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Iberdrola Loan Notes
I have received a letter from Equiniti referring to the redemption of Unsecured loan notes I hold with Iberdrola. I cannot find the loan notes and Equiniti want to charge a fee for the issuance of a letter of Indemnity I telephoned Equiniti but they could/would not tell me the value of the loan notes or the cost of the…
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fixed isa can i put money into it?
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ISA Transfer timescales?
Is there any timescale by which banks are obliged to complete the ISA transfer? Many thanks
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Can't get money from Nationwide
We bought a car privately yesterday and paid a cash deposit. I needed to get the rest from a Nationwide account but was unable to get to the branch before they closed as we were out for the day so I phoned them. I had to order it yesterday so I could collect the money on Thurs (as it's Bank Holiday they aren't open till…
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Anyone fancy Halfords shares?
Halfords shares are paying about 9.5% dividend, anyone think they are worth a punt?.
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cash isa hsbc
Hi all, just wanted some help with something. I have a cash isa with hsbc which i took out around 5 years ago. I have over £13,000 in it and am a little baffled by the interest to it. I am receiving just under £2 a month in interest. Does this sound right? The reason i ask is because my wife has an isa with around £10,000…
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But seriously though...
anybody have any thoughts on what they would really do with £87m?
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How to invest in gold miners?
Can anyone recommend a good way for a beginner to invest in gold-mining shares? Basically, I'm looking for as broad-based a selection as possible. If there was a passive vehicle for tracking the shares of gold-mining companies, I would go for that, but I don't imagine such a thing exists, does it? Can anyone recommend any…
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united national bank
What do people think about United National Bank, I just opened a 1 yr fixed rate with them but haven't put any money in yet. Waiting to the end of the bank holiday, many people had dealing with them?
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Help where should I save £10,000
I currently got £5000 in a llyold vantage account paying 3% what should i do with the remaining £5000. I don't mind keeping it for 2-5 year locked up, looking for a passbook or any good suggestion thanks.
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Can the power of the Banks be curtailed?
Looks like they are up to their old tricks again, the last paragraph is particularily worrying http://www.bbc.co.uk/news/business-18312580
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Santander Business Account
I've got a business account with Santander. Do the Uk finance laws apply the same for business accounts as well as personal accounts?
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Best place for Savings?
Not too long ago, Mrs W and myself opened a Santander savings account each. Just as we were about to transfer our savings we heard the news about the downgrading of Santander's credit rating. We have been toying with the idea for the past few weeks and have now concluded we're still going for the transfer due to the fact…
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Transferring shares from III to HL
So i read the thread yesterday and found out about this new management fee of £80 which is too much for me as i hold 15k worth shares long term and dont trade I already have a vantage isa with HL so am thinking of transferring to them as they dont charge to do so. However some shares i hold in an III ISA account and some…
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What to do with my shares when I take voluntary redundacy?
Hi All, A newbie here, I’ve been a passive reader of the forum for some time and I’ve finally felt compelled to post something! I appreciate this has been probably answered a few times already; however, some up to date advice wouldn’t go amiss. Here’s my situation: I’m taking voluntary redundancy later this month and over…
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Property and commodities trackers
Can anyone recommend a 'good' passive vehicle for tracking commodities and any for global commercial or residential property? Have seen some ETFs for commodities but not sure on the best way to assess how 'good' they are and their risks or gearing. same with reits. all recommendations greatly appreicated. Will be buying in…
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Vanguard Lifestrategy dividends?
Hello, Does anyone know where I can find out what the dividends were for the Vanguard Lifestrategy 80% Acc fund. I've found nothing on the web. According to Hargreaves Landsdown the dividend was due to be paid on May 31. Cheers
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Worry about shares...
Hi, My Dad bought BT shares many years ago when he was an employee at the company. The value has fallen drastically in the past but still he is reluctant to sell and put his money into a savings account etc. He isn't a 'gambler' with money and is very careful with savings etc. but is using the money tied up in these shares…
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savings map of britian
I found this just.. seems interesting. thought I'd share. a savings article on the state of british savings.. https://www.newsroom.hsbc.co.uk/articles/savings_intentions_for_2012/attachment
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Looking for a Hard to access account
Hi everyone. I'm looking for a hard to access savings account for my wife. She is good at putting the money in to a savings account but equally good at taking it out again. She is looking for something like a 60 day access account and nothing with a cash card. She wants to save £200 a month starting with just £200.…