-
Saving - which bank was it...?
I'm not sure if it was a bank or some other organisation , but basically you made a deposit, specified the risk of loans you wanted your money to go to and they did the lending. I can't racall the name of the comapny. I thik it began with a 'Z' Anyway, can anyone enlighten me Does anyone have any good, or bad, experiences…
-
National Grid rights issue
Got the letter from National Grid today for the rights issue. If you have shares, expect yours soon. Deadline date for a decision is 8th June if you want to choose between the 3 options. 1 - buy all your allocated rights 2 - buy some rights (no cash needed) 3 - sell all your rights
-
Ns&i
Hi I was thinking of investing in another 3 year NS&I Index Linked Savings Cert (3 year), as I put £15k in in March. (need to do this before 1st June to take advantage of recent RPI increases) The thing is, I will need to move the money from my A&L savings account (iss5) which currently earns 3.15% until mid July. So,…
-
Bad investment advice given by bank
I met with the financial advisor at Alliance & Leicester on several occasions. Based on this chaps advice I decided to invest 50% of my ISA into FTSE investment for 5 1/2 years and the other 50% went into a super ISA paying 5.5% interest. Total investment £25,000. I signed a number of forms completed by the advisor on the…
-
Best Savings Option
I have approx £2500 in an account for my 4 year old daughter and at current she is only getting 1% interest on her monies. I am happy to tie up the monies for upto 10 years, what will earn her the best interest? I also £30 pm to this account.
-
ISA's
Hi All I'm looking for the best available transfer-in ISA - preferably in N.Ireland. I have mine with the Ulster Bank at present and my year at 4% is over and I have been reverted down to their 2.25% rate - which isn't too bad from what I can find so far...... .....unless you know different! Thanks
-
MSE News: Bank of England urged to raise interest rates
This is the discussion thread for the following MSE News Story: "An economic report says the bank must increase borrowing costs sooner than planned to control inflation ..." Read the full story: Bank of England urged to raise interest rates
-
should I put the money into my mortage Or savings??
I bought a property in 2007 at the peak of the housing boom at 90% LTV and I know that now I am in negative equity. I am on the SVR of 4.94 currently. and I have an Interest Only Mortgage. In april I opened an ISA with 3600 at 3.5%. I have a lump sum to invest of 15k and I know that the best savings rate won't be anything…
-
"protected" shares isa
hi i have just come back from the newcastle bs and was offered a stocks and shares "protected" isa. the protection is that the isa follows the market (as you know) and (hopefully) goes up, but if the market goes down, the value wont go below 80% of the highest point it reached. the example i was given was that say the isa…
-
MSE News: Beat Nationwide's Football Bond at the bookies
This is the discussion thread for the following MSE News Story: "The four-year fixed savings deal includes a bonus if England win the World Cup but another gamble could pay even more ..." Read the full story: Beat Nationwide's Football Bond at the bookies
-
Loan notes
Hi When our company was taken over our sharesave scheme was transfered into loan notes and we have to keep them for a set amount of time before cashing in or we pay tax, NI and CGT. Just had the interest for 6 months on £35896 and it was £14.91 gross (£11.93!!!!!! after tax) Can this be right? Is it fair? And who can we…
-
Halifax web saver extra intrest
Hi Halifax Web Saver extra. Why they don't show the interest rates any more with your accounts. Have just had my interest for the year. Added to my statement, and what a shock, £384 interest for £22,000 invested for a year, no withdrawals. Visited the bank this morning their explanation. 1 January 2009 3%. 1 February 2009…
-
buying gold/silver
we have investements which long term look like they will not mature to much however heard on the grapevine to invest in silver . Does nayone here nhave any advice please
-
Long Term Saving/Bond for child of 'tricky' parents
The mum and dad are both drink/drug users, social services keep an eye on the children. I have a small sum for each child which their late grandmother wanted them to have for when they are adults. Their mum and dad must not have access to it. Any advice on what I should do that is in the best interests of the children .…
-
Saving buddy!
Hi all, I'm wondering if anyone wants to be saving buddies? I am hoping having someone to relate to me and help spur me on will prove a positive idea! I am trying to save 3k within the next year. I am trying to do this in as many ways as possible- cut out on luxuries, swap bank accounts to better interest rates, write for…
-
Savinsg account that pays interest monthly
... and has a good rate. Can anyone recommend one?
-
Tesco Internet Saver Account
Does anyone know if you get paid interest monthly on this account? Or does anyone know of a good savings account where you get paid the interest monthly?
-
Worth buying a tracker?
I've got about £3500 in an ISA that is paying a poor rate of interest (0.9%). I was going to transfer it to another ISA, but I'm considering putting into a FTSE tracker fund instead. It would be a long term investment - at least a couple of years, and I'm unlikely to need the money suddenly as I have some cash reserves to…
-
Personal Injury Trust...what account?
Hi I am about to receive compensation for an injury I sustained, which will go into a personal injury trust (this is in the process of being set up with the soloicitors who dealt with my claim), and my DH and I now have the job of finding an account for the trust monies to be deposited into. I have searched the net and…
-
What to do with house sale cash when not buying immediately
We are in the process of selling our home but probably won't be buying right away for various reasons. We would therefore have an amount of around £300k sitting in the bank and were wondering how we could make that work for us for, say, three months. We already have all the ISAs that we are allowed up to date. Any advice…
