-
Isas, bonds or other?
Hi, My Mother has £45k in an ISA which she is looking to transfer to a better rate or product. She is retired and is a basic rate tax payer. A bank advisor has suggested she transfer the amount into a Scottish Widows CapitalProtected fund 15. Is this the best place or are there better deals around? For info - she wouldn't…
-
Long Term Fixed-Rate Regular Deposit Question
Does anyone know if a savings account exists where the rate is fixed for a long term (3 to 5 years) but a regular deposit can be made ie monthly. I can find plenty of 5 year fixed rate bonds that allow deposits until issue is closed to new customers but that will not suffice. Not interested in any withdrawals but need to…
-
Advice on best savings account?
Hi, I have £15,000 in a current account which i would like to put into a savings account. I am interested in one or two year fixed rate or any savings account which will give me good interest rates, Can anyone give me any advice? I was also considering NS&I PREMIUM BONDS and Index-link savings certificates. Thank you.…
-
About to invest in some shares
But don't know what some of the meanings means I am using this as an example i.e. doesn't mean I am investing in the company, I know that the XTA has risen by 56.80, but does that mean in pennies or something else? Second example What does volume mean? Does it mean how much stock the company has?
-
Whats the average people put away in savings a month
Going to start putting money away and just wondering what is a good amount to put away a month but still have enough money to do things:beer:
-
Saving for a house deposit.
Does anyone have advice for my son and his girlfriend. They are renting privately at the moment but want to save for a house deposit. There are so many savings plans and ISA's out there it starts to get confusing so any advice would be gratefully recieved. Many thanks. Tim.
-
Newcastle Building Society paying in, no Account number
Hello, I've a monthly saver with Newcastle Building Society. I have an account number with them, but I assume this would be a roll number on BACS etc. as it isn't a normal 8 digit account number. Nor do I have a sort code. Does anyone know if there's a central sort code and account number I can use with my Newcastle number…
-
Northern Rock no Government Guarentee
From 24th May the Government withdraws it 100% guarentee of your savings in Northern Rock so only £50,000 back if it goes bust. Question is: can a Government owned bank, in UK, go bust without Government totally collapseing? Should I move savings?
-
Basic savings account
Hey, I'm looking at taking a college trip next April, and will need to build up around £600.00 to pay for it. I'm going to be less likely to spend it if I can have an account to make monthly payments into. Would anyone be able to recommend a basic savings account for me? I'm 17. Cheers. :D
-
Investing 3 different amounts for 3 kids
I have £3500 (eldest child), £1500 (middle child) and £1800 (youngest) to invest for 3 children. They already have Save4It accounts each set up by a grandparent, and the two younger ones also have a few thousand in CTF's and the older has £3000 in NS&i bonds. I don't want them to suddenly access all their savings at age 16…
-
Nationwide 4 Year Football Bond - This must be a joke
Four-year fixed rate Football Bond paying 4.15% gross p.a./AER* The four-year Football Bond pays a competitive 4.15% gross p.a./AER*, plus an additional bonus if England lift the cup in South Africa this summer. Should this happen, an additional fixed bonus of 0.50% gross p.a. will be paid from 14 May 2011 until maturity…
-
share dealing service mistake
I have just receieved a letter from my share dealing service They say in Oct 2007 they paid two special dividend payments - both for around £584. They say they want one of these payments back by the end of the month or they will take it out of my account (which does have the money in). I remember something happening around…
-
Please help MSE test revamped tool: Premium Bond Probability Calculator
Hi folks, We've been workiing on a big upgrade to our Premium bond Calculator. As well as a really funky facelift (hopefully you'll agree?!), we've now displayed the results in what is a hopefully much more user-friendly way, and added a second calculation (the right hand column) which lets bond holders see how lucky they…
-
Bank of Ireland Rights Issue
today received details of a Rights Issue for Bank of Ireland. Its a 3 for 2 at 0.55euros. Friends, any views on this, money down the drain, worth a look, or things to consider?
-
NS&I Rate help please
Hi My brain hurts. I have 15K in a 1 year 3.85% NS&I Growth bond from Nov 2009 and 35K in an NS&I 3 year growth bond from Nov 09. If I switched these to the index linked 6% NS&I account now would the penalties outweigh the gain in interest??? TIA Vigman
-
choosing an instant access savings account
I have searched and compared on moneysupermarket.com and found that this is the best one so far.. but it says it reverts to 0.5% after 12 months... I want something that I can just settle with and keep using it for a few years.. the accounts are simply to transfer savings for presents/car/xmas money into and withdraw when…
-
Need help with execution only stock broker
Hello, I need to sell some shares and need some help. As I have never done this before and only need to do it this once, can anybody recommend an execution only stock broker. Thank you
-
Childrens savings
I am looking for advice for savings for my daughters who are 11 and 16. They each have just over £1000 in a Nationwide smart to save account, which used to have a fairly good rate of interest, but is now sitting at 0.5%. Neither needs access to the money for 4/5 years, and I wondered where the best place to move it to…
-
How can I invest in oil?
How can I invest in oil? I don't want to buy oil company stocks. I would like to buy units that track the actual price of oil. Any recommendations?
-
Good time to invest in funds?
Having taken a large profit in funds during late march/early april I am now considering putting money back into funds to take advantage of the current correction. Probably a bit of a difficult question to answer without compromise but are those of you who influence others either professionally or otherwise seeing an…
