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Santander 3.1% account only paid 2.8% ??
I opened an account last year advertised on MSE as paying 3.1% interest and after it took me 3 weeks and tears to get my money out I have noticed the interest amount is less than advertised. Has anybody else noticed this? M_I
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Best place for my money?
Hi everyone Myself and my wife (both aged 40) are the sole Directors of a cash-rich Ltd. company with around £200k in shares. I have always tried to make the full contribution to our cash ISAs each tax year - believing I should make use of this - although this has become increasingly difficult to do, without dipping into…
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santander
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SocGen Euro Shares
Hi, I understand that SocGen are is not covered by the FSCS, its covered by the French compensation scheme, but my question is, say the Euro collapses, I take it the bank would have to convert the Euro shares back into Francs, or would the shares just cease to excist ? I mean the French goverment cant bail out a bank which…
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Best Free Current Account with no minimum monthly payment/dd ?
Hello, basically i am just looking to open up a current account to transfer all of my tax into throughout the year (i am self employed). I want the current account purely for this purpose so there will be no direct debits going in/out it will just be me transfering in a % of my earnings as and when to cover my tax bill at…
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MSE News: Santander safety Q&A: your questions answered
This is the discussion thread for the following MSE News Story: "Santander has explained its structure to help calm fears over the safety of UK deposits ..." Read the full story: Santander safety Q&A: your questions answered
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Where to save £10K for 16mths ?
Hi, My daughter has around £10,000 savings that she will need access to when she goes to university in September 2013. She will be on a gap year starting September 2012 and will work in the UK during this period so any account where she could make additional savings to may be useful. Any advice as to where to invest the…
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santander
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mad or else?
ive got 61k left from my fathers estate i went to see the financial advisor with lloyds tsb last night who told me to invest at least half in unit trusts mainly bonds only 15 percent equities. he said a cautious fund averaged 14 percent growth over the last 18 months. is this a good time to invest i have noticed news…
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Topping up funds?
Hi all, Not sure if any of you have read any of my posts previously, but you can probably tell I am unsure of my investment strategy going forward and as a newish investor I put aside part of my ISA a couple of years ago to learn the ropes in a S&S. I was suckered in with HL's advertising, I do like their website, but I…
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nationwide instant access offshore accounts
Hi Guys think I have a stupid head on - is this covered by the UK government £85K a its Nationwide or not because it's 'offshore'?
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Savings Advice for a Graduate
Hi all, First post and I'm not sure if this should be here or in the debt forum but I think it's more savings related - let me know if it should be moved! I've just finished university and am currently making use of the free overdraft with my Halifax student account. Without going into too many details I'm slowly clawing…
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How secure are building societies?
Obviously, the downgrading of Santander has raised questions about the security of banks both internationally and in Britain. However, I was wondering how building societies in the UK are placed to weather any global financial storms. Are they as exposed as banks, and if not then are they a more secure option for savings?…
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Where Can We Put This Money?
Hello everyone, My parents in law live in Greece and want to give us some money to look after for them (about 15k). We want to put it in an account until things settle down and give them bits and bobs as and when they need it. What kind of account would be the best to keep it in (immediate access) and does anybody know the…
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Best take out £1000 in cash tomorrow!
Every chance that the ATMs will crash across Europe within a week :eek:
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What Shall We Do About Santander Accounts
Just heard Zara and Bershka are to suffer a shock closure in Plymouth (Spanish owned) What does this mean for other spanish bank-owned business - ie what if you have a student loan being paid in?
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Zopa (and other p2p lending)
So I was looking to find somewhere to invest that gave a better return than a savings account but lower risk than stocks and shares. I heard about zopa and a friend in work so they had used it and it was ok. I have done a little reading and it sounds fairly good, as long as you want to invest for 3 years +. So I was…
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Santander shares
Hello everyone....:beer: Just over a year ago I decided to invest quite a few thousand pounds in a Santander balanced portfolio. The price of each share was about £2 - I got a bit scare a couple of months ago because after a year the value of the portfolio had gone down but was advised to stick with it by the Santander…
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Santander e-saver blocked
On the 24th April I transferred £300 into my Santander e-saver account. Unfortunately a week later I had need of the funds (but that's the point of savings right) and tried to withdraw it. I was told that my e-saver was blocked due to insufficient ID, despite me sending all required docs when I opened the account. n…
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Gross interest - finished maternity pay - use for new savings?
I've just finished stat. maternity pay and am not returning to work, so my earnings from 6/4/12 onwards are well under this years 8105 personal allowance, presumably I can now registered my accounts for gross interest as long as I don't exceed the personal allowance this year, and we can move some of our joint account…
