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Halifax Web Saver Extra
Just a quick question regarding the money returned on the Halifax Web Saver Extra; 2.6% AER If I open an account and say invest £1000...if I then invest £9000 just before the annual interest is paid (month before the year is up..); do I get interest of 2.6% on £10,000 or is the interest rate reduced due to the money not…
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Land Investment Groups
Anyone out there with any experience with Evolution Land Investment Ltd, a wholly owned subsidiary of the Evolution Wealth Group Ltd or similar companies? I just want to guage rough opinion on this/similar style company which realises profit on investment through change of usage. Even without successful planning…
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At nearly 19 years old what should my priorities be?
Away to turn 19, pay will go from £1070 take home a month to £1390. With the overtime i do itl be over £1500 take home. My outgoings each month are £380 set in stone, with my own spends its upto about £600. So could have £900+ to play with each month. Now iv not done too badly with money so far, iv got a bit in an Isa and…
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Financial Advisers
Are Financial Advisers worth the fees you pay them?
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isa
I had 3600 in Isa which went to about 3725 after 12 mnths (Barclays)( March). I opened another isa once it had matured in the next tax year(Santander)(May) and put 5100 in there. I thought you cant have two isas so i closed the barclays cos the interest rate had gone down and im lookin to put that 3725 in a bond . Dont…
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rpi linked savings or cash isa at 3.2% variable
Hi Hi what would be the best thing to do? santander 3.2% cash isa which i have a little savings in, or take it out and put it into rpi linked savings. any advice gratefully recieved please. Thanks
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Personal Investment Plans
Hi I have reached the age of 60 and have received a lump some from my private pension. I am unsure what to do. My bank keeps trying to persuade me in to investing £10K in to a Personal Investment Plan PIPS. Can any one help or offer me any advice??
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Can anything beat this?
Not sure if this is in the correct topic - I'm about to graduate and have just been approved a mortgage from the BoS - buy to let, 4.9% tracker, 40 year term, 5 times my salary, with 15% deposit. It works out that I repay about £300 a month including interest and the property I'm looking to buy is a 3 bed ex-council house,…
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CTF No longer will they exist
They will exist but no longer will you be able to open up a new one soon. Just in The coalition government has announced that it will stop all payments to Child Trust Funds by January. Payments under the scheme will be sharply reduced from August in the build-up to its full withdrawal. At present, parents of newborns…
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Excess money for child savings - already filled £1,200 tax exempt!
Hi We have been very fortunate with how much we have received in cash for our daughter since her birth. So much that we have already used up her allowance for tax free savings. What should I do with the rest as I would like it to earn as much interest as possible. Plus I wouldn't want it locked away too permanently as we…
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AMEX fraud
Hey all I found a huge amount of fraud on my account and called up as soon as I did. They said they would temporarily credit my account for the amount and then research the transactions (4 to the same place in total) and sort it all out from there. That said, they have not credited my account yet- I am checking regularly…
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Barclays E-SAVINGS REWARD
New account I opened 6 weeks ago was a Barclays E-Savings reward account. You get better interest rates if you don’t withdraw cash from the account on a monthly basis. Money remains accessible either through cash card of immediate online transfer, and if you have to withdraw for a month you interest rates for that month…
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MSE News: Protection shake-up hits Northern Rock and Santander savers
This is the discussion thread for the following MSE News Story: "Northern Rock and Santander customers will see major changes to the way their savings are protected this week ..." Read the full story: Protection shake-up hits Northern Rock and Santander savers
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Santander Investment & Data Protection
Is it unusual to have to provide sensitive financial information (i.e. savings, investments, salary, expenditure etc) in order to open an investment ISA at a bank? This is what was requested of me at my local Santander branch as part of this "financial fact find", which I was told is a requirement to apply for their…
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Halifax savings - tax certificate
Can anyone kindly tell me how I can order a tax certificate online from Halifax? All my other accounts have sent me one but not Halifax and I can't find how to get one apart from by phone. Thanks in advance.
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House move investment £200k
Ok Any advice on best return on £200k to be invested as result of house sale and whilst looking for another house purchase. Likely term of investment 6 months minimum. Best I can see so far is Halifax Web saver http://www.halifax.co.uk/savings/websaverextra.asp No yearly tie in bonus. Any advice much appreciated
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Investments
I'm married, in my mid fifties and will be inheriting about £100,000 later this year. I would like to know the most sensible way to invest some of this for long term growth, without catches or any hidden clause. Also,I have two children, a daughter of twenty five and a son of seventeen. I would like to invest some of this…
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Premium Bonds Investment Return Calculator
Hi, I have found a online calculator at invidion.co.uk/premium_bond_calculator.php and I was wondering if it would be possible to do something similar in Excel and if so how. Thanks.
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Selling Santander shares
Hi, I have 100 Santander shares and i'm considering selling around 50 of them. If I do this can the money be transferred into my bank account and how long will it take?
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Can I short sell at share.com ?
Can I short sell at share.com ? And is it possible to have a short portfolio in my DIY ISA ? Thanks.
