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Dont they want to "catch" young savers
My daughter has two accounts at the Halifax which she operates online. One is a savings account and the other is a "spends" (she put in her birthday money and then uses a cashpoint when she wants to buy something). The interest rate on these accounts is now 1/2%. This bank has a couple of instant access accounts (paying…
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whats the average monthly save?
Folks I am curious as to what the average monthly saving is. I am better at saving for my daughter than myself. The family income has halfed since the ression due to redundancy and job changes. Just when I was shot of child car fees I lost my job - or elese I'd be laughing now money wise. Sort of crazy lesson in life you…
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Numpty ISA question
I've got a few ISAs but this is the first time I've been in the position of having more than the allowance, so I'm not sure what to do with it! I've had some inheritance, which we're planning to use to build an extension, but we haven't even started on planning etc yet so we won't need the money for 6 months to a year. I…
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interest paying savings accounts for churches
:cool::TMy church used to have a savings account, which paid interest. However, the bank recently withdrew the account and switched us over onto a non-interest paying account. Does anyone know of a bank or building society, which offers an interest paying savings account, which a church would be eligible to benefit from?…
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£87 million pound windfall, what should I do with it.
I have just sold my business for £87 million and don't know what I should do next. Should I seek professional financial advice, or should I rely on you good people here to help me decide. I have already maxed out my ISA's for this year. ..._
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Very new to saving...
Hello all :) It has been a while since I have been on here but to cut a long story short, in the next month or so I will (finally) be debt free. Unfortunately, although it has been a few years that I have struggled with my money, it wasnt in fact hard work that paid it off (although it has required a lot of budgeting just…
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interest on 50K pm/yr if l sell up and rent
just running lots of options around in my brain so what do you think lm 56 single no kids no mortgage worked for 42yrs full time, but now struggling on esa and basically really had a gutful of the uk been thinking about moving abroad for quite a while so if........ l sell my home and after debts ect have approx 50K left ,…
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MSE News: Tougher rules for investment and pension firms
"The FSA is considering strengthening rules to ensure customers are not given "misleading" info ..." Read the full story: Tougher rules for investment and pension firms
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Un-wrapped OEIC and capital gains
If I opened a trading account to invest in OEICs what are the tax liabilities?
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Ailing Euro countries - shareholdings
With the current credibility of the fiscally-struggling countries in the Eurozone, how safe do forum members think it is to keep shares in the banks of such countries as Italy and Spain? Would you sell them and cut loose, or will the larger banks benefit from the situation and thrive? Some say that banks are forever,…
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The perfect replacement for iii, simplystockbroking!
I've been searching for a replacement broker to replace iii, i refuse to pay £80 per year when i trade so infrequently Well after trawling the forum i have found our saviour, i think: Simply Stockbroking £8 per trade No annual/quarterly charges, no transfer in charge, no inactivity charge, no closing charges i cant seem to…
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MSE Sold To MoneySupermarket.com
"Martin Lewis sells MoneySavingExpert website for £87m" http://www.telegraph.co.uk/finance/personalfinance/consumertips/9304842/Martin-Lewis-sells-MoneySavingExpert-website-for-87m.html
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Santander savings
We are constantly told that our savings in Santander are safe as the British branch is independent from the Spanish parent company and the government will safeguard up to £85,000 in an individual's accounts. This is all very well in theory but if the worst was to happen are the government actually able to help out tens of…
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savings account
Hi, i'm about to receive a lump sum compensation award....wasn't interested in a personal injury trust.......has any 1 got any ideas were i could deposit my money .......looking for the best high street bank......and also to put some of this cash into cash isa's.....really need help......don't know what to do for the…
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Do i need an ISA?
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Investing for a child's future
Hi, Ive just become an Uncle. Im thinking about what to give the new parents. I remember reading an article a couple of years ago about investing for a child so that when they get to 18 they hopefully have a healthy amount of money that has grown in that time. I dont have much money, but Id like to get the ball rolling,…
