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Biggest premium bond win on the site
Per the title: Mine is £25 17k held
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Friendly Society 1st time invester
I hope I can find some help here re our potential investments. We are on a low income but have a little rainy-day money put by in an ISA. We are thinking of investing £15 a month with a Friendly Society in a tax free scheme. We like this idea as its long term "cant get our hands on it" its too easy to dip into the ISA we…
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Investment for Child, need some help please!
Hi, I'm looking to put a little away every month for my little girls future and am really stuck as to what would be best to do with it! I have a monthly budget of about £80. I was thinking about putting half into a cash ISA type account and maybe half into a higher risk account, maybe stocks & shares etc. I'm really new to…
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Last years ISA
Hi all, opened an ISA last year which I have recently withdrawn (all but about £13). I would like to know what is the best thing to do with this ISA now, should i shut it or continue to use it as the account to build my savings back up....will it pay me interest / work like an isa this year or not? It is with northern rock…
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MSE News: Pensions and savers hit as Bank prints more money
"A further £50 billion was injected into the economy today as the UK struggles to pull out of its double-dip recession..." Read the full story: Pensions and savers hit as Bank prints more money
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Tax on investments for children
My kids have some money left to them by their uncle. About £15,000 per child. I want to invest it in the hope it will grow a bit over the next 10 years so that they have a decent amount available when they turn 18, to go towards university fees or a house deposit. I have invested it in unit trusts. (I'm sure there will be…
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Best Bond (with early exit)
Remember the 5yr bond by Newcastle a few years ago ? paying 5% & offering an early exit (180 days) with no loss of interest ?? Just wondering if any BS or banks are doing something similar at the moment, probably not as good as that offer, but just similar..Any ideas ??
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Investing or saving a large sum
Hi there I am about to come into a relatively large sum of money (£1m+) from the sale of a house. I am looking for advice or tips as to the best way to invest this over the medium term (3-5 years) in order to gain the best income from interest or overall value. This will be until we are able/ready to plug the money into…
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ISA Santander-is it safe???
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Crowdfunding investments - has anyone come across this?
Tomorrow is the launch of something called Seedrs, which claims to be a platform for selling equity for very, very early-stage companies by means of crowdfunding. What do people make of this? The idea is that someone says they want to raise (say) £40,000 in order to develop their Really Good Idea, in exchange for some…
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Strategy for strange times
While I'm almost 60 I have an investment window of I hope a good 15 years as most of my investments will remain in drawdown pots. I have property fully paid up but not enough income without the drawdown functioning. But having amalgamated my PPs into a SIPP (accept for those with GARs which I will take as pension) I am now…
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Newbie looking for info about joint savings accounts.
Me and my girlfriend have been putting money a side every month for the past year as we are saving up for a flat. We are thinking about starting a joint savings account together and I am looking for some guidance and advice. Is it possible to have a joint bank account that can not be accessed without the other persons…
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PRU with profits again
Sorry in wrong place Opps :o Could this be deleted please admin. Sorry to be a pain
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Santander - Direct ISA Application Query
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Restricted Stock Units
HI All, i need some advice. in 2009 i received 1000 RSU`s from my company which is in the US. They have recently vested and I am looking in to having them sold so i can get the binus money. One thing i have realised is that they are holding back 420 of the shares even though i have filled in the relevant paperwork to show…
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Saving abroad
Hi all, we have a Turkish Property in Fethiye. We have a tax number but so far have not used our accounts at Garanti Bank. HSBC are offering from GFethiye branch a capital protected saving scheme that locks your money for 12 months giving 13-14% interest. Seems attracxtive and HSBC are a world bank. We are lifelong HSBC…
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barclays carry on.
Hi Wonder if theres any financial wizards out there familiar with the barclays defined returns plan. Ive just had one matured after investing 10,000 in 2007 and received 10,039 back. A very poor return, Acceptable in normal circumstances, you pays you money you reap your dis or advantage. What I would like to clarify is…
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Coventry Fixed Rate 3.65%
Just noticed this - seems a good deal for 18 months fixed Have applied online
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Equitable Life Payment Scheme - Are you still waiting to hear from them too?
The Daily Mail ran a story on 2nd July saying "2/3 of all Equitable Life policyholder due compensation have now received it", http://www.dailymail.co.uk/money/investing/article-2167768/Two-thirds-Equitable-Life-investors-owed-compensation-payouts.html but there were several comments saying people had not even been…
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Short term savings
I will have the proceeds of a house sale soon but am not yet ready to buy a new home. Where should I invest £200,000-£250,000 until I am ready to buy in maybe six months time.
