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ETF FTSE Trackers
I currently have a self select share dealing ISA with iii . I would like to put some cash into an ETF FTSE Tracker but have a couple of questions. 1. Is there a website where I can compare trackers and their associated fees? If not, who are generally the cheapest for all type ETF FTSE trackers? 2. Will probably drip feed…
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Inheritance
Hi guys, My first post, am looking for some advice Firstly, a bit of background (so i don't seem an utter mercenary) We're expecting a baby (our first!) in the Summer and have recently discovered a damp problem in the (soon to be) baby's room. The root of this problem is the fact that our windows are completely rotten.…
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Lloyds TSB Vantage/Halifax Reward Current Accounts
I have a couple of what I hope are easy questions for the collective experience at MSE: (i) what is the default schedule for receiving paper statements on the Lloyds TSB Vantage Current Account? My accounts have been open more than 2 months and I'm yet to get a statement. (ii) with Halifax, does anyone have any experience…
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NS&I ILC Reinvestment
Sorry for another thread on the NS&I theme. Although it was touched on in one of the many similar threads I can't find it. As I understand it: - a maturing ILC can be reinvested in the latest issue available at maturity. - the matured amount does not count towards your £15k limit for an issue My question is, is the money…
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Fresh start with Savings
Hello everyone, Despite still being a 'newbie' on this board and only posting a handful of times, I'm thrilled to say that I will soon be debt free, hopefully within the next month. I've worked hard to reach this stage but have also been blessed with a sizeable (to me anyway!) inheritance. Most of this I plan to use to pay…
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Google Finance UK OEIC data not updated since 9th April :(
Anyone else got this problem? None of the prices of my OEICs in my Google Finance portfolio have updated since 9th April. E.g. take a look at this M&G Corp Bond one - http://www.google.co.uk/finance?q=MUTF_GB%3AGB0031285785
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ISA Discount Broker: Bestinvest vs Hargreaves Lansdown
Hi, I want to invest £3000 in 6 funds (£500 each) in an ISA. Can anyone please advise which is the best discount broker between Bestinvest and Hargreaves Lansdown? What is the minimum lump sum per fund for each broker? What are the commission discounts and trail commissions for each? Many thanks!
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bad decision on savings
I am new to the site , so I hope I have done something right and posted to the right page. I feel embarrased as I know I made a bad decision. In July 2009 I inherited £41,000 from my brother who sadly died. I went into the alliance and leciseter , I just wanted to get some advice on what to do with my money. My fault I…
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Where are the markets and investments going
I jumped in at the end of 2008 with a diverse portfolio via an investment company. My returns thus far on a capital investment of over 350k is 37k. Never having been involved in investments before I have no idea whether this is a good return so far or not, My IFA who instructed the Fund supermarket thinks it is. My…
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Where do I put my money now?
Interest rates are so poor lately and many of the top paying accounts require current accounts with them, which being a student I can't get *cough* Barcylays *cough* or can only operate via post/phone which is more like 1910 than 2010. This is the current (messy) state of my accounts which have been left to stagnate over…
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Saving £250 a month
Hi, I am looking at the best place to save £250 per month to pay off my endowment which I cashed in after receiving compensation for misselling as it was extremely poor performing. I will have £250 per month to put somewhere until I can pay the endowment off, the interest only part of my mortgage is £34k. My interest rate…
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Child Trust Fund - savings or bond?
Hello apologies for sounding total numpty. I am opening an account for my daugter with the £250 government give you but I am not intending to add to it. Reason being child has control over account once they turn 18 so would rather do my own savings and dictate what they spend it on! Is a bond better if you intend to add to…
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Dividends
Can anyone tell me which shares pay the best dividends.
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Inex Linked Savings Certificates- How Many?
Can you split your investment into more than 1 certificate. So if I have £8,000 to invest can I buy 8 x £1,000 certificates? So if I do unexpectedly need a few hundred during the first year, I can cash in 1 certificate and lose the potential interest on £1,000 but leave the other 7 still earning. Or are you only allowed 1…
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Towry ISA Transfer Backlog
I just tried phoning the Towry ISA transfer dept to progress one of my movements from EJ to Towry. The person that answered the phone stated that he was unable to put me through as they were busy dealing with the back log of transfers. Looks like we are all going to be in for a long wait! Anybody have and practical…
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ICICI - 3 year or 5 year bond - which would you choose?
If you had to choose between 3 years (4.25% AER) or 5 eyars (5% AER) which would you choose? So on £10k - gross interest is £1275 for 3 years bond or £2500 for 5 years, noting interest is not compounded with ICICI but paid out monthly or annually.
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Moving abroad, not sure what to do with cash savings/student loan
Hi, I'm relocating to the to mainland Europe in a month or so, and want to tidy up my financials before I move. I have around £6500 split between £3600 in a cash isa (3.5%) and the rest in a instant access RBS saver. My only debt is my student loan, clocking in around £11k. Basic question, what should I do with my cash? I…
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Banco Santander Share Dividend??
Hi My mum has money invested in stocks and shares and it's dealt with by a solicitors. She used to have dividends paid direct to the bank but since one of the partners in the firm passed away they have restructured and have now advised that they will send everything via cheque. She doesn't get a lot as it is and now there…
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Premium Bonds or savings account
I currently have £7000 in Premium Bonds but would prefer a more regular return. This would be outside an ISA. What would be the best option in the current climate?
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MSE News: How to beat inflation - earn 7.9% on your savings
This is the discussion thread for the following MSE News Story: "Despite the sharp rise in the cost of living, savers can take advantage to earn huge returns for the current climate ..." Read the full story: How to beat inflation: earn 7.9% on your savings
