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What the people in Greece are protesting about?
Sorry for my ingorance but can anyone explain to me please what is it that the Greek people protest about? Why are there thousands of thousands of people protesting? What is it that they want and why the government is not supplying it to them? Can anyone please explain to me? I am not sure I understand why there are so…
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Tax Brackets and Interest
I have not come across this before and was wondering. If you don't have a work-based income but just have savings (or a combination of both), does the interest on the savings that you gain count towards your income in terms of determining your tax bracket? For example if someone is just sitting on a fortune but not…
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volatility of a share
I have noticed that within their price range some shares are much more volatile than others eg Cookson which I own can often vary by as much as 30pence a day although it only trades at £4 plus I seem to remember reading somewhere that on DigitalLook I think it was, you could click on a list of shares and they could be…
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Problem opening Childrens Regular Saver
We have had Halifax regular saver accounts for our grandchildren for about 5 years now, and vey good accounts they are for putting money aside for them out of our income every month. Now however, instead of the account rolling over every year, you have to open a new account every year. This is an account that can only be…
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Microsoft Money - Replacement
Apologies if this isn't the right Forum but I can't find a more suitable one. I can't find any help by searching. I've used Microsoft Money 2004 to keep track all my personal finances since 2004 and haven't upgraded. I understand Microsoft have discontinued issuing upgrades for this software, at least for the UK market. I…
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Investors Chronicle roadshow
Has anyone ever been to one of these roadshows? Am thinking of going and wondered if it was worthwhile. Or are there exhibitors trying to sign you up to goodness knows what?…
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NS+I Index Bond - MONEY REFUNDED BACK!!
Hi Guys I opened an INdex Linked certificate last month before it went off sale, and received a form to be signed and returned by the 24th of September and i sent it back to them last week. However they only got this on Monday and as it passed the deadline have refunded the money back into my account!! Is there anything i…
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Is there a difference between buying a lottery ticket online or offline?
If you use the national lottery website to buy let's say euro millions ticket, then your chances to win are lesser if you would have purchased the tickets offline, or this is just rubbish and rumors?
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selling endownment
i have a endownment polciy for the past 16 years, its not to pay off a morgage, where is the best place to sell it?
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Newbie investor.
Hi all, After a fairly long struggle, I've become comfortable financially again - long story, but it involved my house catching fire, wife leaving etc...etc... a similar story to many I'm sure. However, over the past few years I've managed to become financially comfortable once again. I've purchased a holiday home in…
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Money in Jersey and writing a will
My father is wanting to write his will but has been told (I don't know who by, quite possibly a man down the pub ;) ) that any will he writes in the UK will not be valid in Jersey and basically Jersey would just keep the money in his account. He has been told he would need to write a will in Jersey. Anyone know anything…
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Advice need on uncle savings
Hi My wifes uncle has just moved into a care home (80yrs and on the usual benifits) he has £4000 in savings and is scared he will lose it to pay for the care home, he wants to give it to us but we dont know if this is OK to do. Sorry if this is in the wrong section. Thanks
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Set trailing stop-loss and buy prices online?
I have an online share trading account and it lets me set a stop loss, which I do. However it doesn't let me set an automatic trailing stop-loss. For example, set stop-loss at 4% at time of buying the share, but if price rises, automatically revise stop-loss to 4% below each new high price. Is there an online trading…
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Discretionary Trust Funds and deprivation of capital
Hello Don't know if its the right forum but posting it in a couple. I am a named beneficiary of my late mother's will. I have a child with learning difficulties who will need support later and a discretionary trust fund for vulnerable persons seems appropriate for him. My family and I are currently in receipt of means-…
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Best way to make money off £5000-£6000
I have just had my 18th birthday and my old post office savings account can now be withdrawn. With that and the birthday money, I have around £5000-£6000 to put into an ISA or invest.. I know its not a huge amount of money so I'm not expecting a large markup, what would you suggest me do with the specified amount of money…
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Transferring away from Selftrade
Hi everyone, I'm in the process of sorting out my finances and I hold £2000 worth of Central Fund of Canada (CEF) international shares with Selftrade and because I don't trade using the account I am looking to avoid the annual fee and transfer the shares to another provider. So the advice I'm looking for is which other…
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NS&I Guaranteed Growth Bonds - rollover rates
As previously discussed, NS&I are clearly not keen to hang on to money deposited 2 years ago in their 4.25% 2-year fix. Presumably NS&I need some withdrawals to get back on target after their index-linked bonanza. Rates (gross) on offer are: 1 year 2.2% 2 years 2.75% 3 years 3.25% 5 years 3.9%
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NS & I Online access
So had a leaflet with my latest gigantic win (£25! :p ) about signing up for the online service. It also said through this I could set it so that prizes would be sent to my bank account instead of a warrant. 1) I can't find an option to do this - only an option to have a nominated account which doesn't seem to have any…
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its very clear and simple isn't it?
trying to open an account with a large mutual and the final declaration read as follows: "I understand that I do not agree I can not open an account." ????? oh dear
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Nationwide B/S e-Savings Plus Bonus
e-Savings Plus http://www.nationwide.co.uk/savings/limited_access/e-savings_plus/introduction.htm I have had my e-Savings Plus account open for 18 months, so 6 months since the first aniversary, for three months since the first aniversary, i have had a zero balance, will this affect my bonus and interest rate on the…