of roughly £140 a week but realise its not a good idea as its in my name and I will have to declare it on my tax return as a higher rate tax payer. I have made a discretionary trust and can…
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low user fees on share account
I have a few shares that are kept with FXCM but it is such a small holding and I can only top up with reinvesting the dividend twice a year. The broker introduced a low user fee 2 months ago without my knowledge - ie no letter, email etc which I complained about but they have just said, tough! My question, is there a…
