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Reducing Inheritance Tax burden
Does anyone know how you can set up a Potentially Exempt Transfer? Do you need to do this through a solicitor? And what is the cost of setting one up?
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What's your wedding budget?
How to save too much cost on wedding?
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Best Business Savings Accounts
Can anyone recommend a good business savings account with a satarting rate of arounrd £50 maximum T R
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Lloyds TSB Banking group
http://www.cheltglos.co.uk/savings/fixed-rates/index.html Thoughts, anyone got any experience of C&G Savings a division of Lloyds TSB Bank plc. Why were they bought out? Were they on the brink of extinction? Who is Lloyds TSB Banking group, are they safe, i ask because i read this.................…
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Can I have my savings interest paid to relative?
As I'm a 50 percent taxpayer, my savings interest is taking a hit. Is there a way to have this interest paid directly to my Mother, who is a basic rate tax payer?
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What to do with a large sum
Hi All, If I happened upon a large sum of say £25k and wanted to save this to use eventually as a deposit for a house, what would give my best return? I'm hoping to have a year of investment time, but just in case I find a house sooner, need the option of getting my hands on my money without a loss. What's going to be my…
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Skipton BS E-Bond Confusion
Hi all, I'm a bit confused over the 1 Year E-Bond I recently opened with Skipton BS. I have deposited £10,000 in it, and according to their terms and conditions I can deposit more money but not withdrawal. The interest is set to be paid monthly into my Lloyds TSB current account. Exactly what happens if I make a…
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Where is the best place to put £500
hi i have £500 to save/invest, however i am only 17 so i dont think i can buy any type of shares or open a trading account ? dont need instant access to the money and could probably lock away for a year was looking at the nottingham building societys 1yr cash isa at 5% any opinions on this or any other alternatives? thanks…
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What will give me the best return on an investment of £2040,000?
Hi, I have a 40 year endowment policy maturing soon and wondered if anyone has an idea on the best way of investing it for the next three to four years. I know my wife and I could take a nice holiday but we're not ready for that just yet. We have an ISA each and could top that up, or maybe a high interest account but there…
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Best methods for a young professional to save and invest for the future?
Hi All - long-time lurker, first-time poster! I've recently graduated from University and have found myself in my first job. Thankfully it's reasonably well-paid, and so, having been used to living off a much lower income as a student (just over £1k/month), it seems a shame to 'waste' my newly found wealth by frittering it…
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Northern Rock
I know that N/Rock is covered by the FSA Scheme etc but there is a rumour that the Govt is going to sell it on. Can any of you out there, that know about these things, know if there will be any Risk by investing any money with them as result of them being sold on ? For a Postal /Telephone account which is what we want they…
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Shock, Horror!
The latest FSA data (Jan to June) says Barclays and Lloyds had more customer complaints than Santander !!!!!:eek: http://uk.news.yahoo.com/barclays-attracts-most-uk-banking-complaints-fsa-070510284.html
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Useful Share tools?
What im after is a tool that will allow me to have a look between a set period, how many days a share price has ended over a particular price.....is that possible? Is there such a tool? Also any other useful links to tools would be appreciated as im sure others would also use them. :T
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Child long term savings
I have 2 Halifax Childrens regular saver accounts which pay 6% gross pa - these are for my dughters. I can only afford to pay £25 a month into each. At the end of the 12 month term the money is automatically transfered into a Halifax "Rainy Day" account. I have only just noticed that this account only pays 1.05% Gross pa…
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Help on storage of gold.
Hi, I would like to start investing in gold by buying the metal itself. I am prepared to do most of my own research with regards to buying the gold. However, I do need advice on storage, or more specifically, cheap, secure, reliable long term storage. Ease of access is secondary for now. I know the word “cheap” and…
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Savings interest and tax payable
I phoned the moneyadvise service yesterday and they were unable to answer my query, so I'm hoping someone here would have the answer. Here goes - if I were to deposit a lump sum into a 3 year fixed account and have the interest paid back into the same account thereby earning compounded interest, would the total interest…
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MSE News: Derbyshire launches highest-paying easy access savings in 20 months
This is the discussion thread for the following MSE News Story: "The society has today launched the top easy-access savings rate for nearly two years ..." Read the full story: Derbyshire launches highest-paying easy access savings in 20 months
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This Trader ... telling it like it is?!?
Has anybody watched this? It's shocking :eek: but this Trader seems to be telling it like it is, so let's prepare :think: http://www.youtube.com/watch?v=lqN3amj6AcE&sns=fb He talks about investing Treasury Bonds. Why? Is there a min/max amount to invest in TB? He also mentions 'hedging'. What's that?
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How to protect 200k short term
Possible house sale will generate ~200k and I am looking for ways to protect it against inflation. In, say, a year, 60-70 may be put into property and another 80 as a deposit for another property. However, in the meantime I'm not sure what the best course of action is to prevent it from being eroded in a 3% account. Any…
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Best way to save 1k a month
Hello, Ive filled my ISA this year, im currently saving around 1,200 a month. Can anyone recommend a good savings account? Thanks :rotfl: