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Tesco Bank Savings Account
My mum has a Tesco Bank savings account where she has a card to allow her to get money at the Tesco supermarket, plus phone access to her money. Even though she could get a better interest rate by using the internet she is not interested in doing this. Mum has her cash mostly in ISA's but this money in Tesco's is her…
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"The Collapse Is Coming...And Goldman Rules The World"
Have you guys seen this clip and what do you think? http://www.zerohedge.com/news/bbc-speechless-trader-tells-truth-collapse-comingand-goldman-rules-world I'm aware that he may be in fact trying to effect the market by giving such a stark pronouncement but out of interest can someone clarify what he's saying and advising.…
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Nat West transfer limits
Anyone know offhand whether the online banking daily transfer limit of £10K applies to each account, or to tansfers as a whole? Is it possible to send £10K from current account and £10K from e-savings on same day? cheers!
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Not sure about savings?
So, I'm just about to start university, but I've been working fulltime for most of the year so I have a (very, very small :( ) amount of money saved up. Fortunately, I have managed to go part time at my current place of work, and should have enough money coming in to cover bills, rent etc. with some left over. I've already…
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Looking for an IFA - I will pay 5% maybe 10%!
I'mlooking foran IFA to handle £400k - I would be more than happy to pay him 5%, maybe even 10% + VAT on the increase in value of my portfolio on an annual basis - so if my portfolio drops in value he pays me - would any IFAs work on that basis - no doubt if they're any good they would! In fact I would be happy to pay an…
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Problem Logging into RBS
Just wondering if anyone else is having problems logging into RBS banking online. Have not been able to log in since Saturday. Have tried 3 different computers.
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Good idea to buy Irish Bonds?
Hi Folks Is it a good idea to buy Irish Bonds, which I am told, work similar to UK's Premium Bonds, except that you have more chances of winning a prize if you enter the Irish Bonds? Thanks
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£10,000-£15,000 - how best to invest for return from travel?
Hi all, I currently have £10k cash which will rise to over £15k by March next year based on my current budgeting and savings plan. I have no debt beyond government student loan. It's currently squirreled away in various of: Halifax Reward Account - salary is paid here and I leave an additional amount for monthly spending…
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Withdrawing money from an ISA
Hi. I have a cash ISA up to the allowed limit. I am planning on spending the money early in the next tax year. My account will pay the interest on 5th April 2012. Knowing that I will be spending the money next year, I am thinking of withdrawing the full balance on 3/4th April 2012 so that I get a fresh tax free allowance…
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Newcastle Premier Bond - when to give notice?
Hi, per Martins email I opened up a bond with money received into the account 5th May 2011. I know Martin advised giving 180 days notice about now as he'd found a loophole so you didnt have to stay in for the full 5 years. do I give notice 6 months from the 5th May or is it worth staying in a while longer (obviously so…
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Bristol & West, Banks of Ireland Switch £1000 cashback
Hello Just recieved a letter from the Bank Of Ireland informing me that If I switch to ANY other lender I will receive "No early repayment charges" & £1000 cashback on completion of new mortgage deal. They offer a free "London & Country" mortgage review too. They say since they decided to close "Bristol & West" they need…
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Saving for children's future - advice welcomed please!
Hi everyone, I'll start by apologising because I am really clueless, but anyhow....! I have been saving £50 a month for each of our children in a HSBC OEIC fund (Ibelieve that is what its called!), most of which is made up of shares in the European Growth Fund. The value has been slowly plummeting as you can imagine - I…
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ISA management charges
I currently pay 1% + VAT of the value of the portfolio of shares to my ISA provider (all in shares and I manage the portfolio). Anyone know of a REPUTABLE company (UK based) which has lower charges than this? I don't see how they can justify this charge!!
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So...nothing to worry about then
http://www.bbc.co.uk/news/business-15059135
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Ftse 100 Capital Protected
Hi Some 19 months ago I put away £10,200 in a capital protected investment scheme with Scottish Widows. It results in growth capped at some 40 odd percent off my capital if the FTSE 100 flourish. At the time I thought the ftse was at its lowest ebb and the only way was slight growth but subsequently been proved very wrong.…
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Saving and mortgage payments
I am 34, Husband is 31, and I want to pay off our mortgage by the time I am 40. Husband has just been invited to join the Next Sharesave Scheme, so we're planning on putting in £250 (if we go ahead with it) and then also saving another £250pm. I am in a good job and can probably afford lump sum payments on top of that of…
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Next Sharesave Sheme
My Husband has just started working at Next and has been invited to join their Sharesave Scheme. Does anyone know how these work? He can put in £250 per month from net pay, so we're going to do that if it's a good thing to do. It says you can buy shares at 20% below market price if you choose to buy the shares. This is the…
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Which ISA?
Hi, Can you guy's recommend me an ISA please? I've got roughly £4500 that I'm going to put into an ISA. Then I've got around the same amount that I will need to be in an account with a debit card, but one that gives good interest? Cheers :D Jack
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fixed rate bonds
about a year ago i came into some money and went to the britannia building society for some savings advice. they baffled me with what they could do for me but i did stress that i would need access to my money. not really knowing much about i.s.a's and the like i accepted their advice and was duly given a pass book with my…
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Price of Gold
So, the price of gold is currently in free fall. Can anyone recommend when would be the best time to buy a whole load of it? Today? Tomorrow? A month? Also, anyone know of a good gold price tracker that will email me every day with the price? Thanks!
