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Help with a high interest savings account
Hi To cut a long story short I have fallen out with Bank of Scotland. And now wish to deposit My savings elsewhere.. I have a total of 160k to deposit. I would prefer to be able to get at the money if I wish to so instant access is probably what Im looking for. Trawling through the data on here and looking at the paperwork…
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what savings account (after ISA topped up)?
having just topped up my annual ISA in Barclays Golden Cash ISA, I have £900 left in an old ISA earning 0.1% and i'll have a further £500 to save this month (probably won't save much for the rest of the year now) so where's best to keep say £1500? £900 in a 0.1% ISA sounds daft but then do i have to consider it's tax free?…
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what to do with my isa
my leeds inflation buster isa matures may 31st any ideas what to do with it there's about £12,500 in the account thanks in advance :T
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Non tax payer Ac
A parent is looking to invest £120k ,currently a non tax payer which is the best way to start ,help
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Changing address
Just changed my address for my Alliance & Leicester account online. Is it that simple or do I need to pop down to the branch with some ID?
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Okay its tiome to start saving..
Will finally be debt free on the 28th May What % of your earnings do you save? I could probably save £200 a month, or even £300 if I tried really hard. What percent of your earnings do you save? TBH Since working like this I find it hard to save because I have no social life and end up buying stuff instead Another issue to…
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Bad news for savers..Osbourne to increase BOE inflation target
article in the Mail.... Target inflation to include housing costs By Adrian Lowery 18 May 2010, 1:51pm Housing costs should be included in the headline rate of inflation, or the consumer prices index (CPI), the new Chancellor George Osbourne has said. In a letter to the Bank of England Governor today, Osborne said: 'As we…
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current account needed, suggestions grateful
Im looking for a current account or similar with a visa debit card connected. It would be ideal if online and/or branch access, although branch access not prerequisite. The other stipulation is that I am not obliged to pay my salary in. I already have a current for my salary and some bills. My current account is linked to…
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2.5% bond, should I lock 20k away at that rate?
As the title says really. I aim to buy a house next year but won't have enough saved until August 2011. My current 1 year bond matures in August this year, so I'm planning to lock it away to get the best rate of interest. Is this the best idea? I will also max out my ISA allowance, put £7000 in a Lloyds Vantage account and…
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First time saver - help needed!
For the first time in my life I'm both debt-free and earning enough to save some money every month. I'm looking for some advice on how I should save, ie ISA or regular saver or what. I'm a basic rate tax payer, and hoping to save between £450 and £470 a month. I'm happy for this to be locked away for a number of years, if…
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Tax on joint account
Hi, just a quicky. I have a savings account and should be paying 40% tax on the interest, if i was to make this a joint account with the wife, who is in the lower tax bracket, would i then only pay 20% tax on the interest? only i will be paying into the accoung.
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Surrendering Invesment plans
I have three investment plans that I am thinking of surrendering 1) Scottish Amicable Flexidowment Policy (now with Prudential) - a conventional with profits wtih six more of 25 years to run. Current value on death £16094. Surrender Value £11,932. Monthly Premium of £30. 2) Commercial Union with profits Endowment Assurance…
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Share dealing transfer out charges
My sharedealing account got moved from Hoodless Brennan to TD Waterhouse however I didn't notice that TD charges a quarterly management fee. I'm after transferring my shares out, not sure where to yet but they charge £25 per holding for this. Does anyone know any sharedealers that will cover the cost to get your business?…
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Bank wanting proof to change home address
I am attempting to change my address with my banks but have come across some very varied process. * One bank allowed me to change details online * Another asked for a photocopy of a bank statement/bill etc. showing new address * A third has asked for an original (or certified copy) of a bank statement/bill etc. showing new…
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Two new regular savers paying 5% APR
Northern Rock: fixed until June 2011, pay in up to £250 a month Nottingham Building Society: Fixed until Feb 2011, pay in up to £100 a month Both must be opened in-branch.
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Savings Tax Back Anyone recieved there's yet?
Hi, I submiited my R40, well my savings reclaim form to the inland revenue on the 8th April 2010 for claiming my tax back on income and savings as i never earnt enough, so was, well am owed about £1000.00 back on savings taxed interest and earnt income tax rebate. I asked them to pay it straight into my bank account, i do…
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Where to invest £1000 for daughter?
HI, My 8mth old daughter had been given a gift of £1000.00 I have already opened a Halifax regular saver and a save it account. I've yet to open her CTF but I dont want it to go in there. I'm just going to invest her voucher in something a bit more risky and treat it as bonus money. ( looking for recommendations there as…
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How to get my money out of a Barclay's regular saver?
The regular saver account I opened with Barclays last year is about to mature and the only option that appears to be available to get my money out is walking it out in cash. As it's £3k + interest, I'd much rather do a transfer into my current account (not Barclays) or get a cheque. I assume they'll do a CHAPS transfer for…
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MSE News: Inflation hits 17-month high
This is the discussion thread for the following MSE News Story: "The Consumer Prices Index hit 3.7% last month, driven by rising food costs and tax hikes ..." Read the full story: Inflation hits 17-month high
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Best way to bring Euros back to UK after property sale
My father has sold his house in France, and will be returning to the UK to buy a property. What is the best way to exchange the Euros safely to Pounds and not lose out to bank exchange rates etc?:)
